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Provision Information CoROCO:6590 -1.54%80 Debt-to-EBITDA is 0.68 as of Jun. 2026, which is 23% below its 10-year median of 0.88. GuruFocus rates ROCO:6590 with a GF Score™ of 80/100 and a GF Value™ of NT$77.84 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,735 Software companies, Provision Information Co ranks better than 54.24% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Provision Information Co's Debt-to-EBITDA or its related term are showing as below:
ROCO:6590'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.31 Med: 0.88 Max: 2.28
Current: 0.81
During the past 13 years, the highest Debt-to-EBITDA Ratio of Provision Information Co was 2.28. The lowest was 0.31. And the median was 0.88.
ROCO:6590's Debt-to-EBITDA is ranked better than 54.24% of 1735
companies
in the Software industry
Industry Median: 0.98
vs ROCO:6590: 0.81
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Provision Information Co Debt-to-EBITDA Related Terms
Provision Information Co Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ROCO:6590 vs QH, SHOP, UBER: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Provision Information Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Provision Information Co Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Provision Information Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Provision Information Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Provision Information Co (ROCO:6590) has a Debt-to-EBITDA of 0.68 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Provision Information Co. This is 23% below median its historical median of 0.88. Over the past decade, Provision Information Co's Debt-to-EBITDA has ranged from 0.31 to 2.28. According to the industry distribution chart, Provision Information Co ranks #794 out of 1735 companies in the Software industry, placing it in the top 45.8%.
Is Provision Information Co's Debt-to-EBITDA too high?
Provision Information Co's current Debt-to-EBITDA of 0.68 is 23% below median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 2.28. The Software industry median Debt-to-EBITDA is 0.98. Provision Information Co's value of 0.68 is 30.6% below this industry median. Based on the distribution chart, Provision Information Co ranks #794 out of 1735 companies in the Software industry, which is above the industry midpoint. Overall, Provision Information Co has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Provision Information Co's Debt-to-EBITDA compare to QH and SHOP?
According to the Software industry distribution chart, Provision Information Co ranks #794 out of 1735 companies for Debt-to-EBITDA. This puts Provision Information Co in the upper half of its industry. The industry median Debt-to-EBITDA is 0.98. Provision Information Co's value of 0.68 is 30.6% below this benchmark. Historically, Provision Information Co's own Debt-to-EBITDA has ranged from 0.31 to 2.28 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 0.98, Provision Information Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 0.98, based on 1,735 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Provision Information Co's current Debt-to-EBITDA of 0.68 is 30.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Provision Information Co. For the Software industry, the median Debt-to-EBITDA is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Provision Information Co's current Debt-to-EBITDA is 0.68, which is 23% below median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provision Information Co stock overvalued right now?
Based on GuruFocus' analysis, Provision Information Co (ROCO:6590) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$77.84, compared to a current price of NT$64.00 — trading 17.8% below its estimated fair value. The current Debt-to-EBITDA is 0.68, which is 23% below median its 10-year median of 0.88 and 30.6% below the Software industry median of 0.98. Provision Information Co's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Provision Information Co (ROCO:6590), the current Debt-to-EBITDA is 0.68 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Provision Information Co (ROCO:6590) Overvalued in 2026?
Based on GuruFocus' analysis, Provision Information Co stock appears to be undervalued.
The current stock price of NT$64.00 is trading 17.8% below its estimated GF Value™ of NT$77.84.
GuruFocus considers Provision Information Co to be Modestly Undervalued.
Key valuation signals for ROCO:6590:
Debt-to-EBITDA: 0.68 (23% below median its 10-year median of 0.88)
GF Value™: NT$77.84 vs. price of NT$64.00 (17.8% below fair value)
Industry Position: 30.6% below the Software median (#794 of 1735)
No single metric tells the full story. See the ROCO:6590 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Provision Information Co Ltd provides software application solutions. The company offers Payment solutions, Financial application solutions, Security solutions, and Outsourcing services. It provides platform such as Linux, Unix, Windows, AS/400, Mainframe to mainly financial industry clients.
80GF Score
Get the complete analysis for ROCO:6590
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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