JYSKF (Jyske Bank AS) Cyclically Adjusted PB Ratio: 1.41 (As of Aug. 06, 2026) — 42% Above Median

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JYSKF Jyske Bank AS JYSKF
37 GF Score
Price $76.50
GF Value $45.39
! 6 Warning Signs
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What is Jyske Bank AS Cyclically Adjusted PB Ratio?

Jyske Bank AS JYSKF 37 Cyclically Adjusted PB Ratio is 1.41 as of Aug. 06, 2026, which is 42% above its 10-year median of 0.99. GuruFocus rates JYSKF with a GF Score™ of 37/100 and a GF Value™ of $45.39. The stock has 6 warning signs investors should review. Among 1,286 Banks companies, Jyske Bank AS ranks worse than 67.26% on this metric.

As of today (2026-08-06), Jyske Bank AS's current share price is $76.50. Jyske Bank AS's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $54.38. Jyske Bank AS's Cyclically Adjusted PB Ratio for today is 1.41.

The historical rank and industry rank for Jyske Bank AS's Cyclically Adjusted PB Ratio or its related term are showing as below:

JYSKF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.48   Med: 0.99   Max: 1.64
Current: 1.64

During the past years, Jyske Bank AS's highest Cyclically Adjusted PB Ratio was 1.64. The lowest was 0.48. And the median was 0.99.

JYSKF's Cyclically Adjusted PB Ratio is ranked worse than
67.26% of 1286 companies
in the Banks industry
Industry Median: 1.28 vs JYSKF: 1.64

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Jyske Bank AS's adjusted book value per share data for the three months ended in Mar. 2026 was $136.994. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $54.38 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Jyske Bank AS  (OTCPK:JYSKF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Jyske Bank AS Cyclically Adjusted PB Ratio Related Terms


Jyske Bank AS Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Jyske Bank AS's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jyske Bank AS Cyclically Adjusted PB Ratio Chart

Jyske Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.88 1.00 0.98 0.93 1.43

Jyske Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 1.10 1.18 1.43 1.41

Jyske Bank AS Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Jyske Bank AS's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jyske Bank AS Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jyske Bank AS's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Jyske Bank AS's Cyclically Adjusted PB Ratio falls into.


JYSKF
37GF Score
Jyske Bank AS JYSKF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jyske Bank AS Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Jyske Bank AS's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=76.50/54.38
=1.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jyske Bank AS's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Jyske Bank AS's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=136.994/121.6800*121.6800
=136.994

Current CPI (Mar. 2026) = 121.6800.

Jyske Bank AS Quarterly Data

Book Value per Share CPI Adj_Book
201606 49.169 100.600 59.472
201609 52.713 100.200 64.013
201612 51.685 100.300 62.702
201703 53.210 101.200 63.978
201706 56.130 101.200 67.489
201709 62.927 101.800 75.216
201712 61.718 101.300 74.135
201803 66.318 101.700 79.347
201806 64.270 102.300 76.445
201809 64.407 102.400 76.534
201812 64.161 102.100 76.465
201903 64.792 102.900 76.617
201906 67.909 102.900 80.303
201909 67.841 102.900 80.222
201912 70.973 102.900 83.926
202003 69.948 103.300 82.394
202006 73.255 103.200 86.373
202009 78.210 103.500 91.948
202012 82.562 103.400 97.158
202103 83.061 104.300 96.902
202106 89.604 105.000 103.838
202109 86.364 105.800 99.327
202112 85.711 106.600 97.836
202203 86.257 109.900 95.503
202206 85.204 113.600 91.264
202209 80.916 116.400 84.586
202212 90.031 115.900 94.521
202303 93.745 117.300 97.245
202306 97.442 116.400 101.862
202309 99.336 117.400 102.957
202312 104.485 116.700 108.944
202403 110.805 118.400 113.875
202406 111.307 118.500 114.294
202409 119.382 118.900 122.173
202412 115.495 118.900 118.195
202503 118.574 120.200 120.034
202506 130.359 120.700 131.417
202509 136.581 121.600 136.671
202512 140.219 121.200 140.774
202603 136.994 121.680 136.994

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.41 mean?
Jyske Bank AS (JYSKF) has a Cyclically Adjusted PB Ratio of 1.41 as of Aug. 06, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Jyske Bank AS and its competitors. This is 42% above median its historical median of 0.99. Over the past decade, Jyske Bank AS's Cyclically Adjusted PB Ratio has ranged from 0.48 to 1.64. According to the industry distribution chart, Jyske Bank AS ranks #865 out of 1286 companies in the Banks industry, placing it in the top 67.3%.
Is Jyske Bank AS's Cyclically Adjusted PB Ratio too high?
Jyske Bank AS's current Cyclically Adjusted PB Ratio of 1.41 is 42% above median its 10-year median of 0.99. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 1.64. The Banks industry median Cyclically Adjusted PB Ratio is 1.28. Jyske Bank AS's value of 1.41 is 10.2% above this industry median. Based on the distribution chart, Jyske Bank AS ranks #865 out of 1286 companies in the Banks industry, which is below the industry midpoint. Overall, Jyske Bank AS has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Jyske Bank AS's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Jyske Bank AS ranks #865 out of 1286 companies for Cyclically Adjusted PB Ratio. This places Jyske Bank AS in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.28. Jyske Bank AS's value of 1.41 is 10.2% above this benchmark. Historically, Jyske Bank AS's own Cyclically Adjusted PB Ratio has ranged from 0.48 to 1.64 over the past decade. While the company's 10-year median is 0.99 vs. the industry median of 1.28, Jyske Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.28, based on 1,286 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jyske Bank AS's current Cyclically Adjusted PB Ratio of 1.41 is 10.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Jyske Bank AS and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jyske Bank AS's current Cyclically Adjusted PB Ratio is 1.41, which is 42% above median its own 10-year median of 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jyske Bank AS stock overvalued right now?
Jyske Bank AS (JYSKF) has a current Cyclically Adjusted PB Ratio of 1.41. The stock's GF Value™ is $45.39, compared to a current price of $76.50 — trading 68.5% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.41, which is 42% above median its 10-year median of 0.99 and 10.2% above the Banks industry median of 1.28. Jyske Bank AS's overall GF Score™ is 37/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Jyske Bank AS (JYSKF), the current Cyclically Adjusted PB Ratio is 1.41 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jyske Bank AS (JYSKF) Overvalued in 2026?

Based on GuruFocus' analysis, Jyske Bank AS stock appears to be overvalued. The current stock price of $76.50 is trading 68.5% above its estimated GF Value™ of $45.39.

Key valuation signals for JYSKF:

  • Cyclically Adjusted PB Ratio: 1.41 (42% above median its 10-year median of 0.99)
  • GF Value™: $45.39 vs. price of $76.50 (68.5% above fair value)
  • GF Score™: 37/100 with 6 warning signs
  • Industry Position: 10.2% above the Banks median (#865 of 1286)

No single metric tells the full story. See the JYSKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jyske Bank AS Business Description

Address Vestergade 8-16, Silkeborg, DNK, 8600
Jyske Bank AS is engaged in banking activities. Its subsidiaries provide other financial or accessory services. The company conducts mortgage-credit activities through Jyske Realkredit. The group's primary focus is Danish small and midsize enterprise and retail clients. Through its retail and commercial banking activities, Jyske offers a full range of financial services. Its segment consists of Banking Activities, Mortgage Activities, and Leasing Activities. The company operates in Denmark and Germany, where it earns the majority of its revenue from Denmark.
37GF Score

Get the complete analysis for JYSKF

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$76.50
Price
$45.39
GF Value