Close Brothers Group (FRA:CS3) Debt-to-Asset : 0.18 (As of Jan. 2026)

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FRA:CS3 Close Brothers Group PLC FRA:CS3
57 GF Score
Price €4.94
GF Value €4.03
! 2 Warning Signs
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What is Close Brothers Group Debt-to-Asset?

Close Brothers Group FRA:CS3 57 Debt-to-Asset is 0.18 as of Jan. 2026. GuruFocus rates FRA:CS3 with a GF Score™ of 57/100 and a GF Value™ of €4.03. The stock has 2 warning signs investors should review.

Close Brothers Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2026 was €0.0 Mil. Close Brothers Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2026 was €2,469.2 Mil. Close Brothers Group's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jan. 2026 was €14,145.3 Mil. Close Brothers Group's debt to asset for the quarter that ended in Jan. 2026 was 0.17.


Close Brothers Group  (FRA:CS3) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Close Brothers Group Debt-to-Asset Related Terms


Close Brothers Group Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Close Brothers Group's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Close Brothers Group Debt-to-Asset Chart

Close Brothers Group Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.22 0.23 0.21 0.17 0.16

Close Brothers Group Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.18 0.17 0.16 0.16 0.18

FRA:CS3 vs PNC: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Close Brothers Group's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Close Brothers Group Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Close Brothers Group's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Close Brothers Group's Debt-to-Asset falls into.


FRA:CS3
57GF Score
Close Brothers Group PLC FRA:CS3
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Close Brothers Group Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Close Brothers Group's Debt-to-Asset for the fiscal year that ended in Jul. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 2530.868) / 16274.789
=0.16

Close Brothers Group's Debt-to-Asset for the quarter that ended in Jan. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 2469.167) / 14145.255
=0.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.18 mean?
Close Brothers Group (FRA:CS3) has a Debt-to-Asset of 0.18 as of Jan. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Close Brothers Group and its competitors.
Is Close Brothers Group's Debt-to-Asset too high?
Close Brothers Group's current Debt-to-Asset is 0.18. Overall, Close Brothers Group has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Close Brothers Group's Debt-to-Asset compare to PNC?
Close Brothers Group's Debt-to-Asset of 0.18 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Close Brothers Group and its competitors. Close Brothers Group's current Debt-to-Asset is 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Close Brothers Group stock overvalued right now?
Close Brothers Group (FRA:CS3) has a current Debt-to-Asset of 0.18. The stock's GF Value™ is €4.03, compared to a current price of €4.94 — trading 22.6% above its estimated fair value. The current Debt-to-Asset is 0.18. Close Brothers Group's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Close Brothers Group (FRA:CS3), the current Debt-to-Asset is 0.18 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Close Brothers Group (FRA:CS3) Overvalued in 2026?

Based on GuruFocus' analysis, Close Brothers Group stock appears to be overvalued. The current stock price of €4.94 is trading 22.6% above its estimated GF Value™ of €4.03.

Key valuation signals for FRA:CS3:

  • Debt-to-Asset: 0.18
  • GF Value™: €4.03 vs. price of €4.94 (22.6% above fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the FRA:CS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Close Brothers Group Business Description

Other Exchanges CBGPY:USACBGl:UKCBG:UK
Address 10 Crown Place, London, GBR, EC2A 4FT
Close Brothers Group PLC is a banking group that provides lending, deposit-taking, and securities trading services. The group mostly offers services to small businesses and individuals in the United Kingdom. Its operating segments are: Commercial, Retail, and Property. Maximum revenue is generated from its Commercial segment, which mainly offers specialist and predominantly secured lending principally to the SME market. The Retail segment provides intermediated finance through motor dealers, motor finance brokers, and insurance brokers, and savings products for individuals and corporates; and the Property segment offers residential development finance to established UK property developers, funding for commercial properties, and bridging and refurbishment loans.
57GF Score

Get the complete analysis for FRA:CS3

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.94
Price
€4.03
GF Value