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Close Brothers GroupFRA:CS3 -0.41%59 Equity-to-Asset is 0.14 as of Jan. 2026, which is 8% above its 10-year median of 0.13. GuruFocus rates FRA:CS3 with a GF Score™ of 59/100 and a GF Value™ of €4.10 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,525 Banks companies, Close Brothers Group ranks better than 83.28% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Close Brothers Group's Total Stockholders Equity for the quarter that ended in Jan. 2026 was €1,914.8 Mil. Close Brothers Group's Total Assets for the quarter that ended in Jan. 2026 was €14,145.3 Mil.
Therefore, Close Brothers Group's Equity to Asset Ratio for the quarter that ended in Jan. 2026 was 0.14.
The historical rank and industry rank for Close Brothers Group's Equity-to-Asset or its related term are showing as below:
FRA:CS3'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.12 Med: 0.13 Max: 0.14
Current: 0.14
During the past 13 years, the highest Equity to Asset Ratio of Close Brothers Group was 0.14. The lowest was 0.12. And the median was 0.13.
FRA:CS3's Equity-to-Asset is ranked better than 83.28% of 1525
companies
in the Banks industry
Industry Median: 0.1
vs FRA:CS3: 0.14
Close Brothers Group (FRA:CS3) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Close Brothers Group Equity-to-Asset Related Terms
Close Brothers Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Close Brothers Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Close Brothers Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Close Brothers Group Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Close Brothers Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Close Brothers Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Close Brothers Group's Equity to Asset Ratio for the fiscal year that ended in Jul. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Close Brothers Group (FRA:CS3) has a Equity-to-Asset of 0.14 as of Jan. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Close Brothers Group and its competitors. This is near median its historical median of 0.13. Over the past decade, Close Brothers Group's Equity-to-Asset has ranged from 0.12 to 0.14. According to the industry distribution chart, Close Brothers Group ranks #255 out of 1525 companies in the Banks industry, placing it in the top 16.7%.
Is Close Brothers Group's Equity-to-Asset too high?
Close Brothers Group's current Equity-to-Asset of 0.14 is near median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. Close Brothers Group's value of 0.14 is 40% above this industry median. Based on the distribution chart, Close Brothers Group ranks #255 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Close Brothers Group has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Close Brothers Group's Equity-to-Asset compare to PNC?
According to the Banks industry distribution chart, Close Brothers Group ranks #255 out of 1525 companies for Equity-to-Asset. This places Close Brothers Group in the top 17% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Close Brothers Group's value of 0.14 is 40% above this benchmark. Historically, Close Brothers Group's own Equity-to-Asset has ranged from 0.12 to 0.14 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.10, Close Brothers Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Close Brothers Group's current Equity-to-Asset of 0.14 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Close Brothers Group and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Close Brothers Group's current Equity-to-Asset is 0.14, which is near median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Close Brothers Group stock overvalued right now?
Based on GuruFocus' analysis, Close Brothers Group (FRA:CS3) is currently considered Modestly Overvalued. The stock's GF Value™ is €4.10, compared to a current price of €4.88 — trading 19% above its estimated fair value. The current Equity-to-Asset is 0.14, which is near median its 10-year median of 0.13 and 40% above the Banks industry median of 0.10. Close Brothers Group's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Close Brothers Group (FRA:CS3), the current Equity-to-Asset is 0.14 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Close Brothers Group (FRA:CS3) Overvalued in 2026?
Based on GuruFocus' analysis, Close Brothers Group stock appears to be overvalued.
The current stock price of €4.88 is trading 19% above its estimated GF Value™ of €4.10.
GuruFocus considers Close Brothers Group to be Modestly Overvalued.
Key valuation signals for FRA:CS3:
Equity-to-Asset: 0.14 (near median its 10-year median of 0.13)
GF Value™: €4.10 vs. price of €4.88 (19% above fair value)
Industry Position: 40% above the Banks median (#255 of 1525)
No single metric tells the full story. See the FRA:CS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Close Brothers Group PLC is a banking group that provides lending, deposit-taking, and securities trading services. The group mostly offers services to small businesses and individuals in the United Kingdom. Its operating segments are: Commercial, Retail, and Property. Maximum revenue is generated from its Commercial segment, which mainly offers specialist and predominantly secured lending principally to the SME market. The Retail segment provides intermediated finance through motor dealers, motor finance brokers, and insurance brokers, and savings products for individuals and corporates; and the Property segment offers residential development finance to established UK property developers, funding for commercial properties, and bridging and refurbishment loans.
59GF Score
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