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Jyske Bank ASJYSKF 37 Return-on-Tangible-Asset is 0.55% as of Mar. 2026, which is 2% above its 10-year median of 0.54. GuruFocus rates JYSKF with a GF Score™ of 37/100 and a GF Value™ of $45.39. The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Jyske Bank AS ranks worse than 69.42% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Jyske Bank AS's annualizedNet Income for the quarter that ended in Mar. 2026 was $649 Mil. Jyske Bank AS's average total tangible assets for the quarter that ended in Mar. 2026 was $118,766 Mil. Therefore, Jyske Bank AS's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.55%.
The historical rank and industry rank for Jyske Bank AS's Return-on-Tangible-Asset or its related term are showing as below:
JYSKF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.24 Med: 0.54 Max: 0.78
Current: 0.68
During the past 13 years, Jyske Bank AS's highest Return-on-Tangible-Asset was 0.78%. The lowest was 0.24%. And the median was 0.54%.
JYSKF's Return-on-Tangible-Asset is ranked worse than 69.42% of 1527
companies
in the Banks industry
Industry Median: 1.01
vs JYSKF: 0.68
Jyske Bank AS (OTCPK:JYSKF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Jyske Bank AS Return-on-Tangible-Asset Related Terms
Jyske Bank AS Return-on-Tangible-Asset Historical Data
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The historical data trend for Jyske Bank AS's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jyske Bank AS Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Jyske Bank AS's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jyske Bank AS Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Jyske Bank AS's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Jyske Bank AS's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.55% mean?
Jyske Bank AS (JYSKF) has a Return-on-Tangible-Asset of 0.55% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Jyske Bank AS and its competitors. This is near median its historical median of 0.54. Over the past decade, Jyske Bank AS's Return-on-Tangible-Asset has ranged from 0.24 to 0.78. According to the industry distribution chart, Jyske Bank AS ranks #1060 out of 1527 companies in the Banks industry, placing it in the top 69.4%.
Is Jyske Bank AS's Return-on-Tangible-Asset too high?
Jyske Bank AS's current Return-on-Tangible-Asset of 0.55% is near median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.78. The Banks industry median Return-on-Tangible-Asset is 1.01. Jyske Bank AS's value of 0.55% is 45.5% below this industry median. Based on the distribution chart, Jyske Bank AS ranks #1060 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Jyske Bank AS has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Jyske Bank AS's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Jyske Bank AS ranks #1060 out of 1527 companies for Return-on-Tangible-Asset. This places Jyske Bank AS in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.01. Jyske Bank AS's value of 0.55% is 45.5% below this benchmark. Historically, Jyske Bank AS's own Return-on-Tangible-Asset has ranged from 0.24 to 0.78 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 1.01, Jyske Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jyske Bank AS's current Return-on-Tangible-Asset of 0.55% is 45.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Jyske Bank AS and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jyske Bank AS's current Return-on-Tangible-Asset is 0.55%, which is near median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jyske Bank AS stock overvalued right now?
Jyske Bank AS (JYSKF) has a current Return-on-Tangible-Asset of 0.55%. The stock's GF Value™ is $45.39, compared to a current price of $76.50 — trading 68.5% above its estimated fair value. The current Return-on-Tangible-Asset is 0.55%, which is near median its 10-year median of 0.54 and 45.5% below the Banks industry median of 1.01. Jyske Bank AS's overall GF Score™ is 37/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Jyske Bank AS (JYSKF), the current Return-on-Tangible-Asset is 0.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jyske Bank AS (JYSKF) Overvalued in 2026?
Based on GuruFocus' analysis, Jyske Bank AS stock appears to be overvalued.
The current stock price of $76.50 is trading 68.5% above its estimated GF Value™ of $45.39.
Key valuation signals for JYSKF:
Return-on-Tangible-Asset: 0.55% (near median its 10-year median of 0.54)
GF Value™: $45.39 vs. price of $76.50 (68.5% above fair value)
Industry Position: 45.5% below the Banks median (#1060 of 1527)
No single metric tells the full story. See the JYSKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jyske Bank AS is engaged in banking activities. Its subsidiaries provide other financial or accessory services. The company conducts mortgage-credit activities through Jyske Realkredit. The group's primary focus is Danish small and midsize enterprise and retail clients. Through its retail and commercial banking activities, Jyske offers a full range of financial services. Its segment consists of Banking Activities, Mortgage Activities, and Leasing Activities. The company operates in Denmark and Germany, where it earns the majority of its revenue from Denmark.
37GF Score
Get the complete analysis for JYSKF
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