WFICF (Wall Financial) ROA %: 1.70% (As of Apr. 2026) — 38% Below Median


WFICF Wall Financial Corp WFICF
69 GF Score
Price $13.58
GF Value $12.01
Valuation Fairly Valued
! 12 Warning Signs
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What is Wall Financial ROA %?

Wall Financial WFICF 69 ROA % is 1.70% as of Apr. 2026, which is 38% below its 10-year median of 2.76. GuruFocus rates WFICF with a GF Score™ of 69/100 and a GF Value™ of $12.01 (Fairly Valued). The stock has 12 warning signs investors should review. Among 859 Travel & Leisure companies, Wall Financial ranks better than 56.81% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Wall Financial's annualized Net Income for the quarter that ended in Apr. 2026 was $12.4 Mil. Wall Financial's average Total Assets over the quarter that ended in Apr. 2026 was $728.6 Mil. Therefore, Wall Financial's annualized ROA % for the quarter that ended in Apr. 2026 was 1.70%.

The historical rank and industry rank for Wall Financial's ROA % or its related term are showing as below:

WFICF' s ROA % Range Over the Past 10 Years
Min: 0.05   Med: 2.76   Max: 10.66
Current: 3.28

During the past 13 years, Wall Financial's highest ROA % was 10.66%. The lowest was 0.05%. And the median was 2.76%.

WFICF's ROA % is ranked better than
56.81% of 859 companies
in the Travel & Leisure industry
Industry Median: 2.37 vs WFICF: 3.28

Wall Financial  (OTCPK:WFICF) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Apr. 2026 )
=Net Income/Total Assets
=12.364/728.5695
=(Net Income / Revenue)*(Revenue / Total Assets)
=(12.364 / 108.24)*(108.24 / 728.5695)
=Net Margin %*Asset Turnover
=11.42 %*0.1486
=1.70 %

Note: The Net Income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Wall Financial ROA % Related Terms


Wall Financial ROA % Historical Data

* Premium members only.

The historical data trend for Wall Financial's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wall Financial ROA % Chart

Wall Financial Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.59 5.34 2.51 2.90 3.56

Wall Financial Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.48 5.42 4.92 1.25 1.70

WFICF vs MAR, HLT, H: ROA % Comparison

For the Lodging subindustry, Wall Financial's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wall Financial ROA % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Wall Financial's ROA % distribution charts can be found below:

* The bar in red indicates where Wall Financial's ROA % falls into.


WFICF
69GF Score
Wall Financial Corp WFICF
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Wall Financial ROA % Calculation

Wall Financial's annualized ROA % for the fiscal year that ended in Jan. 2026 is calculated as:

ROA %=Net Income (A: Jan. 2026 )/( (Total Assets (A: Jan. 2025 )+Total Assets (A: Jan. 2026 ))/ count )
=24.192/( (644.508+715.268)/ 2 )
=24.192/679.888
=3.56 %

Wall Financial's annualized ROA % for the quarter that ended in Apr. 2026 is calculated as:

ROA %=Net Income (Q: Apr. 2026 )/( (Total Assets (Q: Jan. 2026 )+Total Assets (Q: Apr. 2026 ))/ count )
=12.364/( (715.268+741.871)/ 2 )
=12.364/728.5695
=1.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Apr. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 1.70% mean?
Wall Financial (WFICF) has a ROA % of 1.70% as of Apr. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Wall Financial and its competitors. This is 38% below median its historical median of 2.76. Over the past decade, Wall Financial's ROA % has ranged from 0.05 to 10.66. According to the industry distribution chart, Wall Financial ranks #371 out of 859 companies in the Travel & Leisure industry, placing it in the top 43.2%.
Is Wall Financial's ROA % too high?
Wall Financial's current ROA % of 1.70% is 38% below median its 10-year median of 2.76. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 10.66. The Travel & Leisure industry median ROA % is 2.37. Wall Financial's value of 1.70% is 28.3% below this industry median. Based on the distribution chart, Wall Financial ranks #371 out of 859 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, Wall Financial has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Wall Financial's ROA % compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Wall Financial ranks #371 out of 859 companies for ROA %. This puts Wall Financial in the upper half of its industry. The industry median ROA % is 2.37. Wall Financial's value of 1.70% is 28.3% below this benchmark. Historically, Wall Financial's own ROA % has ranged from 0.05 to 10.66 over the past decade. While the company's 10-year median is 2.76 vs. the industry median of 2.37, Wall Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Travel & Leisure company?
The median ROA % among Travel & Leisure companies is 2.37, based on 859 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wall Financial's current ROA % of 1.70% is 28.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Wall Financial and its competitors. For the Travel & Leisure industry, the median ROA % is 2.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wall Financial's current ROA % is 1.70%, which is 38% below median its own 10-year median of 2.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wall Financial stock overvalued right now?
Based on GuruFocus' analysis, Wall Financial (WFICF) is currently considered Fairly Valued. The stock's GF Value™ is $12.01, compared to a current price of $13.58 — trading 13.1% above its estimated fair value. The current ROA % is 1.70%, which is 38% below median its 10-year median of 2.76 and 28.3% below the Travel & Leisure industry median of 2.37. Wall Financial's overall GF Score™ is 69/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Wall Financial (WFICF), the current ROA % is 1.70% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wall Financial (WFICF) Overvalued in 2026?

Based on GuruFocus' analysis, Wall Financial stock appears to be overvalued. The current stock price of $13.58 is trading 13.1% above its estimated GF Value™ of $12.01. GuruFocus considers Wall Financial to be Fairly Valued.

Key valuation signals for WFICF:

  • ROA %: 1.70% (38% below median its 10-year median of 2.76)
  • GF Value™: $12.01 vs. price of $13.58 (13.1% above fair value)
  • GF Score™: 69/100 with 12 warning signs
  • Industry Position: 28.3% below the Travel & Leisure median (#371 of 859)

No single metric tells the full story. See the WFICF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wall Financial Business Description

Other Exchanges WFC:Canada
Address 1088 Burrard Street, 5th Floor, Office Of The President, Vancouver, BC, CAN, V6Z 2R9
Wall Financial Corp operates predominantly in the Greater Vancouver area of British Columbia in the development and management of residential rental units, development and construction of residential housing for re-sale, and the development and management of hotel properties. The company operates in three different segments of the real estate industry: ownership and management of revenue-producing residential and commercial properties (Rental), ownership and management of hotel properties (Hotel), and the development and sale of residential housing (Development). It derives the majority of the revenue from Rental segment.
69GF Score

Get the complete analysis for WFICF

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.58
Price
$12.01
GF Value