UG (United-Guardian) Cyclically Adjusted PB Ratio: 2.35 (As of Aug. 23, 2026) — 48% Below Median

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UG United-Guardian Inc UG
75 GF Score
Price $7.12
GF Value $8.03
Valuation Modestly Undervalued
! 4 Warning Signs
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What is United-Guardian Cyclically Adjusted PB Ratio?

United-Guardian UG +0.42% 75 Cyclically Adjusted PB Ratio is 2.35 as of Aug. 23, 2026, which is 48% below its 10-year median of 4.48. GuruFocus rates UG with a GF Score™ of 75/100 and a GF Value™ of $8.03 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,325 Consumer Packaged Goods companies, United-Guardian ranks worse than 73.28% on this metric.

As of today (2026-08-23), United-Guardian's current share price is $7.12. United-Guardian's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $3.03. United-Guardian's Cyclically Adjusted PB Ratio for today is 2.35.

The historical rank and industry rank for United-Guardian's Cyclically Adjusted PB Ratio or its related term are showing as below:

UG' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.75   Med: 4.48   Max: 7.37
Current: 2.35

During the past years, United-Guardian's highest Cyclically Adjusted PB Ratio was 7.37. The lowest was 1.75. And the median was 4.48.

UG's Cyclically Adjusted PB Ratio is ranked worse than
73.28% of 1325 companies
in the Consumer Packaged Goods industry
Industry Median: 1.26 vs UG: 2.35

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

United-Guardian's adjusted book value per share data for the three months ended in Jun. 2026 was $2.532. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $3.03 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


United-Guardian  (NAS:UG) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


United-Guardian Cyclically Adjusted PB Ratio Related Terms


United-Guardian Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for United-Guardian's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United-Guardian Cyclically Adjusted PB Ratio Chart

United-Guardian Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.98 3.14 2.21 3.01 2.03

United-Guardian Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.55 2.54 2.03 2.21 2.36

UG vs GROV, RAY, ADTI: Cyclically Adjusted PB Ratio Comparison

For the Household & Personal Products subindustry, United-Guardian's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United-Guardian Cyclically Adjusted PB Ratio vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, United-Guardian's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where United-Guardian's Cyclically Adjusted PB Ratio falls into.


UG
75GF Score
United-Guardian Inc UG
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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United-Guardian Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

United-Guardian's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=7.12/3.03
=2.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United-Guardian's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, United-Guardian's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.532/333.9520*333.9520
=2.532

Current CPI (Jun. 2026) = 333.9520.

United-Guardian Quarterly Data

Book Value per Share CPI Adj_Book
201609 3.275 241.428 4.530
201612 3.008 241.432 4.161
201703 3.165 243.801 4.335
201706 3.000 244.955 4.090
201709 3.245 246.819 4.391
201712 2.481 246.524 3.361
201803 2.712 249.554 3.629
201806 2.515 251.989 3.333
201809 2.801 252.439 3.705
201812 2.378 251.233 3.161
201903 2.644 254.202 3.473
201906 2.329 256.143 3.036
201909 2.562 256.759 3.332
201912 2.315 256.974 3.008
202003 2.487 258.115 3.218
202006 2.325 257.797 3.012
202009 2.481 260.280 3.183
202012 2.254 260.474 2.890
202103 2.511 264.877 3.166
202106 2.324 271.696 2.857
202109 2.545 274.310 3.098
202112 2.138 278.802 2.561
202203 2.336 287.504 2.713
202206 2.104 296.311 2.371
202209 2.179 296.808 2.452
202212 2.017 296.797 2.270
202303 2.182 301.836 2.414
202306 2.282 305.109 2.498
202309 2.318 307.789 2.515
202312 2.479 306.746 2.699
202403 2.430 312.332 2.598
202406 2.639 314.175 2.805
202409 2.477 315.301 2.624
202412 2.587 315.605 2.737
202503 2.359 319.799 2.463
202506 2.495 322.561 2.583
202509 2.303 324.800 2.368
202512 2.445 324.054 2.520
202603 2.373 330.213 2.400
202606 2.532 333.952 2.532

