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Seven Bank (STU:0S7) Cyclically Adjusted PB Ratio : 1.35 (As of Jun. 01, 2025)


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What is Seven Bank Cyclically Adjusted PB Ratio?

As of today (2025-06-01), Seven Bank's current share price is €1.66. Seven Bank's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 was €1.23. Seven Bank's Cyclically Adjusted PB Ratio for today is 1.35.

The historical rank and industry rank for Seven Bank's Cyclically Adjusted PB Ratio or its related term are showing as below:

STU:0S7' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.22   Med: 1.6   Max: 3.32
Current: 1.35

During the past years, Seven Bank's highest Cyclically Adjusted PB Ratio was 3.32. The lowest was 1.22. And the median was 1.60.

STU:0S7's Cyclically Adjusted PB Ratio is ranked worse than
68.41% of 1282 companies
in the Banks industry
Industry Median: 1.01 vs STU:0S7: 1.35

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Seven Bank's adjusted book value per share data for the three months ended in Dec. 2024 was €1.449. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €1.23 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Seven Bank Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Seven Bank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Seven Bank Cyclically Adjusted PB Ratio Chart

Seven Bank Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.65 1.45 1.48 1.52 -

Seven Bank Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.52 - 1.43 1.52 -

Competitive Comparison of Seven Bank's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Seven Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seven Bank's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Seven Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Seven Bank's Cyclically Adjusted PB Ratio falls into.


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Seven Bank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Seven Bank's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1.66/1.23
=1.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seven Bank's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, Seven Bank's adjusted Book Value per Share data for the three months ended in Dec. 2024 was:

Adj_Book=Book Value per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=1.449/110.7000*110.7000
=1.449

Current CPI (Dec. 2024) = 110.7000.

Seven Bank Quarterly Data

Book Value per Share CPI Adj_Book
201503 1.095 97.900 1.238
201506 1.034 98.400 1.163
201509 1.108 98.500 1.245
201512 1.137 98.100 1.283
201603 1.234 97.900 1.395
201606 1.308 98.100 1.476
201609 1.395 98.000 1.576
201612 1.311 98.400 1.475
201703 1.383 98.100 1.561
201706 1.343 98.500 1.509
201709 1.309 98.800 1.467
201712 1.303 99.400 1.451
201803 1.362 99.200 1.520
201806 1.378 99.200 1.538
201809 1.317 99.900 1.459
201812 1.363 99.700 1.513
201903 1.422 99.700 1.579
201906 1.460 99.800 1.619
201909 1.541 100.100 1.704
201912 1.514 100.500 1.668
202003 1.580 100.300 1.744
202006 1.551 99.900 1.719
202009 1.558 99.900 1.726
202012 1.539 99.300 1.716
202103 1.533 99.900 1.699
202106 1.493 99.500 1.661
202109 1.564 100.100 1.730
202112 1.568 100.100 1.734
202203 1.580 101.100 1.730
202206 1.456 101.800 1.583
202209 1.495 103.100 1.605
202212 1.483 104.100 1.577
202303 1.490 104.400 1.580
202306 1.389 105.200 1.462
202309 1.507 106.200 1.571
202312 1.502 106.800 1.557
202403 1.420 107.200 1.466
202406 0.000 108.200 0.000
202409 1.491 108.900 1.516
202412 1.449 110.700 1.449

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Seven Bank  (STU:0S7) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Seven Bank Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Seven Bank's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Seven Bank Business Description

Industry
Traded in Other Exchanges
Address
6-1 Marunouchi 1-chome, Chiyoda-ku, Tokyo, JPN, 100-0005
Seven Bank Ltd is a Japan-based business bank. It operates a network of ATMs in partnership with financial institutions across Japan. The company's business segments include the ATM Services segment and the Financial Services segment. The ATM Services segment, provides deposits, withdrawals, and bank transfers at more than 22,000 Seven Bank ATMs nationwide using the cards of more than 590 partner institutions. The Financial Services segment provides convenient account-related services, such as ordinary deposits, time deposits, personal loans and international money transfers, which are accessible from not only Seven Bank ATMs but also personal computers and smartphones. Also, the company provides ATM services overseas and back-office support on commission through its subsidiaries.

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