Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Wall Financial's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $16.8 Mil. Wall Financial's average total debt for the quarter that ended in Apr. 2026 was $509.7 Mil. Therefore, Wall Financial's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 3.29%.
Wall Financial (OTCPK:WFICF) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Wall Financial Effective Interest Rate on Debt % Related Terms
Wall Financial Effective Interest Rate on Debt % Historical Data
* Premium members only.
The historical data trend for Wall Financial's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wall Financial Effective Interest Rate on Debt % Chart
WFICF vs MAR, HLT, H: Effective Interest Rate on Debt % Comparison
For the Lodging subindustry, Wall Financial's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wall Financial Effective Interest Rate on Debt % vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Wall Financial's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Wall Financial's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 3.29% mean?
Wall Financial (WFICF) has a Effective Interest Rate on Debt % of 3.29% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Wall Financial and its competitors.
Is Wall Financial's Effective Interest Rate on Debt % too high?
Wall Financial's current Effective Interest Rate on Debt % is 3.29%. Overall, Wall Financial has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Wall Financial's Effective Interest Rate on Debt % compare to MAR and HLT?
Wall Financial's Effective Interest Rate on Debt % of 3.29% can be compared against companies in the Travel & Leisure industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Travel & Leisure company?
A good Effective Interest Rate on Debt % depends on the Travel & Leisure industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Wall Financial and its competitors. Wall Financial's current Effective Interest Rate on Debt % is 3.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wall Financial stock overvalued right now?
Based on GuruFocus' analysis, Wall Financial (WFICF) is currently considered Fairly Valued. The stock's GF Value™ is $14.87, compared to a current price of $13.58 — trading 8.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.29%. Wall Financial's overall GF Score™ is 69/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Wall Financial (WFICF), the current Effective Interest Rate on Debt % is 3.29% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wall Financial (WFICF) Overvalued in 2026?
Based on GuruFocus' analysis, Wall Financial stock appears to be undervalued.
The current stock price of $13.58 is trading 8.7% below its estimated GF Value™ of $14.87.
GuruFocus considers Wall Financial to be Fairly Valued.
Key valuation signals for WFICF:
Effective Interest Rate on Debt %: 3.29%
GF Value™: $14.87 vs. price of $13.58 (8.7% below fair value)
No single metric tells the full story. See the WFICF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wall Financial Corp operates predominantly in the Greater Vancouver area of British Columbia in the development and management of residential rental units, development and construction of residential housing for re-sale, and the development and management of hotel properties. The company operates in three different segments of the real estate industry: ownership and management of revenue-producing residential and commercial properties (Rental), ownership and management of hotel properties (Hotel), and the development and sale of residential housing (Development). It derives the majority of the revenue from Rental segment.
69GF Score
Get the complete analysis for WFICF
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WFICF has been successfully added to your 
