Malayan Banking BhdMLYNF 67 Graham Number is $2.88 as of Mar. 2026, which is 231% above its 10-year median of 0.87. GuruFocus rates MLYNF with a GF Score™ of 67/100 and a GF Value™ of $2.57 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,438 Banks companies, Malayan Banking Bhd ranks worse than 68.36% on this metric.
Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.
As of today (2026-07-12), the stock price of Malayan Banking Bhd is $2.85. Malayan Banking Bhd's graham number for the quarter that ended in Mar. 2026 was $2.88. Therefore, Malayan Banking Bhd's Price to Graham Number ratio for today is 0.99.
The historical rank and industry rank for Malayan Banking Bhd's Graham Number or its related term are showing as below:
MLYNF'
s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.71 Med: 0.87 Max: 1.07
Current: 0.94
During the past 13 years, the highest Price to Graham Number ratio of Malayan Banking Bhd was 1.07. The lowest was 0.71. And the median was 0.87.
MLYNF's Price-to-Graham-Number is ranked worse than 68.36% of 1438
companies
in the Banks industry
Industry Median: 0.8
vs MLYNF: 0.94
Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.
Malayan Banking Bhd (OTCPK:MLYNF) Graham Number Explanation
Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:
Current price should not be more than 15 times average earnings of the past three years.
Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)
Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.
In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.
Malayan Banking Bhd's Price to Graham number Ratio for today is calculated as
Price to Graham number
=
Share Price (Today)
/
Graham number (Q: Mar. 2026 )
=
2.85
/
2.88
=
0.99
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Please keep these in mind:
1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.
Malayan Banking Bhd Graham Number Related Terms
Malayan Banking Bhd Graham Number Historical Data
* Premium members only.
The historical data trend for Malayan Banking Bhd's Graham Number can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Malayan Banking Bhd Graham Number Competitor Comparison
For the Banks - Regional subindustry, Malayan Banking Bhd's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Malayan Banking Bhd Price-to-Graham-Number vs Banks Industry
For the Banks industry and Financial Services sector, Malayan Banking Bhd's Price-to-Graham-Number distribution charts can be found below:
* The bar in red indicates where Malayan Banking Bhd's Price-to-Graham-Number falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Malayan Banking Bhd (MLYNF) has a Graham Number of $2.88 as of Mar. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Malayan Banking Bhd and its competitors. This is 231% above median its historical median of 0.87. Over the past decade, Malayan Banking Bhd's Graham Number has ranged from 0.71 to 1.07. According to the industry distribution chart, Malayan Banking Bhd ranks #983 out of 1438 companies in the Banks industry, placing it in the top 68.4%.
Is Malayan Banking Bhd's Graham Number too high?
Malayan Banking Bhd's current Graham Number of $2.88 is 231% above median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 1.07. The Banks industry median Graham Number is 0.80. Malayan Banking Bhd's value of $2.88 is 260% above this industry median. Based on the distribution chart, Malayan Banking Bhd ranks #983 out of 1438 companies in the Banks industry, which is below the industry midpoint. Overall, Malayan Banking Bhd has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Malayan Banking Bhd's Graham Number compare to competitors?
According to the Banks industry distribution chart, Malayan Banking Bhd ranks #983 out of 1438 companies for Graham Number. This places Malayan Banking Bhd in the lower half of its industry. The industry median Graham Number is 0.80. Malayan Banking Bhd's value of $2.88 is 260% above this benchmark. Historically, Malayan Banking Bhd's own Graham Number has ranged from 0.71 to 1.07 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 0.80, Malayan Banking Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Banks company?
The median Graham Number among Banks companies is 0.80, based on 1,438 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Malayan Banking Bhd's current Graham Number of $2.88 is 260% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Malayan Banking Bhd and its competitors. For the Banks industry, the median Graham Number is 0.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malayan Banking Bhd's current Graham Number is $2.88, which is 231% above median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malayan Banking Bhd stock overvalued right now?
Based on GuruFocus' analysis, Malayan Banking Bhd (MLYNF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.57, compared to a current price of $2.85 — trading 10.9% above its estimated fair value. The current Graham Number is $2.88, which is 231% above median its 10-year median of 0.87 and 260% above the Banks industry median of 0.80. Malayan Banking Bhd's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Malayan Banking Bhd (MLYNF), the current Graham Number is $2.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Malayan Banking Bhd (MLYNF) Overvalued in 2026?
Based on GuruFocus' analysis, Malayan Banking Bhd stock appears to be overvalued.
The current stock price of $2.85 is trading 10.9% above its estimated GF Value™ of $2.57.
GuruFocus considers Malayan Banking Bhd to be Modestly Overvalued.
Key valuation signals for MLYNF:
Graham Number: $2.88 (231% above median its 10-year median of 0.87)
GF Value™: $2.57 vs. price of $2.85 (10.9% above fair value)
Industry Position: 260% above the Banks median (#983 of 1438)
No single metric tells the full story. See the MLYNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Malayan Banking Bhd is engaged in the businesses of banking and finance, Islamic banking, investment banking, including stockbroking, underwriting of general and life insurance, general and family takaful, trustee and nominee services, and asset management. The company's segment includes Group Community Financial Services, Group Corporate Banking and Global Markets; Group Investment Banking; Group Asset Management; Group Insurance and Takaful; Head Office and Others. It generates maximum revenue from the Group Community Financial Services segment. The Group has operations in Malaysia, Singapore, Indonesia, the Philippines, Brunei, People's Republic of China, Hong Kong SAR, Vietnam, the United Kingdom, the United States of America, Cambodia, Laos, Myanmar, and Thailand.
67GF Score
Get the complete analysis for MLYNF
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