Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
DSMD:QGRI's ROA % is ranked worse than 50.69% of 507
companies
in the Insurance industry
Industry Median: 2.6
vs DSMD:QGRI: 2.47
Qatar General Insurance & Reinsurance Co (DSMD:QGRI) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Qatar General Insurance & Reinsurance Co ROA % Related Terms
Qatar General Insurance & Reinsurance Co ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qatar General Insurance & Reinsurance Co ROA % Chart
Qatar General Insurance & Reinsurance Co Annual Data
For the Insurance - Diversified subindustry, Qatar General Insurance & Reinsurance Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qatar General Insurance & Reinsurance Co ROA % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Qatar General Insurance & Reinsurance Co (DSMD:QGRI) has a ROA % of 4.55% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Qatar General Insurance & Reinsurance Co and its competitors. This is 455% above median its historical median of 0.82. According to the industry distribution chart, Qatar General Insurance & Reinsurance Co ranks #257 out of 507 companies in the Insurance industry, placing it in the top 50.7%.
Is Qatar General Insurance & Reinsurance Co's ROA % too high?
Qatar General Insurance & Reinsurance Co's current ROA % of 4.55% is 455% above median its 10-year median of 0.82. The Insurance industry median ROA % is 2.60. Qatar General Insurance & Reinsurance Co's value of 4.55% is 75% above this industry median. Based on the distribution chart, Qatar General Insurance & Reinsurance Co ranks #257 out of 507 companies in the Insurance industry, which is below the industry midpoint. Overall, Qatar General Insurance & Reinsurance Co has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Qatar General Insurance & Reinsurance Co's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Qatar General Insurance & Reinsurance Co ranks #257 out of 507 companies for ROA %. This places Qatar General Insurance & Reinsurance Co in the lower half of its industry. The industry median ROA % is 2.60. Qatar General Insurance & Reinsurance Co's value of 4.55% is 75% above this benchmark. While the company's 10-year median is 0.82 vs. the industry median of 2.60, Qatar General Insurance & Reinsurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.60, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar General Insurance & Reinsurance Co's current ROA % of 4.55% is 75% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Qatar General Insurance & Reinsurance Co and its competitors. For the Insurance industry, the median ROA % is 2.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar General Insurance & Reinsurance Co's current ROA % is 4.55%, which is 455% above median its own 10-year median of 0.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar General Insurance & Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Qatar General Insurance & Reinsurance Co (DSMD:QGRI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ق1.23, compared to a current price of ر.ق1.99 — trading 61.8% above its estimated fair value. The current ROA % is 4.55%, which is 455% above median its 10-year median of 0.82 and 75% above the Insurance industry median of 2.60. Qatar General Insurance & Reinsurance Co's overall GF Score™ is 35/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Qatar General Insurance & Reinsurance Co (DSMD:QGRI), the current ROA % is 4.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qatar General Insurance & Reinsurance Co (DSMD:QGRI) Overvalued in 2026?
Based on GuruFocus' analysis, Qatar General Insurance & Reinsurance Co stock appears to be overvalued.
The current stock price of ر.ق1.99 is trading 61.8% above its estimated GF Value™ of ر.ق1.23.
GuruFocus considers Qatar General Insurance & Reinsurance Co to be Significantly Overvalued.
Key valuation signals for DSMD:QGRI:
ROA %: 4.55% (455% above median its 10-year median of 0.82)
GF Value™: ر.ق1.23 vs. price of ر.ق1.99 (61.8% above fair value)
Industry Position: 75% above the Insurance median (#257 of 507)
No single metric tells the full story. See the DSMD:QGRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qatar General Insurance & Reinsurance Co Business Description
Qatar General Insurance & Reinsurance Co is an insurance company engaged in providing general insurance and reinsurance services. The company also provides Islamic Takaful insurance, real estate, investment, manufacturing, trading and contracting services. The company has various product lines, which are Property and casualty, Life and medical, Motor and Marine and aviation. The company generates the majority of its revenue from Property and casualty.
35GF Score
Get the complete analysis for DSMD:QGRI
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DSMD:QGRI has been successfully added to your 
