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Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for Close Brothers Group's Intrinsic Value: Projected FCF or its related term are showing as below:
FRA:CS3'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.19 Med: 0.76 Max: 1.49
Current: 0.2
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Close Brothers Group was 1.49. The lowest was 0.19. And the median was 0.76.
FRA:CS3's Price-to-Projected-FCF is ranked better than 86.74% of 1305
companies
in the Banks industry
Industry Median: 0.6
vs FRA:CS3: 0.20
Close Brothers Group (FRA:CS3) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Close Brothers Group's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
5.05
/
23.753579966086
=
0.21
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Close Brothers Group Intrinsic Value: Projected FCF Related Terms
Close Brothers Group Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Close Brothers Group's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Close Brothers Group Intrinsic Value: Projected FCF Chart
Close Brothers Group Intrinsic Value: Projected FCF Competitor Comparison
For the Banks - Regional subindustry, Close Brothers Group's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Close Brothers Group Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Close Brothers Group's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Close Brothers Group's Price-to-Projected-FCF falls into.
Close Brothers Group Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of €23.58 mean?
Close Brothers Group (FRA:CS3) has a Intrinsic Value: Projected FCF of €23.58 as of Aug. 31, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Close Brothers Group and its competitors. According to the industry distribution chart, Close Brothers Group ranks #173 out of 1305 companies in the Banks industry, placing it in the top 13.3%.
Is Close Brothers Group's Intrinsic Value: Projected FCF too high?
Close Brothers Group's current Intrinsic Value: Projected FCF is €23.58. Based on the distribution chart, Close Brothers Group ranks #173 out of 1305 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Close Brothers Group has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Close Brothers Group's Intrinsic Value: Projected FCF compare to competitors?
According to the Banks industry distribution chart, Close Brothers Group ranks #173 out of 1305 companies for Intrinsic Value: Projected FCF. This places Close Brothers Group in the top 13% of its industry — outperforming the majority of peers. The industry median Intrinsic Value: Projected FCF is 0.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,305 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Close Brothers Group and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Close Brothers Group's current Intrinsic Value: Projected FCF is €23.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Close Brothers Group stock overvalued right now?
Close Brothers Group (FRA:CS3) has a current Intrinsic Value: Projected FCF of €23.58. The stock's GF Value™ is €4.03, compared to a current price of €5.05 — trading 25.3% above its estimated fair value. The current Intrinsic Value: Projected FCF is €23.58. Close Brothers Group's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Close Brothers Group (FRA:CS3), the current Intrinsic Value: Projected FCF is €23.58 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Close Brothers Group (FRA:CS3) Overvalued in 2026?
Based on GuruFocus' analysis, Close Brothers Group stock appears to be overvalued.
The current stock price of €5.05 is trading 25.3% above its estimated GF Value™ of €4.03.
Key valuation signals for FRA:CS3:
Intrinsic Value: Projected FCF: €23.58
GF Value™: €4.03 vs. price of €5.05 (25.3% above fair value)
No single metric tells the full story. See the FRA:CS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Close Brothers Group PLC is a banking group that provides lending, deposit-taking, and securities trading services. The group mostly offers services to small businesses and individuals in the United Kingdom. Its operating segments are: Commercial, Retail, and Property. Maximum revenue is generated from its Commercial segment, which mainly offers specialist and predominantly secured lending principally to the SME market. The Retail segment provides intermediated finance through motor dealers, motor finance brokers, and insurance brokers, and savings products for individuals and corporates; and the Property segment offers residential development finance to established UK property developers, funding for commercial properties, and bridging and refurbishment loans.
54GF Score
Get the complete analysis for FRA:CS3
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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