Close Brothers GroupFRA:CS3 -0.88%56 Cyclically Adjusted PB Ratio is 0.34 as of Jul. 09, 2026, which is 78% below its 10-year median of 1.53. GuruFocus rates FRA:CS3 with a GF Score™ of 56/100 and a GF Value™ of €4.17 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,300 Banks companies, Close Brothers Group ranks better than 92.23% on this metric.
The historical rank and industry rank for Close Brothers Group's Cyclically Adjusted PB Ratio or its related term are showing as below:
FRA:CS3'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.18 Med: 1.53 Max: 2.82
Current: 0.37
During the past 13 years, Close Brothers Group's highest Cyclically Adjusted PB Ratio was 2.82. The lowest was 0.18. And the median was 1.53.
FRA:CS3's Cyclically Adjusted PB Ratio is ranked better than 92.23% of 1300
companies
in the Banks industry
Industry Median: 1.25
vs FRA:CS3: 0.37
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
Close Brothers Group's adjusted book value per share data of for the fiscal year that ended in Jul25 was €13.338. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €13.47 for the trailing ten years ended in Jul25.
Shiller PE for Stocks: The True Measure of Stock Valuation
Close Brothers Group (FRA:CS3) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
Close Brothers Group Cyclically Adjusted PB Ratio Related Terms
Close Brothers Group Cyclically Adjusted PB Ratio Historical Data
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The historical data trend for Close Brothers Group's Cyclically Adjusted PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Close Brothers Group Cyclically Adjusted PB Ratio Chart
FRA:CS3 vs PNC: Cyclically Adjusted PB Ratio Comparison
For the Banks - Regional subindustry, Close Brothers Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Close Brothers Group Cyclically Adjusted PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Close Brothers Group's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where Close Brothers Group's Cyclically Adjusted PB Ratio falls into.
Close Brothers Group Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 0.34 mean?
Close Brothers Group (FRA:CS3) has a Cyclically Adjusted PB Ratio of 0.34 as of Jul. 09, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Close Brothers Group and its competitors. This is 78% below median its historical median of 1.53. Over the past decade, Close Brothers Group's Cyclically Adjusted PB Ratio has ranged from 0.18 to 2.82. According to the industry distribution chart, Close Brothers Group ranks #101 out of 1300 companies in the Banks industry, placing it in the top 7.8%.
Is Close Brothers Group's Cyclically Adjusted PB Ratio too high?
Close Brothers Group's current Cyclically Adjusted PB Ratio of 0.34 is 78% below median its 10-year median of 1.53. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 2.82. The Banks industry median Cyclically Adjusted PB Ratio is 1.25. Close Brothers Group's value of 0.34 is 72.8% below this industry median. Based on the distribution chart, Close Brothers Group ranks #101 out of 1300 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Close Brothers Group has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Close Brothers Group's Cyclically Adjusted PB Ratio compare to PNC?
According to the Banks industry distribution chart, Close Brothers Group ranks #101 out of 1300 companies for Cyclically Adjusted PB Ratio. This places Close Brothers Group in the top 8% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.25. Close Brothers Group's value of 0.34 is 72.8% below this benchmark. Historically, Close Brothers Group's own Cyclically Adjusted PB Ratio has ranged from 0.18 to 2.82 over the past decade. While the company's 10-year median is 1.53 vs. the industry median of 1.25, Close Brothers Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.25, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Close Brothers Group's current Cyclically Adjusted PB Ratio of 0.34 is 72.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Close Brothers Group and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Close Brothers Group's current Cyclically Adjusted PB Ratio is 0.34, which is 78% below median its own 10-year median of 1.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Close Brothers Group stock overvalued right now?
Based on GuruFocus' analysis, Close Brothers Group (FRA:CS3) is currently considered Fairly Valued. The stock's GF Value™ is €4.17, compared to a current price of €4.52 — trading 8.4% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.34, which is 78% below median its 10-year median of 1.53 and 72.8% below the Banks industry median of 1.25. Close Brothers Group's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Close Brothers Group (FRA:CS3), the current Cyclically Adjusted PB Ratio is 0.34 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Close Brothers Group (FRA:CS3) Overvalued in 2026?
Based on GuruFocus' analysis, Close Brothers Group stock appears to be overvalued.
The current stock price of €4.52 is trading 8.4% above its estimated GF Value™ of €4.17.
GuruFocus considers Close Brothers Group to be Fairly Valued.
Key valuation signals for FRA:CS3:
Cyclically Adjusted PB Ratio: 0.34 (78% below median its 10-year median of 1.53)
GF Value™: €4.17 vs. price of €4.52 (8.4% above fair value)
Industry Position: 72.8% below the Banks median (#101 of 1300)
No single metric tells the full story. See the FRA:CS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Close Brothers Group PLC is a banking group that provides lending, deposit-taking, and securities trading services. The group mostly offers services to small businesses and individuals in the United Kingdom. Its operating segments are: Commercial, Retail, and Property. Maximum revenue is generated from its Commercial segment, which mainly offers specialist and predominantly secured lending principally to the SME market. The Retail segment provides intermediated finance through motor dealers, motor finance brokers, and insurance brokers, and savings products for individuals and corporates; and the Property segment offers residential development finance to established UK property developers, funding for commercial properties, and bridging and refurbishment loans.
56GF Score
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