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Alior Bank (STU:A6O) Cyclically Adjusted PB Ratio : 1.33 (As of Jun. 03, 2025)


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What is Alior Bank Cyclically Adjusted PB Ratio?

As of today (2025-06-03), Alior Bank's current share price is €21.93. Alior Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was €16.49. Alior Bank's Cyclically Adjusted PB Ratio for today is 1.33.

The historical rank and industry rank for Alior Bank's Cyclically Adjusted PB Ratio or its related term are showing as below:

STU:A6O' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.42   Med: 1.13   Max: 1.76
Current: 1.47

During the past years, Alior Bank's highest Cyclically Adjusted PB Ratio was 1.76. The lowest was 0.42. And the median was 1.13.

STU:A6O's Cyclically Adjusted PB Ratio is ranked worse than
74.07% of 1284 companies
in the Banks industry
Industry Median: 1.01 vs STU:A6O: 1.47

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Alior Bank's adjusted book value per share data for the three months ended in Mar. 2025 was €21.666. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €16.49 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Alior Bank Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Alior Bank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Alior Bank Cyclically Adjusted PB Ratio Chart

Alior Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 1.12 0.60 1.21 1.25

Alior Bank Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.53 1.56 1.38 1.25 1.70

Competitive Comparison of Alior Bank's Cyclically Adjusted PB Ratio

For the Banks - Diversified subindustry, Alior Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alior Bank's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Alior Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Alior Bank's Cyclically Adjusted PB Ratio falls into.


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Alior Bank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Alior Bank's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=21.93/16.49
=1.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alior Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Alior Bank's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=21.666/157.0208*157.0208
=21.666

Current CPI (Mar. 2025) = 157.0208.

Alior Bank Quarterly Data

Book Value per Share CPI Adj_Book
201506 8.983 100.448 14.042
201509 9.295 99.634 14.649
201512 9.413 99.471 14.859
201603 9.648 98.983 15.305
201606 10.718 99.552 16.905
201609 10.859 99.064 17.212
201612 11.380 100.366 17.804
201703 11.662 101.018 18.127
201706 11.804 101.180 18.319
201709 12.207 101.343 18.914
201712 12.360 102.564 18.923
201803 11.379 102.564 17.421
201806 11.600 103.378 17.619
201809 11.884 103.378 18.051
201812 11.865 103.785 17.951
201903 11.966 104.274 18.019
201906 12.173 105.983 18.035
201909 12.402 105.983 18.374
201912 12.325 107.123 18.066
202003 12.481 109.076 17.967
202006 11.649 109.402 16.719
202009 11.828 109.320 16.989
202012 12.000 109.565 17.198
202103 11.976 112.658 16.692
202106 12.042 113.960 16.592
202109 12.075 115.588 16.403
202112 10.829 119.088 14.278
202203 10.208 125.031 12.820
202206 9.734 131.705 11.605
202209 9.962 135.531 11.542
202212 11.287 139.113 12.740
202303 12.639 145.950 13.598
202306 14.060 147.009 15.018
202309 15.704 146.113 16.876
202312 16.921 147.741 17.984
202403 17.961 149.044 18.922
202406 18.045 150.997 18.765
202409 19.702 153.439 20.162
202412 20.502 154.660 20.815
202503 21.666 157.021 21.666

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Alior Bank  (STU:A6O) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Alior Bank Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Alior Bank's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Alior Bank Business Description

Industry
Traded in Other Exchanges
Address
ul. Lopuszanska 38D, Warsaw, POL, 02-232
Alior Bank SA is a universal lending and deposit-taking bank that provides services to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.

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