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Malayan Banking BhdMLYNF 68 Cash-to-Debt is 0.32 as of Jun. 2026, which is 74% below its 10-year median of 1.24. GuruFocus rates MLYNF with a GF Score™ of 68/100 and a GF Value™ of $2.81 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,492 Banks companies, Malayan Banking Bhd ranks worse than 62.06% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Malayan Banking Bhd's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.32.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Malayan Banking Bhdcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Malayan Banking Bhd's Cash-to-Debt or its related term are showing as below:
MLYNF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.87 Med: 1.24 Max: 1.73
Current: 0.87
During the past 13 years, Malayan Banking Bhd's highest Cash to Debt Ratio was 1.73. The lowest was 0.87. And the median was 1.24.
MLYNF's Cash-to-Debt is ranked worse than 62.06% of 1492
companies
in the Banks industry
Industry Median: 1.37
vs MLYNF: 0.87
Malayan Banking Bhd (OTCPK:MLYNF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Malayan Banking Bhd Cash-to-Debt Related Terms
Malayan Banking Bhd Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Malayan Banking Bhd's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Malayan Banking Bhd Cash-to-Debt Competitor Comparison
For the Banks - Regional subindustry, Malayan Banking Bhd's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Malayan Banking Bhd Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Malayan Banking Bhd's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Malayan Banking Bhd's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Malayan Banking Bhd (MLYNF) has a Cash-to-Debt of 0.32 as of Jun. 2026. This is 74% below median its historical median of 1.24. Over the past decade, Malayan Banking Bhd's Cash-to-Debt has ranged from 0.87 to 1.73. According to the industry distribution chart, Malayan Banking Bhd ranks #926 out of 1492 companies in the Banks industry, placing it in the top 62.1%.
Is Malayan Banking Bhd's Cash-to-Debt too high?
Malayan Banking Bhd's current Cash-to-Debt of 0.32 is 74% below median its 10-year median of 1.24. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 1.73. The Banks industry median Cash-to-Debt is 1.37. Malayan Banking Bhd's value of 0.32 is 76.6% below this industry median. Based on the distribution chart, Malayan Banking Bhd ranks #926 out of 1492 companies in the Banks industry, which is below the industry midpoint. Overall, Malayan Banking Bhd has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Malayan Banking Bhd's Cash-to-Debt compare to competitors?
According to the Banks industry distribution chart, Malayan Banking Bhd ranks #926 out of 1492 companies for Cash-to-Debt. This places Malayan Banking Bhd in the lower half of its industry. The industry median Cash-to-Debt is 1.37. Malayan Banking Bhd's value of 0.32 is 76.6% below this benchmark. Historically, Malayan Banking Bhd's own Cash-to-Debt has ranged from 0.87 to 1.73 over the past decade. While the company's 10-year median is 1.24 vs. the industry median of 1.37, Malayan Banking Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.37, based on 1,492 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Malayan Banking Bhd's current Cash-to-Debt of 0.32 is 76.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malayan Banking Bhd's current Cash-to-Debt is 0.32, which is 74% below median its own 10-year median of 1.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malayan Banking Bhd stock overvalued right now?
Based on GuruFocus' analysis, Malayan Banking Bhd (MLYNF) is currently considered Fairly Valued. The stock's GF Value™ is $2.81, compared to a current price of $2.58 — trading 8.3% below its estimated fair value. The current Cash-to-Debt is 0.32, which is 74% below median its 10-year median of 1.24 and 76.6% below the Banks industry median of 1.37. Malayan Banking Bhd's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Malayan Banking Bhd (MLYNF), the current Cash-to-Debt is 0.32 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Malayan Banking Bhd (MLYNF) Overvalued in 2026?
Based on GuruFocus' analysis, Malayan Banking Bhd stock appears to be undervalued.
The current stock price of $2.58 is trading 8.3% below its estimated GF Value™ of $2.81.
GuruFocus considers Malayan Banking Bhd to be Fairly Valued.
Key valuation signals for MLYNF:
Cash-to-Debt: 0.32 (74% below median its 10-year median of 1.24)
GF Value™: $2.81 vs. price of $2.58 (8.3% below fair value)
Industry Position: 76.6% below the Banks median (#926 of 1492)
No single metric tells the full story. See the MLYNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Malayan Banking Bhd is engaged in the businesses of banking and finance, Islamic banking, investment banking, including stockbroking, underwriting of general and life insurance, general and family takaful, trustee and nominee services, and asset management. The company's segment includes Group Community Financial Services, Group Corporate Banking and Global Markets; Group Investment Banking; Group Asset Management; Group Insurance and Takaful; Head Office and Others. It generates maximum revenue from the Group Community Financial Services segment. The Group has operations in Malaysia, Singapore, Indonesia, the Philippines, Brunei, People's Republic of China, Hong Kong SAR, Vietnam, the United Kingdom, the United States of America, Cambodia, Laos, Myanmar, and Thailand.
68GF Score
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