Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Malayan Banking BhdMLYNF 67 Debt-to-Equity is 0.60 as of Mar. 2026, which is 17% below its 10-year median of 0.72. GuruFocus rates MLYNF with a GF Score™ of 67/100 and a GF Value™ of $2.58 (Fairly Valued). The stock has 10 warning signs investors should review. Among 1,417 Banks companies, Malayan Banking Bhd ranks worse than 51.59% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Malayan Banking Bhd's Debt-to-Equity or its related term are showing as below:
MLYNF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.48 Med: 0.72 Max: 0.89
Current: 0.6
During the past 13 years, the highest Debt-to-Equity Ratio of Malayan Banking Bhd was 0.89. The lowest was 0.48. And the median was 0.72.
MLYNF's Debt-to-Equity is ranked worse than 51.59% of 1417
companies
in the Banks industry
Industry Median: 0.57
vs MLYNF: 0.60
Malayan Banking Bhd (OTCPK:MLYNF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Malayan Banking Bhd Debt-to-Equity Related Terms
Malayan Banking Bhd Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Malayan Banking Bhd's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Malayan Banking Bhd Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Malayan Banking Bhd's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Malayan Banking Bhd Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Malayan Banking Bhd's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Malayan Banking Bhd's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Malayan Banking Bhd (MLYNF) has a Debt-to-Equity of 0.60 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Malayan Banking Bhd and its competitors. This is 17% below median its historical median of 0.72. Over the past decade, Malayan Banking Bhd's Debt-to-Equity has ranged from 0.48 to 0.89. According to the industry distribution chart, Malayan Banking Bhd ranks #731 out of 1417 companies in the Banks industry, placing it in the top 51.6%.
Is Malayan Banking Bhd's Debt-to-Equity too high?
Malayan Banking Bhd's current Debt-to-Equity of 0.60 is 17% below median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 0.89. The Banks industry median Debt-to-Equity is 0.57. Malayan Banking Bhd's value of 0.60 is 5.3% above this industry median. Based on the distribution chart, Malayan Banking Bhd ranks #731 out of 1417 companies in the Banks industry, which is below the industry midpoint. Overall, Malayan Banking Bhd has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Malayan Banking Bhd's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Malayan Banking Bhd ranks #731 out of 1417 companies for Debt-to-Equity. This places Malayan Banking Bhd in the lower half of its industry. The industry median Debt-to-Equity is 0.57. Malayan Banking Bhd's value of 0.60 is 5.3% above this benchmark. Historically, Malayan Banking Bhd's own Debt-to-Equity has ranged from 0.48 to 0.89 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 0.57, Malayan Banking Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Malayan Banking Bhd's current Debt-to-Equity of 0.60 is 5.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Malayan Banking Bhd and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malayan Banking Bhd's current Debt-to-Equity is 0.60, which is 17% below median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malayan Banking Bhd stock overvalued right now?
Based on GuruFocus' analysis, Malayan Banking Bhd (MLYNF) is currently considered Fairly Valued. The stock's GF Value™ is $2.58, compared to a current price of $2.85 — trading 10.5% above its estimated fair value. The current Debt-to-Equity is 0.60, which is 17% below median its 10-year median of 0.72 and 5.3% above the Banks industry median of 0.57. Malayan Banking Bhd's overall GF Score™ is 67/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Malayan Banking Bhd (MLYNF), the current Debt-to-Equity is 0.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Malayan Banking Bhd (MLYNF) Overvalued in 2026?
Based on GuruFocus' analysis, Malayan Banking Bhd stock appears to be overvalued.
The current stock price of $2.85 is trading 10.5% above its estimated GF Value™ of $2.58.
GuruFocus considers Malayan Banking Bhd to be Fairly Valued.
Key valuation signals for MLYNF:
Debt-to-Equity: 0.60 (17% below median its 10-year median of 0.72)
GF Value™: $2.58 vs. price of $2.85 (10.5% above fair value)
Industry Position: 5.3% above the Banks median (#731 of 1417)
No single metric tells the full story. See the MLYNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Malayan Banking Bhd is engaged in the businesses of banking and finance, Islamic banking, investment banking, including stockbroking, underwriting of general and life insurance, general and family takaful, trustee and nominee services, and asset management. The company's segment includes Group Community Financial Services, Group Corporate Banking and Global Markets; Group Investment Banking; Group Asset Management; Group Insurance and Takaful; Head Office and Others. It generates maximum revenue from the Group Community Financial Services segment. The Group has operations in Malaysia, Singapore, Indonesia, the Philippines, Brunei, People's Republic of China, Hong Kong SAR, Vietnam, the United Kingdom, the United States of America, Cambodia, Laos, Myanmar, and Thailand.
67GF Score
Get the complete analysis for MLYNF
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MLYNF has been successfully added to your 
