Equifax (MEX:EFX) Cyclically Adjusted PB Ratio: 5.48 (As of Aug. 02, 2026) — 26% Below Median

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MEX:EFX Equifax Inc MEX:EFX
67 GF Score
Price MXN3,244.00
GF Value MXN5,420.76
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is Equifax Cyclically Adjusted PB Ratio?

Equifax MEX:EFX 67 Cyclically Adjusted PB Ratio is 5.48 as of Aug. 02, 2026, which is 26% below its 10-year median of 7.44. GuruFocus rates MEX:EFX with a GF Score™ of 67/100 and a GF Value™ of MXN5,420.76 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 728 Business Services companies, Equifax ranks worse than 86.4% on this metric.

As of today (2026-08-02), Equifax's current share price is MXN3244.00. Equifax's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was MXN592.24. Equifax's Cyclically Adjusted PB Ratio for today is 5.48.

The historical rank and industry rank for Equifax's Cyclically Adjusted PB Ratio or its related term are showing as below:

MEX:EFX' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 4.45   Med: 7.44   Max: 12.41
Current: 4.91

During the past years, Equifax's highest Cyclically Adjusted PB Ratio was 12.41. The lowest was 4.45. And the median was 7.44.

MEX:EFX's Cyclically Adjusted PB Ratio is ranked worse than
86.4% of 728 companies
in the Business Services industry
Industry Median: 1.55 vs MEX:EFX: 4.91

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Equifax's adjusted book value per share data for the three months ended in Jun. 2026 was MXN649.916. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN592.24 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Equifax  (MEX:EFX) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Equifax Cyclically Adjusted PB Ratio Related Terms


Equifax Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Equifax's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equifax Cyclically Adjusted PB Ratio Chart

Equifax Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.97 7.14 8.44 8.11 6.43

Equifax Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.88 7.65 6.43 5.20 4.51

MEX:EFX vs VRSK, BAH, FCN: Cyclically Adjusted PB Ratio Comparison

For the Consulting Services subindustry, Equifax's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Equifax Cyclically Adjusted PB Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, Equifax's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Equifax's Cyclically Adjusted PB Ratio falls into.


MEX:EFX
67GF Score
Equifax Inc MEX:EFX
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Equifax Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Equifax's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=3244.00/592.24
=5.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equifax's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Equifax's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=649.916/333.9520*333.9520
=649.916

Current CPI (Jun. 2026) = 333.9520.

Equifax Quarterly Data

Book Value per Share CPI Adj_Book
201609 441.741 241.428 611.032
201612 455.576 241.432 630.159
201703 452.413 243.801 619.703
201706 453.551 244.955 618.335
201709 468.884 246.819 634.411
201712 519.098 246.524 703.192
201803 492.088 249.554 658.510
201806 525.934 251.989 697.002
201809 493.914 252.439 653.400
201812 505.984 251.233 672.580
201903 411.356 254.202 540.409
201906 404.102 256.143 526.857
201909 410.131 256.759 533.434
201912 401.257 256.974 521.456
202003 460.944 258.115 596.374
202006 511.815 257.797 663.009
202009 532.110 260.280 682.723
202012 517.453 260.474 663.423
202103 557.299 264.877 702.632
202106 565.556 271.696 695.147
202109 593.581 274.310 722.641
202112 602.214 278.802 721.338
202203 624.209 287.504 725.054
202206 625.400 296.311 704.846
202209 617.747 296.808 695.055
202212 629.681 296.797 708.509
202303 597.501 301.836 661.076
202306 585.603 305.109 640.962
202309 607.017 307.789 658.615
202312 624.193 306.746 679.554
202403 612.490 312.332 654.887
202406 695.421 314.175 739.197
202409 780.143 315.301 826.291
202412 807.108 315.605 854.027
202503 820.502 319.799 856.814
202506 779.990 322.561 807.535
202509 738.930 324.800 759.751
202512 688.568 324.054 709.600
202603 686.346 330.213 694.117
202606 649.916 333.952 649.916

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 5.48 mean?
Equifax (MEX:EFX) has a Cyclically Adjusted PB Ratio of 5.48 as of Aug. 02, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Equifax and its competitors. This is 26% below median its historical median of 7.44. Over the past decade, Equifax's Cyclically Adjusted PB Ratio has ranged from 4.45 to 12.41. According to the industry distribution chart, Equifax ranks #629 out of 728 companies in the Business Services industry, placing it in the top 86.4%.
Is Equifax's Cyclically Adjusted PB Ratio too high?
Equifax's current Cyclically Adjusted PB Ratio of 5.48 is 26% below median its 10-year median of 7.44. Over the past 10 years, this metric has ranged from a low of 4.45 to a high of 12.41. The Business Services industry median Cyclically Adjusted PB Ratio is 1.55. Equifax's value of 5.48 is 253.5% above this industry median. Based on the distribution chart, Equifax ranks #629 out of 728 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Equifax has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Equifax's Cyclically Adjusted PB Ratio compare to VRSK and BAH?
According to the Business Services industry distribution chart, Equifax ranks #629 out of 728 companies for Cyclically Adjusted PB Ratio. This places Equifax in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.55. Equifax's value of 5.48 is 253.5% above this benchmark. Historically, Equifax's own Cyclically Adjusted PB Ratio has ranged from 4.45 to 12.41 over the past decade. While the company's 10-year median is 7.44 vs. the industry median of 1.55, Equifax has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Business Services company?
The median Cyclically Adjusted PB Ratio among Business Services companies is 1.55, based on 728 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Equifax's current Cyclically Adjusted PB Ratio of 5.48 is 253.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Equifax and its competitors. For the Business Services industry, the median Cyclically Adjusted PB Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equifax's current Cyclically Adjusted PB Ratio is 5.48, which is 26% below median its own 10-year median of 7.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equifax stock overvalued right now?
Based on GuruFocus' analysis, Equifax (MEX:EFX) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN5,420.76, compared to a current price of MXN3,244.00 — trading 40.2% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 5.48, which is 26% below median its 10-year median of 7.44 and 253.5% above the Business Services industry median of 1.55. Equifax's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Equifax (MEX:EFX), the current Cyclically Adjusted PB Ratio is 5.48 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Equifax (MEX:EFX) Overvalued in 2026?

Based on GuruFocus' analysis, Equifax stock appears to be undervalued. The current stock price of MXN3,244.00 is trading 40.2% below its estimated GF Value™ of MXN5,420.76. GuruFocus considers Equifax to be Significantly Undervalued.

Key valuation signals for MEX:EFX:

  • Cyclically Adjusted PB Ratio: 5.48 (26% below median its 10-year median of 7.44)
  • GF Value™: MXN5,420.76 vs. price of MXN3,244.00 (40.2% below fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 253.5% above the Business Services median (#629 of 728)

No single metric tells the full story. See the MEX:EFX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Equifax Business Description

Other Exchanges EFX:USA0II3:UKEFX:Germany
Address 1550 Peachtree Street North West, Atlanta, GA, USA, 30309
Along with Experian and TransUnion, Equifax is one of the leading credit bureaus in the United States. Equifax's credit reports provide credit histories on millions of consumers, and the firm's services are critical to lenders' credit decisions. In addition, about 40% of the firm's revenue comes from Workforce Solutions, which provides income verification and employer human resources services. Equifax generates about 25% of its revenue from outside the United States.
67GF Score

Get the complete analysis for MEX:EFX

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN3,244.00
Price
MXN5,420.76
GF Value