MLYNF (Malayan Banking Bhd) Cyclically Adjusted PB Ratio: 1.36 (As of Jul. 11, 2026) — 13% Above Median


MLYNF Malayan Banking Bhd MLYNF
67 GF Score
Price $2.85
GF Value $2.57
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Malayan Banking Bhd Cyclically Adjusted PB Ratio?

Malayan Banking Bhd MLYNF 67 Cyclically Adjusted PB Ratio is 1.36 as of Jul. 11, 2026, which is 13% above its 10-year median of 1.20. GuruFocus rates MLYNF with a GF Score™ of 67/100 and a GF Value™ of $2.57 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,299 Banks companies, Malayan Banking Bhd ranks worse than 50.65% on this metric.

As of today (2026-07-11), Malayan Banking Bhd's current share price is $2.85. Malayan Banking Bhd's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $2.10. Malayan Banking Bhd's Cyclically Adjusted PB Ratio for today is 1.36.

The historical rank and industry rank for Malayan Banking Bhd's Cyclically Adjusted PB Ratio or its related term are showing as below:

MLYNF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.09   Med: 1.2   Max: 1.47
Current: 1.26

During the past years, Malayan Banking Bhd's highest Cyclically Adjusted PB Ratio was 1.47. The lowest was 1.09. And the median was 1.20.

MLYNF's Cyclically Adjusted PB Ratio is ranked worse than
50.65% of 1299 companies
in the Banks industry
Industry Median: 1.24 vs MLYNF: 1.26

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Malayan Banking Bhd's adjusted book value per share data for the three months ended in Mar. 2026 was $1.893. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $2.10 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Malayan Banking Bhd  (OTCPK:MLYNF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Malayan Banking Bhd Cyclically Adjusted PB Ratio Related Terms


Malayan Banking Bhd Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Malayan Banking Bhd's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Malayan Banking Bhd Cyclically Adjusted PB Ratio Chart

Malayan Banking Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.17 1.13 1.11 1.23 1.24

Malayan Banking Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.21 1.15 1.17 1.24 1.32

Malayan Banking Bhd Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Malayan Banking Bhd's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Malayan Banking Bhd Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Malayan Banking Bhd's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Malayan Banking Bhd's Cyclically Adjusted PB Ratio falls into.


MLYNF
67GF Score
Malayan Banking Bhd MLYNF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Malayan Banking Bhd Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Malayan Banking Bhd's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=2.85/2.10
=1.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Malayan Banking Bhd's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Malayan Banking Bhd's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.893/330.2130*330.2130
=1.893

Current CPI (Mar. 2026) = 330.2130.

Malayan Banking Bhd Quarterly Data

Book Value per Share CPI Adj_Book
201606 1.593 241.018 2.183
201609 1.570 241.428 2.147
201612 1.508 241.432 2.063
201703 1.561 243.801 2.114
201706 1.580 244.955 2.130
201709 1.617 246.819 2.163
201712 1.660 246.524 2.224
201803 1.721 249.554 2.277
201806 1.646 251.989 2.157
201809 1.609 252.439 2.105
201812 1.635 251.233 2.149
201903 1.706 254.202 2.216
201906 1.699 256.143 2.190
201909 1.687 256.759 2.170
201912 1.750 256.974 2.249
202003 1.615 258.115 2.066
202006 1.709 257.797 2.189
202009 1.786 260.280 2.266
202012 1.853 260.474 2.349
202103 1.787 264.877 2.228
202106 1.742 271.696 2.117
202109 1.722 274.310 2.073
202112 1.715 278.802 2.031
202203 1.668 287.504 1.916
202206 1.608 296.311 1.792
202209 1.548 296.808 1.722
202212 1.613 296.797 1.795
202303 1.596 301.836 1.746
202306 1.617 305.109 1.750
202309 1.613 307.789 1.731
202312 1.685 306.746 1.814
202403 1.648 312.332 1.742
202406 1.674 314.175 1.759
202409 1.765 315.301 1.848
202412 1.747 315.605 1.828
202503 1.726 319.799 1.782
202506 1.839 322.561 1.883
202509 1.822 324.800 1.852
202512 1.892 324.054 1.928
202603 1.893 330.213 1.893

