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Provision Information CoROCO:6590 +0.90%82 Interest Coverage is 50.31 as of Dec. 2025, which is 19% above its 10-year median of 42.12. GuruFocus rates ROCO:6590 with a GF Score™ of 82/100 and a GF Value™ of NT$79.72 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,712 Software companies, Provision Information Co ranks better than 58.64% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Provision Information Co's
Operating Income
for the
three
months ended in Dec. 2025 was NT$42.3 Mil. Provision Information Co's Interest Expense for the
three
months ended in Dec. 2025 was NT$-0.8 Mil.
Provision Information Co's interest coverage for the quarter that ended in Dec. 2025 was 50.31.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Provision Information Co's Interest Coverage or its related term are showing as below:
ROCO:6590'
s Interest Coverage Range Over the Past 10 Years
Min: 22.4 Med: 42.12 Max: 126.32
Current: 46.91
ROCO:6590's Interest Coverage is ranked better than 58.64% of 1712
companies
in the Software industry
Industry Median: 24.57
vs ROCO:6590: 46.91
Provision Information Co (ROCO:6590) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Provision Information Co Interest Coverage Related Terms
Provision Information Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ROCO:6590 vs UBER, SHOP, CRM: Interest Coverage Comparison
For the Software - Application subindustry, Provision Information Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Provision Information Co Interest Coverage vs Software Industry
For the Software industry and Technology sector, Provision Information Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Provision Information Co's Interest Coverage falls into.
Provision Information Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Provision Information Co (ROCO:6590) has a Interest Coverage of 50.31 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Provision Information Co and its competitors. This is 19% above median its historical median of 42.12. Over the past decade, Provision Information Co's Interest Coverage has ranged from 22.40 to 126.32. According to the industry distribution chart, Provision Information Co ranks #708 out of 1712 companies in the Software industry, placing it in the top 41.4%.
Is Provision Information Co's Interest Coverage too high?
Provision Information Co's current Interest Coverage of 50.31 is 19% above median its 10-year median of 42.12. Over the past 10 years, this metric has ranged from a low of 22.40 to a high of 126.32. The Software industry median Interest Coverage is 24.57. Provision Information Co's value of 50.31 is 104.8% above this industry median. Based on the distribution chart, Provision Information Co ranks #708 out of 1712 companies in the Software industry, which is above the industry midpoint. Overall, Provision Information Co has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Provision Information Co's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Provision Information Co ranks #708 out of 1712 companies for Interest Coverage. This puts Provision Information Co in the upper half of its industry. The industry median Interest Coverage is 24.57. Provision Information Co's value of 50.31 is 104.8% above this benchmark. Historically, Provision Information Co's own Interest Coverage has ranged from 22.40 to 126.32 over the past decade. While the company's 10-year median is 42.12 vs. the industry median of 24.57, Provision Information Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.57, based on 1,712 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Provision Information Co's current Interest Coverage of 50.31 is 104.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Provision Information Co and its competitors. For the Software industry, the median Interest Coverage is 24.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Provision Information Co's current Interest Coverage is 50.31, which is 19% above median its own 10-year median of 42.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provision Information Co stock overvalued right now?
Based on GuruFocus' analysis, Provision Information Co (ROCO:6590) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$79.72, compared to a current price of NT$67.60 — trading 15.2% below its estimated fair value. The current Interest Coverage is 50.31, which is 19% above median its 10-year median of 42.12 and 104.8% above the Software industry median of 24.57. Provision Information Co's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Provision Information Co (ROCO:6590), the current Interest Coverage is 50.31 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Provision Information Co (ROCO:6590) Overvalued in 2026?
Based on GuruFocus' analysis, Provision Information Co stock appears to be undervalued.
The current stock price of NT$67.60 is trading 15.2% below its estimated GF Value™ of NT$79.72.
GuruFocus considers Provision Information Co to be Modestly Undervalued.
Key valuation signals for ROCO:6590:
Interest Coverage: 50.31 (19% above median its 10-year median of 42.12)
GF Value™: NT$79.72 vs. price of NT$67.60 (15.2% below fair value)
Industry Position: 104.8% above the Software median (#708 of 1712)
No single metric tells the full story. See the ROCO:6590 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Provision Information Co Ltd provides software application solutions. The company offers Payment solutions, Financial application solutions, Security solutions, and Outsourcing services. It provides platform such as Linux, Unix, Windows, AS/400, Mainframe to mainly financial industry clients.
82GF Score
Get the complete analysis for ROCO:6590
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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