Qatar General Insurance & Reinsurance Co (DSMD:QGRI) Return-on-Tangible-Equity: 2.27% (As of Jun. 2026) — 61% Above Median

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DSMD:QGRI Qatar General Insurance & Reinsurance Co DSMD:QGRI
35 GF Score
Price ر.ق2.34
GF Value ر.ق1.29
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Qatar General Insurance & Reinsurance Co Return-on-Tangible-Equity?

Qatar General Insurance & Reinsurance Co DSMD:QGRI -0.85% 35 Return-on-Tangible-Equity is 2.27% as of Jun. 2026, which is 61% above its 10-year median of 1.41. GuruFocus rates DSMD:QGRI with a GF Score™ of 35/100 and a GF Value™ of ر.ق1.29 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 491 Insurance companies, Qatar General Insurance & Reinsurance Co ranks worse than 85.13% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Qatar General Insurance & Reinsurance Co's annualized net income for the quarter that ended in Jun. 2026 was ر.ق84.9 Mil. Qatar General Insurance & Reinsurance Co's average shareholder tangible equity for the quarter that ended in Jun. 2026 was ر.ق3,740.3 Mil. Therefore, Qatar General Insurance & Reinsurance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 2.27%.

The historical rank and industry rank for Qatar General Insurance & Reinsurance Co's Return-on-Tangible-Equity or its related term are showing as below:

DSMD:QGRI' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -37.23   Med: 1.41   Max: 5.04
Current: 3.68

During the past 13 years, Qatar General Insurance & Reinsurance Co's highest Return-on-Tangible-Equity was 5.04%. The lowest was -37.23%. And the median was 1.41%.

DSMD:QGRI's Return-on-Tangible-Equity is ranked worse than
85.13% of 491 companies
in the Insurance industry
Industry Median: 13.8 vs DSMD:QGRI: 3.68

Qatar General Insurance & Reinsurance Co  (DSMD:QGRI) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Qatar General Insurance & Reinsurance Co Return-on-Tangible-Equity Related Terms


Qatar General Insurance & Reinsurance Co Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Qatar General Insurance & Reinsurance Co's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar General Insurance & Reinsurance Co Return-on-Tangible-Equity Chart

Qatar General Insurance & Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.96 -11.01 -37.23 0.86 3.49

Qatar General Insurance & Reinsurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.85 2.09 3.42 6.88 2.27

DSMD:QGRI vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison

For the Insurance - Diversified subindustry, Qatar General Insurance & Reinsurance Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar General Insurance & Reinsurance Co Return-on-Tangible-Equity vs Insurance Industry

For the Insurance industry and Financial Services sector, Qatar General Insurance & Reinsurance Co's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Qatar General Insurance & Reinsurance Co's Return-on-Tangible-Equity falls into.


DSMD:QGRI
35GF Score
Qatar General Insurance & Reinsurance Co DSMD:QGRI
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar General Insurance & Reinsurance Co Return-on-Tangible-Equity Calculation

Qatar General Insurance & Reinsurance Co's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=124.386/( (3411.699+3715.485 )/ 2 )
=124.386/3563.592
=3.49 %

Qatar General Insurance & Reinsurance Co's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=84.92/( (3710.363+3770.323)/ 2 )
=84.92/3740.343
=2.27 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Jun. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 2.27% mean?
Qatar General Insurance & Reinsurance Co (DSMD:QGRI) has a Return-on-Tangible-Equity of 2.27% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Qatar General Insurance & Reinsurance Co and its competitors. This is 61% above median its historical median of 1.41. According to the industry distribution chart, Qatar General Insurance & Reinsurance Co ranks #418 out of 491 companies in the Insurance industry, placing it in the top 85.1%.
Is Qatar General Insurance & Reinsurance Co's Return-on-Tangible-Equity too high?
Qatar General Insurance & Reinsurance Co's current Return-on-Tangible-Equity of 2.27% is 61% above median its 10-year median of 1.41. The Insurance industry median Return-on-Tangible-Equity is 13.80. Qatar General Insurance & Reinsurance Co's value of 2.27% is 83.6% below this industry median. Based on the distribution chart, Qatar General Insurance & Reinsurance Co ranks #418 out of 491 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Qatar General Insurance & Reinsurance Co has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Qatar General Insurance & Reinsurance Co's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Qatar General Insurance & Reinsurance Co ranks #418 out of 491 companies for Return-on-Tangible-Equity. This places Qatar General Insurance & Reinsurance Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.80. Qatar General Insurance & Reinsurance Co's value of 2.27% is 83.6% below this benchmark. While the company's 10-year median is 1.41 vs. the industry median of 13.80, Qatar General Insurance & Reinsurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.80, based on 491 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar General Insurance & Reinsurance Co's current Return-on-Tangible-Equity of 2.27% is 83.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Qatar General Insurance & Reinsurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar General Insurance & Reinsurance Co's current Return-on-Tangible-Equity is 2.27%, which is 61% above median its own 10-year median of 1.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar General Insurance & Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Qatar General Insurance & Reinsurance Co (DSMD:QGRI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ق1.29, compared to a current price of ر.ق2.34 — trading 81% above its estimated fair value. The current Return-on-Tangible-Equity is 2.27%, which is 61% above median its 10-year median of 1.41 and 83.6% below the Insurance industry median of 13.80. Qatar General Insurance & Reinsurance Co's overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Qatar General Insurance & Reinsurance Co (DSMD:QGRI), the current Return-on-Tangible-Equity is 2.27% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar General Insurance & Reinsurance Co (DSMD:QGRI) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar General Insurance & Reinsurance Co stock appears to be overvalued. The current stock price of ر.ق2.34 is trading 81% above its estimated GF Value™ of ر.ق1.29. GuruFocus considers Qatar General Insurance & Reinsurance Co to be Significantly Overvalued.

Key valuation signals for DSMD:QGRI:

  • Return-on-Tangible-Equity: 2.27% (61% above median its 10-year median of 1.41)
  • GF Value™: ر.ق1.29 vs. price of ر.ق2.34 (81% above fair value)
  • GF Score™: 35/100 with 4 warning signs
  • Industry Position: 83.6% below the Insurance median (#418 of 491)

No single metric tells the full story. See the DSMD:QGRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar General Insurance & Reinsurance Co Business Description

Address Al Asmakh Street, P.O. Box 4500, Doha, QAT
Qatar General Insurance & Reinsurance Co is an insurance company engaged in providing general insurance and reinsurance services. The company also provides Islamic Takaful insurance, real estate, investment, manufacturing, trading and contracting services. The company has various product lines, which are Property and casualty, Life and medical, Motor and Marine and aviation. The company generates the majority of its revenue from Property and casualty.
35GF Score

Get the complete analysis for DSMD:QGRI

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق2.34
Price
ر.ق1.29
GF Value