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Close Brothers GroupFRA:CS3 -0.84%54 3-Year Book Growth Rate is 1.50% as of Jan. 2026, which is 78% below its 10-year median of 6.80. GuruFocus rates FRA:CS3 with a GF Score™ of 54/100 and a GF Value™ of €4.03. The stock has 2 warning signs investors should review. Among 1,491 Banks companies, Close Brothers Group ranks worse than 87.99% on this metric.
During the past 12 months, Close Brothers Group's average Book Value per Share Growth Rate was -2.80% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 1.50% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 4.10% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 5.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Close Brothers Group was 21.00% per year. The lowest was -0.70% per year. And the median was 6.80% per year.
Close Brothers Group (FRA:CS3) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Close Brothers Group 3-Year Book Growth Rate Related Terms
Close Brothers Group 3-Year Book Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Close Brothers Group's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Close Brothers Group 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Close Brothers Group's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Close Brothers Group's 3-Year Book Growth Rate falls into.
Close Brothers Group 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 1.50% mean?
Close Brothers Group (FRA:CS3) has a 3-Year Book Growth Rate of 1.50% as of Jan. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Close Brothers Group and its competitors. This is 78% below median its historical median of 6.80. According to the industry distribution chart, Close Brothers Group ranks #1312 out of 1491 companies in the Banks industry, placing it in the top 88%.
Is Close Brothers Group's 3-Year Book Growth Rate too high?
Close Brothers Group's current 3-Year Book Growth Rate of 1.50% is 78% below median its 10-year median of 6.80. The Banks industry median 3-Year Book Growth Rate is 8.80. Close Brothers Group's value of 1.50% is 83% below this industry median. Based on the distribution chart, Close Brothers Group ranks #1312 out of 1491 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Close Brothers Group has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Close Brothers Group's 3-Year Book Growth Rate compare to competitors?
According to the Banks industry distribution chart, Close Brothers Group ranks #1312 out of 1491 companies for 3-Year Book Growth Rate. This places Close Brothers Group in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Close Brothers Group's value of 1.50% is 83% below this benchmark. While the company's 10-year median is 6.80 vs. the industry median of 8.80, Close Brothers Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,491 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Close Brothers Group's current 3-Year Book Growth Rate of 1.50% is 83% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Close Brothers Group and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Close Brothers Group's current 3-Year Book Growth Rate is 1.50%, which is 78% below median its own 10-year median of 6.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Close Brothers Group stock overvalued right now?
Close Brothers Group (FRA:CS3) has a current 3-Year Book Growth Rate of 1.50%. The stock's GF Value™ is €4.03, compared to a current price of €4.70 — trading 16.6% above its estimated fair value. The current 3-Year Book Growth Rate is 1.50%, which is 78% below median its 10-year median of 6.80 and 83% below the Banks industry median of 8.80. Close Brothers Group's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Close Brothers Group (FRA:CS3), the current 3-Year Book Growth Rate is 1.50% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Close Brothers Group (FRA:CS3) Overvalued in 2026?
Based on GuruFocus' analysis, Close Brothers Group stock appears to be overvalued.
The current stock price of €4.70 is trading 16.6% above its estimated GF Value™ of €4.03.
Key valuation signals for FRA:CS3:
3-Year Book Growth Rate: 1.50% (78% below median its 10-year median of 6.80)
GF Value™: €4.03 vs. price of €4.70 (16.6% above fair value)
Industry Position: 83% below the Banks median (#1312 of 1491)
No single metric tells the full story. See the FRA:CS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Close Brothers Group PLC is a banking group that provides lending, deposit-taking, and securities trading services. The group mostly offers services to small businesses and individuals in the United Kingdom. Its operating segments are: Commercial, Retail, and Property. Maximum revenue is generated from its Commercial segment, which mainly offers specialist and predominantly secured lending principally to the SME market. The Retail segment provides intermediated finance through motor dealers, motor finance brokers, and insurance brokers, and savings products for individuals and corporates; and the Property segment offers residential development finance to established UK property developers, funding for commercial properties, and bridging and refurbishment loans.
54GF Score
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