WFICF (Wall Financial) Cyclically Adjusted PB Ratio: 2.77 (As of Jul. 16, 2026) — 40% Below Median

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Director of Data and Quant Analytics at GuruFocus
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WFICF Wall Financial Corp WFICF
72 GF Score
Price $13.58
GF Value $14.88
Valuation Fairly Valued
! 12 Warning Signs
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What is Wall Financial Cyclically Adjusted PB Ratio?

Wall Financial WFICF 72 Cyclically Adjusted PB Ratio is 2.77 as of Jul. 16, 2026, which is 40% below its 10-year median of 4.60. GuruFocus rates WFICF with a GF Score™ of 72/100 and a GF Value™ of $14.88 (Fairly Valued). The stock has 12 warning signs investors should review. Among 649 Travel & Leisure companies, Wall Financial ranks worse than 77.66% on this metric.

As of today (2026-07-16), Wall Financial's current share price is $13.58. Wall Financial's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 was $4.90. Wall Financial's Cyclically Adjusted PB Ratio for today is 2.77.

The historical rank and industry rank for Wall Financial's Cyclically Adjusted PB Ratio or its related term are showing as below:

WFICF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 2.02   Med: 4.6   Max: 10.95
Current: 3.11

During the past years, Wall Financial's highest Cyclically Adjusted PB Ratio was 10.95. The lowest was 2.02. And the median was 4.60.

WFICF's Cyclically Adjusted PB Ratio is ranked worse than
77.66% of 649 companies
in the Travel & Leisure industry
Industry Median: 1.23 vs WFICF: 3.11

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Wall Financial's adjusted book value per share data for the three months ended in Apr. 2026 was $4.178. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $4.90 for the trailing ten years ended in Apr. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Wall Financial  (OTCPK:WFICF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Wall Financial Cyclically Adjusted PB Ratio Related Terms


Wall Financial Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Wall Financial's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wall Financial Cyclically Adjusted PB Ratio Chart

Wall Financial Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.52 3.22 5.22 2.47 2.80

Wall Financial Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.21 2.88 2.79 2.80 2.74

WFICF vs MAR, HLT, H: Cyclically Adjusted PB Ratio Comparison

For the Lodging subindustry, Wall Financial's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wall Financial Cyclically Adjusted PB Ratio vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Wall Financial's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Wall Financial's Cyclically Adjusted PB Ratio falls into.


WFICF
72GF Score
Wall Financial Corp WFICF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wall Financial Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Wall Financial's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=13.58/4.90
=2.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wall Financial's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 is calculated as:

For example, Wall Financial's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book=Book Value per Share/CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=4.178/132.7364*132.7364
=4.178

Current CPI (Apr. 2026) = 132.7364.

Wall Financial Quarterly Data

Book Value per Share CPI Adj_Book
201607 2.760 101.844 3.597
201610 2.636 102.002 3.430
201701 2.650 102.318 3.438
201704 2.653 103.029 3.418
201707 2.574 103.029 3.316
201710 2.699 103.424 3.464
201801 2.703 104.056 3.448
201804 2.627 105.320 3.311
201807 2.748 106.110 3.438
201810 2.219 105.952 2.780
201901 2.991 105.557 3.761
201904 4.596 107.453 5.677
201907 3.931 108.243 4.820
201910 4.157 107.927 5.113
202001 4.267 108.085 5.240
202004 3.894 107.216 4.821
202007 4.021 108.401 4.924
202010 4.103 108.638 5.013
202101 4.460 109.192 5.422
202104 4.317 110.851 5.169
202107 4.448 112.431 5.251
202110 4.525 113.695 5.283
202201 4.518 114.801 5.224
202204 5.311 118.357 5.956
202207 5.407 120.964 5.933
202210 5.272 121.517 5.759
202301 5.415 121.596 5.911
202304 3.223 123.571 3.462
202307 3.493 124.914 3.712
202310 3.571 125.310 3.783
202401 3.645 125.072 3.868
202404 3.636 126.890 3.804
202407 3.843 128.075 3.983
202410 4.032 127.838 4.187
202501 3.918 127.443 4.081
202504 4.159 129.102 4.276
202507 4.516 130.290 4.601
202510 4.679 130.603 4.755
202601 4.815 130.366 4.903
202604 4.178 132.736 4.178

