Provision Information Co (ROCO:6590) Cyclically Adjusted PB Ratio: 2.96 (As of Aug. 14, 2026) — Near Median

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ROCO:6590 Provision Information Co Ltd ROCO:6590
82 GF Score
Price NT$65.00
GF Value NT$75.59
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Provision Information Co Cyclically Adjusted PB Ratio?

Provision Information Co ROCO:6590 -0.46% 82 Cyclically Adjusted PB Ratio is 2.96 as of Aug. 14, 2026, which is 7% below its 10-year median of 3.19. GuruFocus rates ROCO:6590 with a GF Score™ of 82/100 and a GF Value™ of NT$75.59 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,552 Software companies, Provision Information Co ranks worse than 56.96% on this metric.

As of today (2026-08-14), Provision Information Co's current share price is NT$65.00. Provision Information Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was NT$21.94. Provision Information Co's Cyclically Adjusted PB Ratio for today is 2.96.

The historical rank and industry rank for Provision Information Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

ROCO:6590' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 2.88   Med: 3.19   Max: 3.56
Current: 2.88

During the past years, Provision Information Co's highest Cyclically Adjusted PB Ratio was 3.56. The lowest was 2.88. And the median was 3.19.

ROCO:6590's Cyclically Adjusted PB Ratio is ranked worse than
56.96% of 1552 companies
in the Software industry
Industry Median: 2.315 vs ROCO:6590: 2.88

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Provision Information Co's adjusted book value per share data for the three months ended in Mar. 2026 was NT$26.427. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NT$21.94 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Provision Information Co  (ROCO:6590) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Provision Information Co Cyclically Adjusted PB Ratio Related Terms


Provision Information Co Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Provision Information Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provision Information Co Cyclically Adjusted PB Ratio Chart

Provision Information Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 3.58

Provision Information Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 3.58 3.28

ROCO:6590 vs QH, SHOP, UBER: Cyclically Adjusted PB Ratio Comparison

For the Software - Application subindustry, Provision Information Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Provision Information Co Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Provision Information Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Provision Information Co's Cyclically Adjusted PB Ratio falls into.


ROCO:6590
82GF Score
Provision Information Co Ltd ROCO:6590
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Provision Information Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Provision Information Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=65.00/21.94
=2.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Provision Information Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Provision Information Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=26.427/330.2130*330.2130
=26.427

Current CPI (Mar. 2026) = 330.2130.

Provision Information Co Quarterly Data

Book Value per Share CPI Adj_Book
201412 9.522 234.812 13.391
201512 12.901 236.525 18.011
201606 12.641 241.018 17.319
201612 13.498 241.432 18.462
201706 12.125 244.955 16.345
201709 0.000 246.819 0.000
201712 13.264 246.524 17.767
201803 0.000 249.554 0.000
201806 12.889 251.989 16.890
201809 13.310 252.439 17.411
201812 14.282 251.233 18.772
201903 14.467 254.202 18.793
201906 13.723 256.143 17.691
201909 14.495 256.759 18.642
201912 16.604 256.974 21.336
202003 17.263 258.115 22.085
202006 16.239 257.797 20.801
202009 17.020 260.280 21.593
202012 18.272 260.474 23.164
202103 16.339 264.877 20.369
202106 17.102 271.696 20.785
202109 18.012 274.310 21.683
202112 19.400 278.802 22.977
202203 17.019 287.504 19.547
202206 17.787 296.311 19.822
202209 22.555 296.808 25.094
202212 23.952 296.797 26.649
202303 21.938 301.836 24.000
202306 23.172 305.109 25.079
202309 24.432 307.789 26.212
202312 25.926 306.746 27.909
202403 22.766 312.332 24.069
202406 23.718 314.175 24.929
202409 24.516 315.301 25.675
202412 26.000 315.605 27.203
202503 23.849 319.799 24.626
202506 25.424 322.561 26.027
202509 26.937 324.800 27.386
202512 28.271 324.054 28.808
202603 26.427 330.213 26.427

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.96 mean?
Provision Information Co (ROCO:6590) has a Cyclically Adjusted PB Ratio of 2.96 as of Aug. 14, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Provision Information Co and its competitors. This is near median its historical median of 3.19. Over the past decade, Provision Information Co's Cyclically Adjusted PB Ratio has ranged from 2.88 to 3.56. According to the industry distribution chart, Provision Information Co ranks #884 out of 1552 companies in the Software industry, placing it in the top 57%.
Is Provision Information Co's Cyclically Adjusted PB Ratio too high?
Provision Information Co's current Cyclically Adjusted PB Ratio of 2.96 is near median its 10-year median of 3.19. Over the past 10 years, this metric has ranged from a low of 2.88 to a high of 3.56. The Software industry median Cyclically Adjusted PB Ratio is 2.32. Provision Information Co's value of 2.96 is 27.9% above this industry median. Based on the distribution chart, Provision Information Co ranks #884 out of 1552 companies in the Software industry, which is below the industry midpoint. Overall, Provision Information Co has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Provision Information Co's Cyclically Adjusted PB Ratio compare to QH and SHOP?
According to the Software industry distribution chart, Provision Information Co ranks #884 out of 1552 companies for Cyclically Adjusted PB Ratio. This places Provision Information Co in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 2.32. Provision Information Co's value of 2.96 is 27.9% above this benchmark. Historically, Provision Information Co's own Cyclically Adjusted PB Ratio has ranged from 2.88 to 3.56 over the past decade. While the company's 10-year median is 3.19 vs. the industry median of 2.32, Provision Information Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.32, based on 1,552 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Provision Information Co's current Cyclically Adjusted PB Ratio of 2.96 is 27.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Provision Information Co and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Provision Information Co's current Cyclically Adjusted PB Ratio is 2.96, which is near median its own 10-year median of 3.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provision Information Co stock overvalued right now?
Based on GuruFocus' analysis, Provision Information Co (ROCO:6590) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$75.59, compared to a current price of NT$65.00 — trading 14% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.96, which is near median its 10-year median of 3.19 and 27.9% above the Software industry median of 2.32. Provision Information Co's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Provision Information Co (ROCO:6590), the current Cyclically Adjusted PB Ratio is 2.96 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Provision Information Co (ROCO:6590) Overvalued in 2026?

Based on GuruFocus' analysis, Provision Information Co stock appears to be undervalued. The current stock price of NT$65.00 is trading 14% below its estimated GF Value™ of NT$75.59. GuruFocus considers Provision Information Co to be Modestly Undervalued.

Key valuation signals for ROCO:6590:

  • Cyclically Adjusted PB Ratio: 2.96 (near median its 10-year median of 3.19)
  • GF Value™: NT$75.59 vs. price of NT$65.00 (14% below fair value)
  • GF Score™: 82/100 with 1 warning sign
  • Industry Position: 27.9% above the Software median (#884 of 1552)

No single metric tells the full story. See the ROCO:6590 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Provision Information Co Business Description

Address No. 1, Guangfu South Road, 9F-2, Songshan District, Taipei, TWN
Provision Information Co Ltd provides software application solutions. The company offers Payment solutions, Financial application solutions, Security solutions, and Outsourcing services. It provides platform such as Linux, Unix, Windows, AS/400, Mainframe to mainly financial industry clients.
82GF Score

Get the complete analysis for ROCO:6590

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$65.00
Price
NT$75.59
GF Value