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Malayan Banking Bhd has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
Warning Sign:
Malayan Banking Bhd displays poor financial strength. Usually, this is caused by too much debt for the company.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
GuruFocus does not calculate Malayan Banking Bhd's interest coverage with the available data.
Malayan Banking Bhd's debt to revenue ratio for the quarter that ended in Mar. 2026 was 1.95.
Altman Z-Score does not apply to banks and insurance companies.
Malayan Banking Bhd (OTCPK:MLYNF) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Malayan Banking Bhd has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
Malayan Banking Bhd Financial Strength Related Terms
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Altman Z-Score does not apply to banks and insurance companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Malayan Banking Bhd (MLYNF) has a Financial Strength of 3 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Malayan Banking Bhd and its competitors. This is near median its historical median of 3.00. Over the past decade, Malayan Banking Bhd's Financial Strength has ranged from 1.00 to 6.00.
Is Malayan Banking Bhd's Financial Strength too high?
Malayan Banking Bhd's current Financial Strength of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 6.00. Overall, Malayan Banking Bhd has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Malayan Banking Bhd's Financial Strength compare to competitors?
Malayan Banking Bhd's Financial Strength of 3 can be compared against companies in the Banks industry. Historically, Malayan Banking Bhd's own Financial Strength has ranged from 1.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Malayan Banking Bhd and its competitors. Malayan Banking Bhd's current Financial Strength is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malayan Banking Bhd stock overvalued right now?
Based on GuruFocus' analysis, Malayan Banking Bhd (MLYNF) is currently considered Fairly Valued. The stock's GF Value™ is $2.61, compared to a current price of $2.58 — trading 1.3% below its estimated fair value. The current Financial Strength is 3, which is near median its 10-year median of 3.00. Malayan Banking Bhd's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Malayan Banking Bhd (MLYNF), the current Financial Strength is 3 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Malayan Banking Bhd (MLYNF) Overvalued in 2026?
Based on GuruFocus' analysis, Malayan Banking Bhd stock appears to be undervalued.
The current stock price of $2.58 is trading 1.3% below its estimated GF Value™ of $2.61.
GuruFocus considers Malayan Banking Bhd to be Fairly Valued.
Key valuation signals for MLYNF:
Financial Strength: 3 (near median its 10-year median of 3.00)
GF Value™: $2.61 vs. price of $2.58 (1.3% below fair value)
No single metric tells the full story. See the MLYNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Malayan Banking Bhd is engaged in the businesses of banking and finance, Islamic banking, investment banking, including stockbroking, underwriting of general and life insurance, general and family takaful, trustee and nominee services, and asset management. The company's segment includes Group Community Financial Services, Group Corporate Banking and Global Markets; Group Investment Banking; Group Asset Management; Group Insurance and Takaful; Head Office and Others. It generates maximum revenue from the Group Community Financial Services segment. The Group has operations in Malaysia, Singapore, Indonesia, the Philippines, Brunei, People's Republic of China, Hong Kong SAR, Vietnam, the United Kingdom, the United States of America, Cambodia, Laos, Myanmar, and Thailand.
71GF Score
Get the complete analysis for MLYNF
Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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