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Wall FinancialWFICF 72 Debt-to-EBITDA is 12.48 as of Apr. 2026, which is 42% above its 10-year median of 8.76. GuruFocus rates WFICF with a GF Score™ of 72/100 and a GF Value™ of $14.90 (Fairly Valued). The stock has 12 warning signs investors should review. Among 647 Travel & Leisure companies, Wall Financial ranks worse than 88.41% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Wall Financial's Debt-to-EBITDA or its related term are showing as below:
WFICF'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.14 Med: 8.76 Max: 19.82
Current: 9.25
During the past 13 years, the highest Debt-to-EBITDA Ratio of Wall Financial was 19.82. The lowest was 3.14. And the median was 8.76.
WFICF's Debt-to-EBITDA is ranked worse than 88.41% of 647
companies
in the Travel & Leisure industry
Industry Median: 2.55
vs WFICF: 9.25
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Wall Financial Debt-to-EBITDA Related Terms
Wall Financial Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Wall Financial's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Lodging subindustry, Wall Financial's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wall Financial Debt-to-EBITDA vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Wall Financial's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Wall Financial's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Apr. 2026) EBITDA data.
Wall Financial (WFICF) has a Debt-to-EBITDA of 12.48 as of Apr. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Wall Financial. This is 42% above median its historical median of 8.76. Over the past decade, Wall Financial's Debt-to-EBITDA has ranged from 3.14 to 19.82. According to the industry distribution chart, Wall Financial ranks #572 out of 647 companies in the Travel & Leisure industry, placing it in the top 88.4%.
Is Wall Financial's Debt-to-EBITDA too high?
Wall Financial's current Debt-to-EBITDA of 12.48 is 42% above median its 10-year median of 8.76. Over the past 10 years, this metric has ranged from a low of 3.14 to a high of 19.82. The Travel & Leisure industry median Debt-to-EBITDA is 2.55. Wall Financial's value of 12.48 is 389.4% above this industry median. Based on the distribution chart, Wall Financial ranks #572 out of 647 companies in the Travel & Leisure industry, which is in the bottom quartile relative to peers. Overall, Wall Financial has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Wall Financial's Debt-to-EBITDA compare to MAR and HLT?
According to the Travel & Leisure industry distribution chart, Wall Financial ranks #572 out of 647 companies for Debt-to-EBITDA. This places Wall Financial in the lower half of its industry. The industry median Debt-to-EBITDA is 2.55. Wall Financial's value of 12.48 is 389.4% above this benchmark. Historically, Wall Financial's own Debt-to-EBITDA has ranged from 3.14 to 19.82 over the past decade. While the company's 10-year median is 8.76 vs. the industry median of 2.55, Wall Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Travel & Leisure company?
The median Debt-to-EBITDA among Travel & Leisure companies is 2.55, based on 647 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wall Financial's current Debt-to-EBITDA of 12.48 is 389.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Wall Financial. For the Travel & Leisure industry, the median Debt-to-EBITDA is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wall Financial's current Debt-to-EBITDA is 12.48, which is 42% above median its own 10-year median of 8.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wall Financial stock overvalued right now?
Based on GuruFocus' analysis, Wall Financial (WFICF) is currently considered Fairly Valued. The stock's GF Value™ is $14.90, compared to a current price of $13.58 — trading 8.9% below its estimated fair value. The current Debt-to-EBITDA is 12.48, which is 42% above median its 10-year median of 8.76 and 389.4% above the Travel & Leisure industry median of 2.55. Wall Financial's overall GF Score™ is 72/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Wall Financial (WFICF), the current Debt-to-EBITDA is 12.48 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wall Financial (WFICF) Overvalued in 2026?
Based on GuruFocus' analysis, Wall Financial stock appears to be undervalued.
The current stock price of $13.58 is trading 8.9% below its estimated GF Value™ of $14.90.
GuruFocus considers Wall Financial to be Fairly Valued.
Key valuation signals for WFICF:
Debt-to-EBITDA: 12.48 (42% above median its 10-year median of 8.76)
GF Value™: $14.90 vs. price of $13.58 (8.9% below fair value)
Industry Position: 389.4% above the Travel & Leisure median (#572 of 647)
No single metric tells the full story. See the WFICF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wall Financial Corp operates predominantly in the Greater Vancouver area of British Columbia in the development and management of residential rental units, development and construction of residential housing for re-sale, and the development and management of hotel properties. The company operates in three different segments of the real estate industry: ownership and management of revenue-producing residential and commercial properties (Rental), ownership and management of hotel properties (Hotel), and the development and sale of residential housing (Development). It derives the majority of the revenue from Rental segment.
72GF Score
Get the complete analysis for WFICF
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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