Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Jyske Bank ASJYSKF 38 Return-on-Tangible-Equity is 8.60% as of Mar. 2026, which is 11% below its 10-year median of 9.66. GuruFocus rates JYSKF with a GF Score™ of 38/100 and a GF Value™ of $46.80. The stock has 6 warning signs investors should review. Among 1,523 Banks companies, Jyske Bank AS ranks worse than 52.33% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Jyske Bank AS's annualized net income for the quarter that ended in Mar. 2026 was $649 Mil. Jyske Bank AS's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $7,542 Mil. Therefore, Jyske Bank AS's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 8.60%.
The historical rank and industry rank for Jyske Bank AS's Return-on-Tangible-Equity or its related term are showing as below:
JYSKF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 4.45 Med: 9.66 Max: 14.8
Current: 10.86
During the past 13 years, Jyske Bank AS's highest Return-on-Tangible-Equity was 14.80%. The lowest was 4.45%. And the median was 9.66%.
JYSKF's Return-on-Tangible-Equity is ranked worse than 52.33% of 1523
companies
in the Banks industry
Industry Median: 11.23
vs JYSKF: 10.86
Jyske Bank AS (OTCPK:JYSKF) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Jyske Bank AS Return-on-Tangible-Equity Related Terms
Jyske Bank AS Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Jyske Bank AS's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jyske Bank AS Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Jyske Bank AS's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jyske Bank AS Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Jyske Bank AS's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Jyske Bank AS's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 8.60% mean?
Jyske Bank AS (JYSKF) has a Return-on-Tangible-Equity of 8.60% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Jyske Bank AS and its competitors. This is 11% below median its historical median of 9.66. Over the past decade, Jyske Bank AS's Return-on-Tangible-Equity has ranged from 4.45 to 14.80. According to the industry distribution chart, Jyske Bank AS ranks #797 out of 1523 companies in the Banks industry, placing it in the top 52.3%.
Is Jyske Bank AS's Return-on-Tangible-Equity too high?
Jyske Bank AS's current Return-on-Tangible-Equity of 8.60% is 11% below median its 10-year median of 9.66. Over the past 10 years, this metric has ranged from a low of 4.45 to a high of 14.80. The Banks industry median Return-on-Tangible-Equity is 11.23. Jyske Bank AS's value of 8.60% is 23.4% below this industry median. Based on the distribution chart, Jyske Bank AS ranks #797 out of 1523 companies in the Banks industry, which is below the industry midpoint. Overall, Jyske Bank AS has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Jyske Bank AS's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Jyske Bank AS ranks #797 out of 1523 companies for Return-on-Tangible-Equity. This places Jyske Bank AS in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.23. Jyske Bank AS's value of 8.60% is 23.4% below this benchmark. Historically, Jyske Bank AS's own Return-on-Tangible-Equity has ranged from 4.45 to 14.80 over the past decade. While the company's 10-year median is 9.66 vs. the industry median of 11.23, Jyske Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.23, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jyske Bank AS's current Return-on-Tangible-Equity of 8.60% is 23.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Jyske Bank AS and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jyske Bank AS's current Return-on-Tangible-Equity is 8.60%, which is 11% below median its own 10-year median of 9.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jyske Bank AS stock overvalued right now?
Jyske Bank AS (JYSKF) has a current Return-on-Tangible-Equity of 8.60%. The stock's GF Value™ is $46.80, compared to a current price of $76.50 — trading 63.5% above its estimated fair value. The current Return-on-Tangible-Equity is 8.60%, which is 11% below median its 10-year median of 9.66 and 23.4% below the Banks industry median of 11.23. Jyske Bank AS's overall GF Score™ is 38/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Jyske Bank AS (JYSKF), the current Return-on-Tangible-Equity is 8.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jyske Bank AS (JYSKF) Overvalued in 2026?
Based on GuruFocus' analysis, Jyske Bank AS stock appears to be overvalued.
The current stock price of $76.50 is trading 63.5% above its estimated GF Value™ of $46.80.
Key valuation signals for JYSKF:
Return-on-Tangible-Equity: 8.60% (11% below median its 10-year median of 9.66)
GF Value™: $46.80 vs. price of $76.50 (63.5% above fair value)
Industry Position: 23.4% below the Banks median (#797 of 1523)
No single metric tells the full story. See the JYSKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jyske Bank AS is engaged in banking activities. Its subsidiaries provide other financial or accessory services. The company conducts mortgage-credit activities through Jyske Realkredit. The group's primary focus is Danish small and midsize enterprise and retail clients. Through its retail and commercial banking activities, Jyske offers a full range of financial services. Its segment consists of Banking Activities, Mortgage Activities, and Leasing Activities. The company operates in Denmark and Germany, where it earns the majority of its revenue from Denmark.
38GF Score
Get the complete analysis for JYSKF
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
JYSKF has been successfully added to your 