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.36 mean?
Malayan Banking Bhd (MLYNF) has a Cyclically Adjusted PB Ratio of 1.36 as of Jul. 11, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Malayan Banking Bhd and its competitors. This is 13% above median its historical median of 1.20. Over the past decade, Malayan Banking Bhd's Cyclically Adjusted PB Ratio has ranged from 1.09 to 1.47. According to the industry distribution chart, Malayan Banking Bhd ranks #658 out of 1299 companies in the Banks industry, placing it in the top 50.7%.
Is Malayan Banking Bhd's Cyclically Adjusted PB Ratio too high?
Malayan Banking Bhd's current Cyclically Adjusted PB Ratio of 1.36 is 13% above median its 10-year median of 1.20. Over the past 10 years, this metric has ranged from a low of 1.09 to a high of 1.47. The Banks industry median Cyclically Adjusted PB Ratio is 1.24. Malayan Banking Bhd's value of 1.36 is 9.7% above this industry median. Based on the distribution chart, Malayan Banking Bhd ranks #658 out of 1299 companies in the Banks industry, which is below the industry midpoint. Overall, Malayan Banking Bhd has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Malayan Banking Bhd's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Malayan Banking Bhd ranks #658 out of 1299 companies for Cyclically Adjusted PB Ratio. This places Malayan Banking Bhd in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.24. Malayan Banking Bhd's value of 1.36 is 9.7% above this benchmark. Historically, Malayan Banking Bhd's own Cyclically Adjusted PB Ratio has ranged from 1.09 to 1.47 over the past decade. While the company's 10-year median is 1.20 vs. the industry median of 1.24, Malayan Banking Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.24, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Malayan Banking Bhd's current Cyclically Adjusted PB Ratio of 1.36 is 9.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Malayan Banking Bhd and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malayan Banking Bhd's current Cyclically Adjusted PB Ratio is 1.36, which is 13% above median its own 10-year median of 1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malayan Banking Bhd stock overvalued right now?
Based on GuruFocus' analysis, Malayan Banking Bhd (MLYNF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.57, compared to a current price of $2.85 — trading 10.9% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.36, which is 13% above median its 10-year median of 1.20 and 9.7% above the Banks industry median of 1.24. Malayan Banking Bhd's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Malayan Banking Bhd (MLYNF), the current Cyclically Adjusted PB Ratio is 1.36 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Malayan Banking Bhd (MLYNF) Overvalued in 2026?

Based on GuruFocus' analysis, Malayan Banking Bhd stock appears to be overvalued. The current stock price of $2.85 is trading 10.9% above its estimated GF Value™ of $2.57. GuruFocus considers Malayan Banking Bhd to be Modestly Overvalued.

Key valuation signals for MLYNF:

  • Cyclically Adjusted PB Ratio: 1.36 (13% above median its 10-year median of 1.20)
  • GF Value™: $2.57 vs. price of $2.85 (10.9% above fair value)
  • GF Score™: 67/100 with 7 warning signs
  • Industry Position: 9.7% above the Banks median (#658 of 1299)

No single metric tells the full story. See the MLYNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Malayan Banking Bhd Business Description

Other Exchanges MLYBY:USA1155:Malaysia
Address 100, Jalan Tun Perak, 14th Floor, Menara Maybank, Kuala Lumpur, SGR, MYS, 50050
Malayan Banking Bhd is engaged in the businesses of banking and finance, Islamic banking, investment banking, including stockbroking, underwriting of general and life insurance, general and family takaful, trustee and nominee services, and asset management. The company's segment includes Group Community Financial Services, Group Corporate Banking and Global Markets; Group Investment Banking; Group Asset Management; Group Insurance and Takaful; Head Office and Others. It generates maximum revenue from the Group Community Financial Services segment. The Group has operations in Malaysia, Singapore, Indonesia, the Philippines, Brunei, People's Republic of China, Hong Kong SAR, Vietnam, the United Kingdom, the United States of America, Cambodia, Laos, Myanmar, and Thailand.
67GF Score

Get the complete analysis for MLYNF

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.85
Price
$2.57
GF Value