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United-GuardianUG +0.42%75 Interest Coverage is No Debt (1) as of Jun. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates UG with a GF Scoreâ„¢ of 75/100 and a GF Valueâ„¢ of $8.03 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,520 Consumer Packaged Goods companies, United-Guardian ranks better than 99.8% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. United-Guardian's
Operating Income
for the
three
months ended in Jun. 2026 was $0.75 Mil. United-Guardian's Interest Expense for the
three
months ended in Jun. 2026 was $0.00 Mil.
United-Guardian has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
United-Guardian Inc has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for United-Guardian's Interest Coverage or its related term are showing as below:
UG'
s Interest Coverage Range Over the Past 10 Years
Min: No Debt Med: No Debt Max: No Debt
Current: No Debt
UG's Interest Coverage is ranked better than 99.8% of 1520
companies
in the Consumer Packaged Goods industry
Industry Median: 8.355
vs UG: No Debt
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
United-Guardian Interest Coverage Related Terms
United-Guardian Interest Coverage Historical Data
* Premium members only.
The historical data trend for United-Guardian's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
UG vs GROV, RAY, ADTI: Interest Coverage Comparison
For the Household & Personal Products subindustry, United-Guardian's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United-Guardian Interest Coverage vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, United-Guardian's Interest Coverage distribution charts can be found below:
* The bar in red indicates where United-Guardian's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
United-Guardian (UG) has a Interest Coverage of No Debt (1) as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United-Guardian and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, United-Guardian's Interest Coverage has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, United-Guardian ranks #3 out of 1520 companies in the Consumer Packaged Goods industry, placing it in the top 0.2%.
Is United-Guardian's Interest Coverage too high?
United-Guardian's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, United-Guardian ranks #3 out of 1520 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, United-Guardian has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does United-Guardian's Interest Coverage compare to GROV and RAY?
According to the Consumer Packaged Goods industry distribution chart, United-Guardian ranks #3 out of 1520 companies for Interest Coverage. This places United-Guardian in the top 0% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.36. Historically, United-Guardian's own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.36, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on United-Guardian and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United-Guardian's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United-Guardian stock overvalued right now?
Based on GuruFocus' analysis, United-Guardian (UG) is currently considered Modestly Undervalued. The stock's GF Value™ is $8.03, compared to a current price of $7.12 — trading 11.3% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. United-Guardian's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For United-Guardian (UG), the current Interest Coverage is No Debt (1) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United-Guardian (UG) Overvalued in 2026?
Based on GuruFocus' analysis, United-Guardian stock appears to be undervalued.
The current stock price of $7.12 is trading 11.3% below its estimated GF Value™ of $8.03.
GuruFocus considers United-Guardian to be Modestly Undervalued.
Key valuation signals for UG:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
GF Value™: $8.03 vs. price of $7.12 (11.3% below fair value)
No single metric tells the full story. See the UG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United-Guardian Inc manufactures, markets and develops specialty cosmetic, personal care and sexual wellness ingredients, and a line of healthcare products including pharmaceuticals and medical lubricants. Its pharmaceutical products are distributed through national drug wholesalers to pharmacies, physicians, and hospitals. It operates in one business segment and its current product lines are separated into four distinct product categories that are cosmetic ingredients, pharmaceuticals, medical lubricants and sexual wellness. The company's majority of revenue is derived from the sales of Pharmaceuticals in the United States.
75GF Score
Get the complete analysis for UG
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