WFICF (Wall Financial) Interest Coverage: 1.94 (As of Apr. 2026) — 36% Below Median


WFICF Wall Financial Corp WFICF
69 GF Score
Price $13.58
GF Value $12.01
Valuation Modestly Overvalued
! 12 Warning Signs
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What is Wall Financial Interest Coverage?

Wall Financial WFICF 69 Interest Coverage is 1.94 as of Apr. 2026, which is 36% below its 10-year median of 3.05. GuruFocus rates WFICF with a GF Score™ of 69/100 and a GF Value™ of $12.01 (Modestly Overvalued). The stock has 12 warning signs investors should review. Among 611 Travel & Leisure companies, Wall Financial ranks worse than 69.72% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Wall Financial's Operating Income for the three months ended in Apr. 2026 was $8.1 Mil. Wall Financial's Interest Expense for the three months ended in Apr. 2026 was $-4.2 Mil. Wall Financial's interest coverage for the quarter that ended in Apr. 2026 was 1.94. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Wall Financial Corp interest coverage is 2.72, which is low.

The historical rank and industry rank for Wall Financial's Interest Coverage or its related term are showing as below:

WFICF' s Interest Coverage Range Over the Past 10 Years
Min: 1.53   Med: 3.05   Max: 10.41
Current: 2.72


WFICF's Interest Coverage is ranked worse than
69.72% of 611 companies
in the Travel & Leisure industry
Industry Median: 5.35 vs WFICF: 2.72

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Wall Financial  (OTCPK:WFICF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Wall Financial Interest Coverage Related Terms


Wall Financial Interest Coverage Historical Data

* Premium members only.

The historical data trend for Wall Financial's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Wall Financial Interest Coverage Chart

Wall Financial Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.70 3.35 2.03 2.18 2.75

Wall Financial Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.11 3.66 3.76 1.46 1.94

WFICF vs MAR, HLT, H: Interest Coverage Comparison

For the Lodging subindustry, Wall Financial's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wall Financial Interest Coverage vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Wall Financial's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Wall Financial's Interest Coverage falls into.


WFICF
69GF Score
Wall Financial Corp WFICF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wall Financial Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Wall Financial's Interest Coverage for the fiscal year that ended in Jan. 2026 is calculated as

Here, for the fiscal year that ended in Jan. 2026, Wall Financial's Interest Expense was $-17.5 Mil. Its Operating Income was $48.2 Mil. And its Long-Term Debt & Capital Lease Obligation was $292.2 Mil.

Interest Coverage=-1* Operating Income (A: Jan. 2026 )/Interest Expense (A: Jan. 2026 )
=-1*48.153/-17.515
=2.75

Wall Financial's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Here, for the three months ended in Apr. 2026, Wall Financial's Interest Expense was $-4.2 Mil. Its Operating Income was $8.1 Mil. And its Long-Term Debt & Capital Lease Obligation was $293.3 Mil.

Interest Coverage=-1* Operating Income (Q: Apr. 2026 )/Interest Expense (Q: Apr. 2026 )
=-1*8.131/-4.197
=1.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.94 mean?
Wall Financial (WFICF) has a Interest Coverage of 1.94 as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wall Financial and its competitors. This is 36% below median its historical median of 3.05. Over the past decade, Wall Financial's Interest Coverage has ranged from 1.53 to 10.41. According to the industry distribution chart, Wall Financial ranks #426 out of 611 companies in the Travel & Leisure industry, placing it in the top 69.7%.
Is Wall Financial's Interest Coverage too high?
Wall Financial's current Interest Coverage of 1.94 is 36% below median its 10-year median of 3.05. Over the past 10 years, this metric has ranged from a low of 1.53 to a high of 10.41. The Travel & Leisure industry median Interest Coverage is 5.35. Wall Financial's value of 1.94 is 63.7% below this industry median. Based on the distribution chart, Wall Financial ranks #426 out of 611 companies in the Travel & Leisure industry, which is below the industry midpoint. Overall, Wall Financial has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wall Financial's Interest Coverage compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Wall Financial ranks #426 out of 611 companies for Interest Coverage. This places Wall Financial in the lower half of its industry. The industry median Interest Coverage is 5.35. Wall Financial's value of 1.94 is 63.7% below this benchmark. Historically, Wall Financial's own Interest Coverage has ranged from 1.53 to 10.41 over the past decade. While the company's 10-year median is 3.05 vs. the industry median of 5.35, Wall Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.35, based on 611 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wall Financial's current Interest Coverage of 1.94 is 63.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wall Financial and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wall Financial's current Interest Coverage is 1.94, which is 36% below median its own 10-year median of 3.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wall Financial stock overvalued right now?
Based on GuruFocus' analysis, Wall Financial (WFICF) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.01, compared to a current price of $13.58 — trading 13.1% above its estimated fair value. The current Interest Coverage is 1.94, which is 36% below median its 10-year median of 3.05 and 63.7% below the Travel & Leisure industry median of 5.35. Wall Financial's overall GF Score™ is 69/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Wall Financial (WFICF), the current Interest Coverage is 1.94 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wall Financial (WFICF) Overvalued in 2026?

Based on GuruFocus' analysis, Wall Financial stock appears to be overvalued. The current stock price of $13.58 is trading 13.1% above its estimated GF Value™ of $12.01. GuruFocus considers Wall Financial to be Modestly Overvalued.

Key valuation signals for WFICF:

  • Interest Coverage: 1.94 (36% below median its 10-year median of 3.05)
  • GF Value™: $12.01 vs. price of $13.58 (13.1% above fair value)
  • GF Score™: 69/100 with 12 warning signs
  • Industry Position: 63.7% below the Travel & Leisure median (#426 of 611)

No single metric tells the full story. See the WFICF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wall Financial Business Description

Other Exchanges WFC:Canada
Address 1088 Burrard Street, 5th Floor, Office Of The President, Vancouver, BC, CAN, V6Z 2R9
Wall Financial Corp operates predominantly in the Greater Vancouver area of British Columbia in the development and management of residential rental units, development and construction of residential housing for re-sale, and the development and management of hotel properties. The company operates in three different segments of the real estate industry: ownership and management of revenue-producing residential and commercial properties (Rental), ownership and management of hotel properties (Hotel), and the development and sale of residential housing (Development). It derives the majority of the revenue from Rental segment.
69GF Score

Get the complete analysis for WFICF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.58
Price
$12.01
GF Value