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The historical rank and industry rank for Provision Information Co's ROE % or its related term are showing as below:
ROCO:6590'
s ROE % Range Over the Past 10 Years
Min: 8.18 Med: 17.65 Max: 21.2
Current: 19.35
During the past 13 years, Provision Information Co's highest ROE % was 21.20%. The lowest was 8.18%. And the median was 17.65%.
ROCO:6590's ROE % is ranked better than 81.4% of 2683
companies
in the Software industry
Industry Median: 4.73
vs ROCO:6590: 19.35
Provision Information Co (ROCO:6590) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Provision Information Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Provision Information Co ROE % vs Software Industry
For the Software industry and Technology sector, Provision Information Co's ROE % distribution charts can be found below:
* The bar in red indicates where Provision Information Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Provision Information Co (ROCO:6590) has a ROE % of 18.42% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Provision Information Co and its competitors. This is near median its historical median of 17.65. Over the past decade, Provision Information Co's ROE % has ranged from 8.18 to 21.20. According to the industry distribution chart, Provision Information Co ranks #499 out of 2683 companies in the Software industry, placing it in the top 18.6%.
Is Provision Information Co's ROE % too high?
Provision Information Co's current ROE % of 18.42% is near median its 10-year median of 17.65. Over the past 10 years, this metric has ranged from a low of 8.18 to a high of 21.20. The Software industry median ROE % is 4.73. Provision Information Co's value of 18.42% is 289.4% above this industry median. Based on the distribution chart, Provision Information Co ranks #499 out of 2683 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Provision Information Co has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Provision Information Co's ROE % compare to UBER and SHOP?
According to the Software industry distribution chart, Provision Information Co ranks #499 out of 2683 companies for ROE %. This places Provision Information Co in the top 19% of its industry — outperforming the majority of peers. The industry median ROE % is 4.73. Provision Information Co's value of 18.42% is 289.4% above this benchmark. Historically, Provision Information Co's own ROE % has ranged from 8.18 to 21.20 over the past decade. While the company's 10-year median is 17.65 vs. the industry median of 4.73, Provision Information Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Software company?
The median ROE % among Software companies is 4.73, based on 2,683 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Provision Information Co's current ROE % of 18.42% is 289.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Provision Information Co and its competitors. For the Software industry, the median ROE % is 4.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Provision Information Co's current ROE % is 18.42%, which is near median its own 10-year median of 17.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provision Information Co stock overvalued right now?
Based on GuruFocus' analysis, Provision Information Co (ROCO:6590) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$79.72, compared to a current price of NT$67.60 — trading 15.2% below its estimated fair value. The current ROE % is 18.42%, which is near median its 10-year median of 17.65 and 289.4% above the Software industry median of 4.73. Provision Information Co's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Provision Information Co (ROCO:6590), the current ROE % is 18.42% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Provision Information Co (ROCO:6590) Overvalued in 2026?
Based on GuruFocus' analysis, Provision Information Co stock appears to be undervalued.
The current stock price of NT$67.60 is trading 15.2% below its estimated GF Value™ of NT$79.72.
GuruFocus considers Provision Information Co to be Modestly Undervalued.
Key valuation signals for ROCO:6590:
ROE %: 18.42% (near median its 10-year median of 17.65)
GF Value™: NT$79.72 vs. price of NT$67.60 (15.2% below fair value)
Industry Position: 289.4% above the Software median (#499 of 2683)
No single metric tells the full story. See the ROCO:6590 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Provision Information Co Ltd provides software application solutions. The company offers Payment solutions, Financial application solutions, Security solutions, and Outsourcing services. It provides platform such as Linux, Unix, Windows, AS/400, Mainframe to mainly financial industry clients.
82GF Score
Get the complete analysis for ROCO:6590
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