JYSKF (Jyske Bank AS) Debt-to-Equity: 8.38 (As of Jun. 2026) — 17% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JYSKF Jyske Bank AS JYSKF
32 GF Score
Price $76.50
GF Value $43.52
! 6 Warning Signs
View Full Analysis

What is Jyske Bank AS Debt-to-Equity?

Jyske Bank AS JYSKF 32 Debt-to-Equity is 8.38 as of Jun. 2026, which is 17% below its 10-year median of 10.08. GuruFocus rates JYSKF with a GF Score™ of 32/100 and a GF Value™ of $43.52. The stock has 6 warning signs investors should review. Among 1,414 Banks companies, Jyske Bank AS ranks worse than 98.87% on this metric.

Jyske Bank AS's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0 Mil. Jyske Bank AS's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $66,677 Mil. Jyske Bank AS's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $7,959 Mil. Jyske Bank AS's debt to equity for the quarter that ended in Jun. 2026 was 8.38.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Jyske Bank AS's Debt-to-Equity or its related term are showing as below:

JYSKF' s Debt-to-Equity Range Over the Past 10 Years
Min: 8.38   Med: 10.08   Max: 11.6
Current: 8.38

During the past 13 years, the highest Debt-to-Equity Ratio of Jyske Bank AS was 11.60. The lowest was 8.38. And the median was 10.08.

JYSKF's Debt-to-Equity is ranked worse than
98.87% of 1414 companies
in the Banks industry
Industry Median: 0.58 vs JYSKF: 8.38

Jyske Bank AS  (OTCPK:JYSKF) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Jyske Bank AS Debt-to-Equity Related Terms


Jyske Bank AS Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Jyske Bank AS's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jyske Bank AS Debt-to-Equity Chart

Jyske Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.96 10.50 9.72 8.63 8.65

Jyske Bank AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.65 8.40 8.65 8.43 8.38

Jyske Bank AS Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, Jyske Bank AS's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jyske Bank AS Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Jyske Bank AS's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Jyske Bank AS's Debt-to-Equity falls into.


JYSKF
32GF Score
Jyske Bank AS JYSKF
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jyske Bank AS Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Jyske Bank AS's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Jyske Bank AS's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 8.38 mean?
Jyske Bank AS (JYSKF) has a Debt-to-Equity of 8.38 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Jyske Bank AS and its competitors. This is 17% below median its historical median of 10.08. Over the past decade, Jyske Bank AS's Debt-to-Equity has ranged from 8.38 to 11.60. According to the industry distribution chart, Jyske Bank AS ranks #1398 out of 1414 companies in the Banks industry, placing it in the top 98.9%.
Is Jyske Bank AS's Debt-to-Equity too high?
Jyske Bank AS's current Debt-to-Equity of 8.38 is 17% below median its 10-year median of 10.08. Over the past 10 years, this metric has ranged from a low of 8.38 to a high of 11.60. The Banks industry median Debt-to-Equity is 0.58. Jyske Bank AS's value of 8.38 is 1344.8% above this industry median. Based on the distribution chart, Jyske Bank AS ranks #1398 out of 1414 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jyske Bank AS has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Jyske Bank AS's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Jyske Bank AS ranks #1398 out of 1414 companies for Debt-to-Equity. This places Jyske Bank AS in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Jyske Bank AS's value of 8.38 is 1344.8% above this benchmark. Historically, Jyske Bank AS's own Debt-to-Equity has ranged from 8.38 to 11.60 over the past decade. While the company's 10-year median is 10.08 vs. the industry median of 0.58, Jyske Bank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jyske Bank AS's current Debt-to-Equity of 8.38 is 1344.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Jyske Bank AS and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jyske Bank AS's current Debt-to-Equity is 8.38, which is 17% below median its own 10-year median of 10.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jyske Bank AS stock overvalued right now?
Jyske Bank AS (JYSKF) has a current Debt-to-Equity of 8.38. The stock's GF Value™ is $43.52, compared to a current price of $76.50 — trading 75.8% above its estimated fair value. The current Debt-to-Equity is 8.38, which is 17% below median its 10-year median of 10.08 and 1344.8% above the Banks industry median of 0.58. Jyske Bank AS's overall GF Score™ is 32/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Jyske Bank AS (JYSKF), the current Debt-to-Equity is 8.38 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jyske Bank AS (JYSKF) Overvalued in 2026?

Based on GuruFocus' analysis, Jyske Bank AS stock appears to be overvalued. The current stock price of $76.50 is trading 75.8% above its estimated GF Value™ of $43.52.

Key valuation signals for JYSKF:

  • Debt-to-Equity: 8.38 (17% below median its 10-year median of 10.08)
  • GF Value™: $43.52 vs. price of $76.50 (75.8% above fair value)
  • GF Score™: 32/100 with 6 warning signs
  • Industry Position: 1344.8% above the Banks median (#1398 of 1414)

No single metric tells the full story. See the JYSKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jyske Bank AS Business Description

Address Vestergade 8-16, Silkeborg, DNK, 8600
Jyske Bank AS is engaged in banking activities. Its subsidiaries provide other financial or accessory services. The company conducts mortgage-credit activities through Jyske Realkredit. The group's primary focus is Danish small and midsize enterprise and retail clients. Through its retail and commercial banking activities, Jyske offers a full range of financial services. Its segment consists of Banking Activities, Mortgage Activities, and Leasing Activities. The company operates in Denmark and Germany, where it earns the majority of its revenue from Denmark.
32GF Score

Get the complete analysis for JYSKF

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$76.50
Price
$43.52
GF Value