Himalayan General Insurance Co (XNEP:HGI) Cyclically Adjusted PB Ratio: (As of Sep. 06, 2026)

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XNEP:HGI Himalayan General Insurance Co Ltd XNEP:HGI
25 GF Score
Price NPR520.00
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What is Himalayan General Insurance Co Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Himalayan General Insurance Co  (XNEP:HGI) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Himalayan General Insurance Co Cyclically Adjusted PB Ratio Related Terms


Himalayan General Insurance Co Cyclically Adjusted PB Ratio Historical Data

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The historical data trend for Himalayan General Insurance Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Himalayan General Insurance Co Cyclically Adjusted PB Ratio Chart

Himalayan General Insurance Co Annual Data
Trend Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22
Cyclically Adjusted PB Ratio
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Himalayan General Insurance Co Quarterly Data
Oct17 Jan18 Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22
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XNEP:HGI vs CB, PGR, TRV: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Property & Casualty subindustry, Himalayan General Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Himalayan General Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Himalayan General Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Himalayan General Insurance Co's Cyclically Adjusted PB Ratio falls into.


XNEP:HGI
25GF Score
Himalayan General Insurance Co Ltd XNEP:HGI
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Himalayan General Insurance Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Himalayan General Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Jul. 2022 is calculated as:

For example, Himalayan General Insurance Co's adjusted Book Value per Share data for the three months ended in Jul. 2022 was:

Adj_Book=Book Value per Share/CPI of Jul. 2022 (Change)*Current CPI (Jul. 2022)
=181.807/296.2760*296.2760
=181.807

Current CPI (Jul. 2022) = 296.2760.

Himalayan General Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201107 157.645 225.922 206.737
201207 136.981 229.104 177.143
201304 0.000 232.531 0.000
201307 137.334 233.596 174.184
201310 0.000 233.546 0.000
201401 0.000 233.916 0.000
201404 130.990 237.072 163.702
201407 133.660 238.250 166.213
201410 143.284 237.433 178.794
201501 125.203 233.707 158.723
201504 0.000 236.599 0.000
201507 216.038 238.654 268.199
201510 151.215 237.838 188.369
201601 125.120 236.916 156.469
201604 0.000 239.261 0.000
201607 219.470 240.628 270.225
201610 229.203 241.729 280.923
201701 193.367 242.839 235.918
201704 203.803 244.524 246.937
201707 199.332 244.786 241.261
201710 384.935 246.663 462.360
201801 389.546 247.867 465.625
201804 150.843 250.546 178.375
201807 154.778 252.006 181.968
201810 158.358 252.885 185.530
201901 142.808 251.712 168.091
201904 146.123 255.548 169.411
201907 149.319 256.571 172.426
201910 151.686 257.346 174.632
202001 158.724 257.971 182.292
202004 162.195 256.389 187.428
202007 160.412 259.101 183.427
202010 161.439 260.388 183.689
202101 169.038 261.582 191.458
202104 171.583 267.054 190.358
202107 169.199 273.003 183.623
202110 175.675 276.589 188.179
202201 167.411 281.148 176.419
202204 178.315 289.109 182.735
202207 181.807 296.276 181.807

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Himalayan General Insurance Co Business Description

Address HGI House, Babar Mahal, G.P.O. Box 148, Kathmandu, NPL
Himalayan General Insurance Co Ltd operates as an insurance company. It is engaged in the business of underwriting non-life insurance. The company's business segments are Fire, Marine, Motor, Engineering, Aviation, Miscellaneous, Agriculture and Micro segments.
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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR520.00
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