Qatar General Insurance & Reinsurance Co (DSMD:QGRI) Cyclically Adjusted Book per Share: ر.ق6.97 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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DSMD:QGRI Qatar General Insurance & Reinsurance Co DSMD:QGRI
35 GF Score
Price ر.ق1.99
GF Value ر.ق1.23
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Qatar General Insurance & Reinsurance Co Cyclically Adjusted Book per Share?

Qatar General Insurance & Reinsurance Co DSMD:QGRI 35 Cyclically Adjusted Book per Share is ر.ق6.97 as of Mar. 2026. GuruFocus rates DSMD:QGRI with a GF Score™ of 35/100 and a GF Value™ of ر.ق1.23 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Qatar General Insurance & Reinsurance Co's adjusted book value per share for the three months ended in Mar. 2026 was ر.ق4.243. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ر.ق6.97 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Qatar General Insurance & Reinsurance Co's average Cyclically Adjusted Book Growth Rate was -3.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -1.20% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 3.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Qatar General Insurance & Reinsurance Co was 8.00% per year. The lowest was -1.20% per year. And the median was 5.30% per year.

As of today (2026-07-16), Qatar General Insurance & Reinsurance Co's current stock price is ر.ق1.99. Qatar General Insurance & Reinsurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ر.ق6.97. Qatar General Insurance & Reinsurance Co's Cyclically Adjusted PB Ratio of today is 0.29.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Qatar General Insurance & Reinsurance Co was 0.45. The lowest was 0.11. And the median was 0.22.


Qatar General Insurance & Reinsurance Co  (DSMD:QGRI) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Qatar General Insurance & Reinsurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=1.99/6.97
=0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Qatar General Insurance & Reinsurance Co was 0.45. The lowest was 0.11. And the median was 0.22.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Qatar General Insurance & Reinsurance Co Cyclically Adjusted Book per Share Related Terms


Qatar General Insurance & Reinsurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Qatar General Insurance & Reinsurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar General Insurance & Reinsurance Co Cyclically Adjusted Book per Share Chart

Qatar General Insurance & Reinsurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.60 7.23 7.43 7.27 6.97

Qatar General Insurance & Reinsurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.25 7.19 7.13 6.97 6.97

DSMD:QGRI vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Qatar General Insurance & Reinsurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar General Insurance & Reinsurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Qatar General Insurance & Reinsurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Qatar General Insurance & Reinsurance Co's Cyclically Adjusted PB Ratio falls into.


DSMD:QGRI
35GF Score
Qatar General Insurance & Reinsurance Co DSMD:QGRI
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar General Insurance & Reinsurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Qatar General Insurance & Reinsurance Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.243/330.2130*330.2130
=4.243

Current CPI (Mar. 2026) = 330.2130.

Qatar General Insurance & Reinsurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 7.074 241.018 9.692
201609 7.246 241.428 9.911
201612 7.277 241.432 9.953
201703 7.156 243.801 9.692
201706 7.069 244.955 9.529
201709 6.981 246.819 9.340
201712 6.699 246.524 8.973
201803 6.918 249.554 9.154
201806 6.926 251.989 9.076
201809 7.004 252.439 9.162
201812 6.312 251.233 8.296
201903 7.239 254.202 9.404
201906 7.166 256.143 9.238
201909 7.147 256.759 9.192
201912 5.685 256.974 7.305
202003 5.559 258.115 7.112
202006 5.591 257.797 7.162
202009 5.675 260.280 7.200
202012 5.679 260.474 7.199
202103 5.771 264.877 7.195
202106 5.800 271.696 7.049
202109 5.869 274.310 7.065
202112 5.851 278.802 6.930
202203 5.972 287.504 6.859
202206 5.844 296.311 6.513
202209 5.884 296.808 6.546
202212 5.194 296.797 5.779
202303 5.225 301.836 5.716
202306 5.196 305.109 5.624
202309 5.142 307.789 5.517
202312 3.807 306.746 4.098
202403 3.748 312.332 3.963
202406 3.891 314.175 4.090
202409 3.949 315.301 4.136
202412 3.899 315.605 4.079
202503 3.933 319.799 4.061
202506 4.032 322.561 4.128
202509 4.111 324.800 4.180
202512 4.249 324.054 4.330
202603 4.243 330.213 4.243

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ر.ق6.97 mean?
Qatar General Insurance & Reinsurance Co (DSMD:QGRI) has a Cyclically Adjusted Book per Share of ر.ق6.97 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Qatar General Insurance & Reinsurance Co and its competitors.
Is Qatar General Insurance & Reinsurance Co's Cyclically Adjusted Book per Share too high?
Qatar General Insurance & Reinsurance Co's current Cyclically Adjusted Book per Share is ر.ق6.97. Overall, Qatar General Insurance & Reinsurance Co has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Qatar General Insurance & Reinsurance Co's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Qatar General Insurance & Reinsurance Co's Cyclically Adjusted Book per Share of ر.ق6.97 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Qatar General Insurance & Reinsurance Co and its competitors. Qatar General Insurance & Reinsurance Co's current Cyclically Adjusted Book per Share is ر.ق6.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar General Insurance & Reinsurance Co stock overvalued right now?
Based on GuruFocus' analysis, Qatar General Insurance & Reinsurance Co (DSMD:QGRI) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ق1.23, compared to a current price of ر.ق1.99 — trading 61.8% above its estimated fair value. The current Cyclically Adjusted Book per Share is ر.ق6.97. Qatar General Insurance & Reinsurance Co's overall GF Score™ is 35/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Qatar General Insurance & Reinsurance Co (DSMD:QGRI), the current Cyclically Adjusted Book per Share is ر.ق6.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar General Insurance & Reinsurance Co (DSMD:QGRI) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar General Insurance & Reinsurance Co stock appears to be overvalued. The current stock price of ر.ق1.99 is trading 61.8% above its estimated GF Value™ of ر.ق1.23. GuruFocus considers Qatar General Insurance & Reinsurance Co to be Significantly Overvalued.

Key valuation signals for DSMD:QGRI:

  • Cyclically Adjusted Book per Share: ر.ق6.97
  • GF Value™: ر.ق1.23 vs. price of ر.ق1.99 (61.8% above fair value)
  • GF Score™: 35/100 with 6 warning signs

No single metric tells the full story. See the DSMD:QGRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar General Insurance & Reinsurance Co Business Description

Address Al Asmakh Street, P.O. Box 4500, Doha, QAT
Qatar General Insurance & Reinsurance Co is an insurance company engaged in providing general insurance and reinsurance services. The company also provides Islamic Takaful insurance, real estate, investment, manufacturing, trading and contracting services. The company has various product lines, which are Property and casualty, Life and medical, Motor and Marine and aviation. The company generates the majority of its revenue from Property and casualty.
35GF Score

Get the complete analysis for DSMD:QGRI

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق1.99
Price
ر.ق1.23
GF Value