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.35 mean?
United-Guardian (UG) has a Cyclically Adjusted PB Ratio of 2.35 as of Aug. 23, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on United-Guardian and its competitors. This is 48% below median its historical median of 4.48. Over the past decade, United-Guardian's Cyclically Adjusted PB Ratio has ranged from 1.75 to 7.37. According to the industry distribution chart, United-Guardian ranks #971 out of 1325 companies in the Consumer Packaged Goods industry, placing it in the top 73.3%.
Is United-Guardian's Cyclically Adjusted PB Ratio too high?
United-Guardian's current Cyclically Adjusted PB Ratio of 2.35 is 48% below median its 10-year median of 4.48. Over the past 10 years, this metric has ranged from a low of 1.75 to a high of 7.37. The Consumer Packaged Goods industry median Cyclically Adjusted PB Ratio is 1.26. United-Guardian's value of 2.35 is 86.5% above this industry median. Based on the distribution chart, United-Guardian ranks #971 out of 1325 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, United-Guardian has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does United-Guardian's Cyclically Adjusted PB Ratio compare to GROV and RAY?
According to the Consumer Packaged Goods industry distribution chart, United-Guardian ranks #971 out of 1325 companies for Cyclically Adjusted PB Ratio. This places United-Guardian in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.26. United-Guardian's value of 2.35 is 86.5% above this benchmark. Historically, United-Guardian's own Cyclically Adjusted PB Ratio has ranged from 1.75 to 7.37 over the past decade. While the company's 10-year median is 4.48 vs. the industry median of 1.26, United-Guardian has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Consumer Packaged Goods company?
The median Cyclically Adjusted PB Ratio among Consumer Packaged Goods companies is 1.26, based on 1,325 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United-Guardian's current Cyclically Adjusted PB Ratio of 2.35 is 86.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on United-Guardian and its competitors. For the Consumer Packaged Goods industry, the median Cyclically Adjusted PB Ratio is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United-Guardian's current Cyclically Adjusted PB Ratio is 2.35, which is 48% below median its own 10-year median of 4.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United-Guardian stock overvalued right now?
Based on GuruFocus' analysis, United-Guardian (UG) is currently considered Modestly Undervalued. The stock's GF Value™ is $8.03, compared to a current price of $7.12 — trading 11.3% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.35, which is 48% below median its 10-year median of 4.48 and 86.5% above the Consumer Packaged Goods industry median of 1.26. United-Guardian's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For United-Guardian (UG), the current Cyclically Adjusted PB Ratio is 2.35 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United-Guardian (UG) Overvalued in 2026?

Based on GuruFocus' analysis, United-Guardian stock appears to be undervalued. The current stock price of $7.12 is trading 11.3% below its estimated GF Value™ of $8.03. GuruFocus considers United-Guardian to be Modestly Undervalued.

Key valuation signals for UG:

  • Cyclically Adjusted PB Ratio: 2.35 (48% below median its 10-year median of 4.48)
  • GF Value™: $8.03 vs. price of $7.12 (11.3% below fair value)
  • GF Score™: 75/100 with 4 warning signs
  • Industry Position: 86.5% above the Consumer Packaged Goods median (#971 of 1325)

No single metric tells the full story. See the UG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United-Guardian Business Description

Address 230 Marcus Boulevard, P.O. Box 18050, Hauppauge, NY, USA, 11788
United-Guardian Inc manufactures, markets and develops specialty cosmetic, personal care and sexual wellness ingredients, and a line of healthcare products including pharmaceuticals and medical lubricants. Its pharmaceutical products are distributed through national drug wholesalers to pharmacies, physicians, and hospitals. It operates in one business segment and its current product lines are separated into four distinct product categories that are cosmetic ingredients, pharmaceuticals, medical lubricants and sexual wellness. The company's majority of revenue is derived from the sales of Pharmaceuticals in the United States.
75GF Score

Get the complete analysis for UG

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.12
Price
$8.03
GF Value