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.77 mean?
Wall Financial (WFICF) has a Cyclically Adjusted PB Ratio of 2.77 as of Jul. 16, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Wall Financial and its competitors. This is 40% below median its historical median of 4.60. Over the past decade, Wall Financial's Cyclically Adjusted PB Ratio has ranged from 2.02 to 10.95. According to the industry distribution chart, Wall Financial ranks #504 out of 649 companies in the Travel & Leisure industry, placing it in the top 77.7%.
Is Wall Financial's Cyclically Adjusted PB Ratio too high?
Wall Financial's current Cyclically Adjusted PB Ratio of 2.77 is 40% below median its 10-year median of 4.60. Over the past 10 years, this metric has ranged from a low of 2.02 to a high of 10.95. The Travel & Leisure industry median Cyclically Adjusted PB Ratio is 1.23. Wall Financial's value of 2.77 is 125.2% above this industry median. Based on the distribution chart, Wall Financial ranks #504 out of 649 companies in the Travel & Leisure industry, which is in the bottom quartile relative to peers. Overall, Wall Financial has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Wall Financial's Cyclically Adjusted PB Ratio compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Wall Financial ranks #504 out of 649 companies for Cyclically Adjusted PB Ratio. This places Wall Financial in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.23. Wall Financial's value of 2.77 is 125.2% above this benchmark. Historically, Wall Financial's own Cyclically Adjusted PB Ratio has ranged from 2.02 to 10.95 over the past decade. While the company's 10-year median is 4.60 vs. the industry median of 1.23, Wall Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Travel & Leisure company?
The median Cyclically Adjusted PB Ratio among Travel & Leisure companies is 1.23, based on 649 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wall Financial's current Cyclically Adjusted PB Ratio of 2.77 is 125.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Wall Financial and its competitors. For the Travel & Leisure industry, the median Cyclically Adjusted PB Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wall Financial's current Cyclically Adjusted PB Ratio is 2.77, which is 40% below median its own 10-year median of 4.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wall Financial stock overvalued right now?
Based on GuruFocus' analysis, Wall Financial (WFICF) is currently considered Fairly Valued. The stock's GF Value™ is $14.88, compared to a current price of $13.58 — trading 8.7% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.77, which is 40% below median its 10-year median of 4.60 and 125.2% above the Travel & Leisure industry median of 1.23. Wall Financial's overall GF Score™ is 72/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Wall Financial (WFICF), the current Cyclically Adjusted PB Ratio is 2.77 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wall Financial (WFICF) Overvalued in 2026?

Based on GuruFocus' analysis, Wall Financial stock appears to be undervalued. The current stock price of $13.58 is trading 8.7% below its estimated GF Value™ of $14.88. GuruFocus considers Wall Financial to be Fairly Valued.

Key valuation signals for WFICF:

  • Cyclically Adjusted PB Ratio: 2.77 (40% below median its 10-year median of 4.60)
  • GF Value™: $14.88 vs. price of $13.58 (8.7% below fair value)
  • GF Score™: 72/100 with 12 warning signs
  • Industry Position: 125.2% above the Travel & Leisure median (#504 of 649)

No single metric tells the full story. See the WFICF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wall Financial Business Description

Other Exchanges WFC:Canada
Address 1088 Burrard Street, 5th Floor, Office Of The President, Vancouver, BC, CAN, V6Z 2R9
Wall Financial Corp operates predominantly in the Greater Vancouver area of British Columbia in the development and management of residential rental units, development and construction of residential housing for re-sale, and the development and management of hotel properties. The company operates in three different segments of the real estate industry: ownership and management of revenue-producing residential and commercial properties (Rental), ownership and management of hotel properties (Hotel), and the development and sale of residential housing (Development). It derives the majority of the revenue from Rental segment.
72GF Score

Get the complete analysis for WFICF

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.58
Price
$14.88
GF Value