BKS Bank AG (WBO:BKS) Cyclically Adjusted PB Ratio: 0.54 (As of Aug. 05, 2026) — Near Median

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WBO:BKS BKS Bank AG WBO:BKS
52 GF Score
Price €21.60
GF Value €15.91
Valuation Significantly Overvalued
! 8 Warning Signs
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What is BKS Bank AG Cyclically Adjusted PB Ratio?

BKS Bank AG WBO:BKS 52 Cyclically Adjusted PB Ratio is 0.54 as of Aug. 05, 2026, which is 6% above its 10-year median of 0.51. GuruFocus rates WBO:BKS with a GF Score™ of 52/100 and a GF Value™ of €15.91 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,286 Banks companies, BKS Bank AG ranks better than 86.31% on this metric.

As of today (2026-08-05), BKS Bank AG's current share price is €21.60. BKS Bank AG's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €40.28. BKS Bank AG's Cyclically Adjusted PB Ratio for today is 0.54.

The historical rank and industry rank for BKS Bank AG's Cyclically Adjusted PB Ratio or its related term are showing as below:

WBO:BKS' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.37   Med: 0.51   Max: 0.9
Current: 0.54

During the past years, BKS Bank AG's highest Cyclically Adjusted PB Ratio was 0.90. The lowest was 0.37. And the median was 0.51.

WBO:BKS's Cyclically Adjusted PB Ratio is ranked better than
86.31% of 1286 companies
in the Banks industry
Industry Median: 1.27 vs WBO:BKS: 0.54

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

BKS Bank AG's adjusted book value per share data for the three months ended in Mar. 2026 was €45.888. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €40.28 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


BKS Bank AG  (WBO:BKS) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


BKS Bank AG Cyclically Adjusted PB Ratio Related Terms


BKS Bank AG Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for BKS Bank AG's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BKS Bank AG Cyclically Adjusted PB Ratio Chart

BKS Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.55 0.44 0.47 0.43 0.47

BKS Bank AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.43 0.46 0.45 0.47 0.51

WBO:BKS vs PNC, USB: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, BKS Bank AG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BKS Bank AG Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BKS Bank AG's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where BKS Bank AG's Cyclically Adjusted PB Ratio falls into.


WBO:BKS
52GF Score
BKS Bank AG WBO:BKS
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BKS Bank AG Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

BKS Bank AG's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=21.60/40.28
=0.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BKS Bank AG's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, BKS Bank AG's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=45.888/142.1600*142.1600
=45.888

Current CPI (Mar. 2026) = 142.1600.

BKS Bank AG Quarterly Data

Book Value per Share CPI Adj_Book
201606 22.910 101.092 32.217
201609 24.423 101.192 34.311
201612 24.056 102.092 33.497
201703 24.415 102.592 33.832
201706 25.214 102.991 34.803
201709 25.664 103.591 35.219
201712 26.257 104.291 35.791
201803 28.271 104.491 38.463
201806 27.178 105.091 36.764
201809 27.697 105.691 37.254
201812 28.168 106.291 37.674
201903 28.720 106.391 38.376
201906 29.205 106.791 38.878
201909 29.824 106.991 39.627
201912 30.911 108.091 40.654
202003 30.810 108.024 40.546
202006 30.467 107.915 40.135
202009 31.364 108.348 41.152
202012 32.367 109.321 42.090
202103 32.612 110.186 42.075
202106 32.826 110.943 42.063
202109 33.571 111.916 42.643
202112 35.080 113.971 43.757
202203 34.878 117.647 42.145
202206 35.150 120.567 41.445
202209 35.028 123.811 40.219
202212 36.436 125.541 41.259
202303 37.513 128.460 41.514
202306 36.840 130.191 40.227
202309 38.041 131.272 41.196
202312 38.832 132.570 41.641
202403 39.854 133.759 42.357
202406 40.589 134.083 43.034
202409 41.629 133.651 44.279
202412 42.098 135.273 44.241
202503 43.002 137.760 44.376
202506 43.518 138.517 44.663
202509 44.248 138.950 45.270
202512 45.122 140.350 45.704
202603 45.888 142.160 45.888

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.54 mean?
BKS Bank AG (WBO:BKS) has a Cyclically Adjusted PB Ratio of 0.54 as of Aug. 05, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on BKS Bank AG and its competitors. This is near median its historical median of 0.51. Over the past decade, BKS Bank AG's Cyclically Adjusted PB Ratio has ranged from 0.37 to 0.90. According to the industry distribution chart, BKS Bank AG ranks #176 out of 1286 companies in the Banks industry, placing it in the top 13.7%.
Is BKS Bank AG's Cyclically Adjusted PB Ratio too high?
BKS Bank AG's current Cyclically Adjusted PB Ratio of 0.54 is near median its 10-year median of 0.51. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 0.90. The Banks industry median Cyclically Adjusted PB Ratio is 1.27. BKS Bank AG's value of 0.54 is 57.5% below this industry median. Based on the distribution chart, BKS Bank AG ranks #176 out of 1286 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BKS Bank AG has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BKS Bank AG's Cyclically Adjusted PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, BKS Bank AG ranks #176 out of 1286 companies for Cyclically Adjusted PB Ratio. This places BKS Bank AG in the top 14% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.27. BKS Bank AG's value of 0.54 is 57.5% below this benchmark. Historically, BKS Bank AG's own Cyclically Adjusted PB Ratio has ranged from 0.37 to 0.90 over the past decade. While the company's 10-year median is 0.51 vs. the industry median of 1.27, BKS Bank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.27, based on 1,286 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BKS Bank AG's current Cyclically Adjusted PB Ratio of 0.54 is 57.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on BKS Bank AG and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BKS Bank AG's current Cyclically Adjusted PB Ratio is 0.54, which is near median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BKS Bank AG stock overvalued right now?
Based on GuruFocus' analysis, BKS Bank AG (WBO:BKS) is currently considered Significantly Overvalued. The stock's GF Value™ is €15.91, compared to a current price of €21.60 — trading 35.8% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.54, which is near median its 10-year median of 0.51 and 57.5% below the Banks industry median of 1.27. BKS Bank AG's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For BKS Bank AG (WBO:BKS), the current Cyclically Adjusted PB Ratio is 0.54 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BKS Bank AG (WBO:BKS) Overvalued in 2026?

Based on GuruFocus' analysis, BKS Bank AG stock appears to be overvalued. The current stock price of €21.60 is trading 35.8% above its estimated GF Value™ of €15.91. GuruFocus considers BKS Bank AG to be Significantly Overvalued.

Key valuation signals for WBO:BKS:

  • Cyclically Adjusted PB Ratio: 0.54 (near median its 10-year median of 0.51)
  • GF Value™: €15.91 vs. price of €21.60 (35.8% above fair value)
  • GF Score™: 52/100 with 8 warning signs
  • Industry Position: 57.5% below the Banks median (#176 of 1286)

No single metric tells the full story. See the WBO:BKS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BKS Bank AG Business Description

Address St. Veiter Ring 43, Klagenfurt, AUT, 9020
BKS Bank AG is an Austria-based banking institution providing a range of financial services to corporate and retail clients. The bank has four reportable segments: Corporate customers, Retail customers, Financial markets, and Other. It generates the majority of its revenue from the Corporate customers segment.
52GF Score

Get the complete analysis for WBO:BKS

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.60
Price
€15.91
GF Value