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United-GuardianUG +0.42%75 Days Payable is 17.96 as of Jun. 2026, which is 31% above its 10-year median of 13.75. GuruFocus rates UG with a GF Score™ of 75/100 and a GF Value™ of $8.03 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,896 Consumer Packaged Goods companies, United-Guardian ranks worse than 82.86% on this metric.
The historical rank and industry rank for United-Guardian's Days Payable or its related term are showing as below:
UG'
s Days Payable Range Over the Past 10 Years
Min: 3.86 Med: 13.75 Max: 30.6
Current: 21.56
During the past 13 years, United-Guardian's highest Days Payable was 30.60. The lowest was 3.86. And the median was 13.75.
UG's Days Payable is ranked worse than 82.86% of 1896
companies
in the Consumer Packaged Goods industry
Industry Median: 44.145
vs UG: 21.56
United-Guardian's Days Payable
declined
from Jun. 2025 (27.01) to Jun. 2026 (17.96).
It may suggest that United-Guardianaccelerated paying its suppliers.
The historical data trend for United-Guardian's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Household & Personal Products subindustry, United-Guardian's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United-Guardian Days Payable vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, United-Guardian's Days Payable distribution charts can be found below:
* The bar in red indicates where United-Guardian's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
United-Guardian's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United-Guardian (UG) has a Days Payable of 17.96 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on United-Guardian and its competitors. This is 31% above median its historical median of 13.75. Over the past decade, United-Guardian's Days Payable has ranged from 3.86 to 30.60. According to the industry distribution chart, United-Guardian ranks #1571 out of 1896 companies in the Consumer Packaged Goods industry, placing it in the top 82.9%.
Is United-Guardian's Days Payable too high?
United-Guardian's current Days Payable of 17.96 is 31% above median its 10-year median of 13.75. Over the past 10 years, this metric has ranged from a low of 3.86 to a high of 30.60. The Consumer Packaged Goods industry median Days Payable is 44.15. United-Guardian's value of 17.96 is 59.3% below this industry median. Based on the distribution chart, United-Guardian ranks #1571 out of 1896 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, United-Guardian has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does United-Guardian's Days Payable compare to GROV and RAY?
According to the Consumer Packaged Goods industry distribution chart, United-Guardian ranks #1571 out of 1896 companies for Days Payable. This places United-Guardian in the lower half of its industry. The industry median Days Payable is 44.15. United-Guardian's value of 17.96 is 59.3% below this benchmark. Historically, United-Guardian's own Days Payable has ranged from 3.86 to 30.60 over the past decade. While the company's 10-year median is 13.75 vs. the industry median of 44.15, United-Guardian has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Consumer Packaged Goods company?
The median Days Payable among Consumer Packaged Goods companies is 44.15, based on 1,896 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United-Guardian's current Days Payable of 17.96 is 59.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on United-Guardian and its competitors. For the Consumer Packaged Goods industry, the median Days Payable is 44.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United-Guardian's current Days Payable is 17.96, which is 31% above median its own 10-year median of 13.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United-Guardian stock overvalued right now?
Based on GuruFocus' analysis, United-Guardian (UG) is currently considered Modestly Undervalued. The stock's GF Value™ is $8.03, compared to a current price of $7.12 — trading 11.3% below its estimated fair value. The current Days Payable is 17.96, which is 31% above median its 10-year median of 13.75 and 59.3% below the Consumer Packaged Goods industry median of 44.15. United-Guardian's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For United-Guardian (UG), the current Days Payable is 17.96 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United-Guardian (UG) Overvalued in 2026?
Based on GuruFocus' analysis, United-Guardian stock appears to be undervalued.
The current stock price of $7.12 is trading 11.3% below its estimated GF Value™ of $8.03.
GuruFocus considers United-Guardian to be Modestly Undervalued.
Key valuation signals for UG:
Days Payable: 17.96 (31% above median its 10-year median of 13.75)
GF Value™: $8.03 vs. price of $7.12 (11.3% below fair value)
Industry Position: 59.3% below the Consumer Packaged Goods median (#1571 of 1896)
No single metric tells the full story. See the UG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United-Guardian Inc manufactures, markets and develops specialty cosmetic, personal care and sexual wellness ingredients, and a line of healthcare products including pharmaceuticals and medical lubricants. Its pharmaceutical products are distributed through national drug wholesalers to pharmacies, physicians, and hospitals. It operates in one business segment and its current product lines are separated into four distinct product categories that are cosmetic ingredients, pharmaceuticals, medical lubricants and sexual wellness. The company's majority of revenue is derived from the sales of Pharmaceuticals in the United States.
75GF Score
Get the complete analysis for UG
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