Himalayan General Insurance Co (XNEP:HGI) E10: NPR45.22 (As of Jul. 2022)

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XNEP:HGI Himalayan General Insurance Co Ltd XNEP:HGI
25 GF Score
Price NPR520.00
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What is Himalayan General Insurance Co E10?

Himalayan General Insurance Co XNEP:HGI 25 E10 is NPR45.22 as of Jul. 2022. GuruFocus rates XNEP:HGI with a GF Score™ of 25/100.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Himalayan General Insurance Co's adjusted earnings per share data for the three months ended in Jul. 2022 was NPR3.458. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NPR45.22 for the trailing ten years ended in Jul. 2022.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-08-15), Himalayan General Insurance Co's current stock price is NPR520.00. Himalayan General Insurance Co's E10 for the quarter that ended in Jul. 2022 was NPR45.22. Himalayan General Insurance Co's Shiller PE Ratio of today is 11.50.


Himalayan General Insurance Co  (XNEP:HGI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Himalayan General Insurance Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=520.00/45.22
=11.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Himalayan General Insurance Co E10 Related Terms


Himalayan General Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for Himalayan General Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Himalayan General Insurance Co E10 Chart

Himalayan General Insurance Co Annual Data
Trend Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 45.22

Himalayan General Insurance Co Quarterly Data
Oct17 Jan18 Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 44.47 44.97 45.22

XNEP:HGI vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, Himalayan General Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Himalayan General Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Himalayan General Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Himalayan General Insurance Co's Shiller PE Ratio falls into.


XNEP:HGI
25GF Score
Himalayan General Insurance Co Ltd XNEP:HGI
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Himalayan General Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Himalayan General Insurance Co's adjusted earnings per share data for the three months ended in Jul. 2022 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jul. 2022 (Change)*Current CPI (Jul. 2022)
=3.458/296.2760*296.2760
=3.458

Current CPI (Jul. 2022) = 296.2760.

Himalayan General Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201107 0.000 225.922 0.000
201207 0.000 229.104 0.000
201304 0.000 232.531 0.000
201307 29.810 233.596 37.809
201310 17.916 233.546 22.728
201401 15.568 233.916 19.718
201404 22.830 237.072 28.531
201407 14.638 238.250 18.203
201410 6.780 237.433 8.460
201501 7.836 233.707 9.934
201504 10.805 236.599 13.530
201507 24.141 238.654 29.970
201510 4.490 237.838 5.593
201601 8.352 236.916 10.445
201604 14.592 239.261 18.069
201607 17.906 240.628 22.047
201610 6.166 241.729 7.557
201701 6.404 242.839 7.813
201704 12.524 244.524 15.175
201707 10.700 244.786 12.951
201710 5.794 246.663 6.959
201801 7.449 247.867 8.904
201804 12.703 250.546 15.022
201807 10.882 252.006 12.794
201810 10.515 252.885 12.319
201901 11.838 251.712 13.934
201904 10.072 255.548 11.677
201907 6.596 256.571 7.617
201910 2.719 257.346 3.130
202001 3.404 257.971 3.909
202004 3.470 256.389 4.010
202007 5.195 259.101 5.940
202010 2.240 260.388 2.549
202101 2.973 261.582 3.367
202104 2.545 267.054 2.823
202107 1.660 273.003 1.802
202110 2.296 276.589 2.459
202201 2.154 281.148 2.270
202204 4.666 289.109 4.782
202207 3.458 296.276 3.458

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of NPR45.22 mean?
Himalayan General Insurance Co (XNEP:HGI) has a E10 of NPR45.22 as of Jul. 2022. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Himalayan General Insurance Co and its competitors.
Is Himalayan General Insurance Co's E10 too high?
Himalayan General Insurance Co's current E10 is NPR45.22. Overall, Himalayan General Insurance Co has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Himalayan General Insurance Co's E10 compare to CB and PGR?
Himalayan General Insurance Co's E10 of NPR45.22 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Himalayan General Insurance Co and its competitors. Himalayan General Insurance Co's current E10 is NPR45.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Himalayan General Insurance Co stock overvalued right now?
Himalayan General Insurance Co (XNEP:HGI) has a current E10 of NPR45.22. The current E10 is NPR45.22. Himalayan General Insurance Co's overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Himalayan General Insurance Co (XNEP:HGI), the current E10 is NPR45.22 as of Jul. 2022. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Himalayan General Insurance Co Business Description

Address HGI House, Babar Mahal, G.P.O. Box 148, Kathmandu, NPL
Himalayan General Insurance Co Ltd operates as an insurance company. It is engaged in the business of underwriting non-life insurance. The company's business segments are Fire, Marine, Motor, Engineering, Aviation, Miscellaneous, Agriculture and Micro segments.
25GF Score

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E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR520.00
Price