Malayan Banking Bhd (OTCPK:MLYNF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Malayan Banking Bhd Effective Interest Rate on Debt % Related Terms
Malayan Banking Bhd Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for Malayan Banking Bhd's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Malayan Banking Bhd Effective Interest Rate on Debt % Chart
Malayan Banking Bhd Effective Interest Rate on Debt % Competitor Comparison
For the Banks - Regional subindustry, Malayan Banking Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Malayan Banking Bhd Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Malayan Banking Bhd's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Malayan Banking Bhd's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 24.08% mean?
Malayan Banking Bhd (MLYNF) has a Effective Interest Rate on Debt % of 24.08% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Malayan Banking Bhd and its competitors.
Is Malayan Banking Bhd's Effective Interest Rate on Debt % too high?
Malayan Banking Bhd's current Effective Interest Rate on Debt % is 24.08%. Overall, Malayan Banking Bhd has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Malayan Banking Bhd's Effective Interest Rate on Debt % compare to competitors?
Malayan Banking Bhd's Effective Interest Rate on Debt % of 24.08% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Malayan Banking Bhd and its competitors. Malayan Banking Bhd's current Effective Interest Rate on Debt % is 24.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malayan Banking Bhd stock overvalued right now?
Based on GuruFocus' analysis, Malayan Banking Bhd (MLYNF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.57, compared to a current price of $2.85 — trading 10.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 24.08%. Malayan Banking Bhd's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Malayan Banking Bhd (MLYNF), the current Effective Interest Rate on Debt % is 24.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Malayan Banking Bhd (MLYNF) Overvalued in 2026?
Based on GuruFocus' analysis, Malayan Banking Bhd stock appears to be overvalued.
The current stock price of $2.85 is trading 10.9% above its estimated GF Value™ of $2.57.
GuruFocus considers Malayan Banking Bhd to be Modestly Overvalued.
Key valuation signals for MLYNF:
Effective Interest Rate on Debt %: 24.08%
GF Value™: $2.57 vs. price of $2.85 (10.9% above fair value)
No single metric tells the full story. See the MLYNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Malayan Banking Bhd is engaged in the businesses of banking and finance, Islamic banking, investment banking, including stockbroking, underwriting of general and life insurance, general and family takaful, trustee and nominee services, and asset management. The company's segment includes Group Community Financial Services, Group Corporate Banking and Global Markets; Group Investment Banking; Group Asset Management; Group Insurance and Takaful; Head Office and Others. It generates maximum revenue from the Group Community Financial Services segment. The Group has operations in Malaysia, Singapore, Indonesia, the Philippines, Brunei, People's Republic of China, Hong Kong SAR, Vietnam, the United Kingdom, the United States of America, Cambodia, Laos, Myanmar, and Thailand.
67GF Score
Get the complete analysis for MLYNF
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MLYNF has been successfully added to your 
