Qatar General Insurance & Reinsurance Co (DSMD:QGRI) Retained Earnings: ر.ق266.1 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DSMD:QGRI Qatar General Insurance & Reinsurance Co DSMD:QGRI
35 GF Score
Price ر.ق2.34
GF Value ر.ق1.29
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Qatar General Insurance & Reinsurance Co Retained Earnings?

Qatar General Insurance & Reinsurance Co DSMD:QGRI -0.85% 35 Retained Earnings is ر.ق266.1 Mil as of Jun. 2026. GuruFocus rates DSMD:QGRI with a GF Score™ of 35/100 and a GF Value™ of ر.ق1.29 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Qatar General Insurance & Reinsurance Co's retained earnings for the quarter that ended in Jun. 2026 was ر.ق266.1 Mil.

Qatar General Insurance & Reinsurance Co's quarterly retained earnings increased from Dec. 2025 (ر.ق171.5 Mil) to Mar. 2026 (ر.ق236.4 Mil) and increased from Mar. 2026 (ر.ق236.4 Mil) to Jun. 2026 (ر.ق266.1 Mil).

Qatar General Insurance & Reinsurance Co's annual retained earnings declined from Dec. 2023 (ر.ق104.9 Mil) to Dec. 2024 (ر.ق84.2 Mil) but then increased from Dec. 2024 (ر.ق84.2 Mil) to Dec. 2025 (ر.ق171.5 Mil).


Qatar General Insurance & Reinsurance Co  (DSMD:QGRI) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Qatar General Insurance & Reinsurance Co Retained Earnings Historical Data

* Premium members only.

The historical data trend for Qatar General Insurance & Reinsurance Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar General Insurance & Reinsurance Co Retained Earnings Chart

Qatar General Insurance & Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 545.09 569.72 104.89 84.22 171.53

Qatar General Insurance & Reinsurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 162.97 182.44 171.53 236.42 266.06
DSMD:QGRI
35GF Score
Qatar General Insurance & Reinsurance Co DSMD:QGRI
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar General Insurance & Reinsurance Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ر.ق266.1 Mil mean?
Qatar General Insurance & Reinsurance Co (DSMD:QGRI) has a Retained Earnings of ر.ق266.1 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Qatar General Insurance & Reinsurance Co and its competitors.
Is Qatar General Insurance & Reinsurance Co's Retained Earnings too high?
Qatar General Insurance & Reinsurance Co's current Retained Earnings is ر.ق266.1 Mil. Overall, Qatar General Insurance & Reinsurance Co has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Qatar General Insurance & Reinsurance Co's Retained Earnings compare to BRK.A and AIG?
Qatar General Insurance & Reinsurance Co's Retained Earnings of ر.ق266.1 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Qatar General Insurance & Reinsurance Co and its competitors. Qatar General Insurance & Reinsurance Co's current Retained Earnings is ر.ق266.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar General Insurance & Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Qatar General Insurance & Reinsurance Co (DSMD:QGRI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ق1.29, compared to a current price of ر.ق2.34 — trading 81% above its estimated fair value. The current Retained Earnings is ر.ق266.1 Mil. Qatar General Insurance & Reinsurance Co's overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Qatar General Insurance & Reinsurance Co (DSMD:QGRI), the current Retained Earnings is ر.ق266.1 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar General Insurance & Reinsurance Co (DSMD:QGRI) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar General Insurance & Reinsurance Co stock appears to be overvalued. The current stock price of ر.ق2.34 is trading 81% above its estimated GF Value™ of ر.ق1.29. GuruFocus considers Qatar General Insurance & Reinsurance Co to be Significantly Overvalued.

Key valuation signals for DSMD:QGRI:

  • Retained Earnings: ر.ق266.1 Mil
  • GF Value™: ر.ق1.29 vs. price of ر.ق2.34 (81% above fair value)
  • GF Score™: 35/100 with 4 warning signs

No single metric tells the full story. See the DSMD:QGRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar General Insurance & Reinsurance Co Business Description

Address Al Asmakh Street, P.O. Box 4500, Doha, QAT
Qatar General Insurance & Reinsurance Co is an insurance company engaged in providing general insurance and reinsurance services. The company also provides Islamic Takaful insurance, real estate, investment, manufacturing, trading and contracting services. The company has various product lines, which are Property and casualty, Life and medical, Motor and Marine and aviation. The company generates the majority of its revenue from Property and casualty.
35GF Score

Get the complete analysis for DSMD:QGRI

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق2.34
Price
ر.ق1.29
GF Value