Himalayan General Insurance Co (XNEP:HGI) Effective Interest Rate on Debt %: 0.00% (As of Jul. 2022)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:HGI Himalayan General Insurance Co Ltd XNEP:HGI
25 GF Score
Price NPR520.00
View Full Analysis

What is Himalayan General Insurance Co Effective Interest Rate on Debt %?

Himalayan General Insurance Co XNEP:HGI 25 Effective Interest Rate on Debt % is 0.00% as of Jul. 2022. GuruFocus rates XNEP:HGI with a GF Score™ of 25/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Himalayan General Insurance Co's annualized positive value of Interest Expense for the quarter that ended in Jul. 2022 was NPR0.0 Mil. Himalayan General Insurance Co's average total debt for the quarter that ended in Jul. 2022 was NPR0.0 Mil. Therefore, Himalayan General Insurance Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jul. 2022 was N/A%.


Himalayan General Insurance Co  (XNEP:HGI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Himalayan General Insurance Co Effective Interest Rate on Debt % Related Terms


Himalayan General Insurance Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Himalayan General Insurance Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Himalayan General Insurance Co Effective Interest Rate on Debt % Chart

Himalayan General Insurance Co Annual Data
Trend Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 6.73 0.00

Himalayan General Insurance Co Quarterly Data
Oct17 Jan18 Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XNEP:HGI vs CB, PGR, TRV: Effective Interest Rate on Debt % Comparison

For the Insurance - Property & Casualty subindustry, Himalayan General Insurance Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Himalayan General Insurance Co Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Himalayan General Insurance Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Himalayan General Insurance Co's Effective Interest Rate on Debt % falls into.


XNEP:HGI
25GF Score
Himalayan General Insurance Co Ltd XNEP:HGI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Himalayan General Insurance Co Effective Interest Rate on Debt % Calculation

Himalayan General Insurance Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2022 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2021 )+Total Debt  (A: Jul. 2022 ))/ count )
=-1  *  0/( (39.245+0)/ 1 )
=-1  *  0/39.245
=0.00 %

where

Total Debt  (A: Jul. 2021 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 39.245
=39.245

Himalayan General Insurance Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jul. 2022 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Apr. 2022 )+Total Debt  (Q: Jul. 2022 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jul. 2022) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Himalayan General Insurance Co (XNEP:HGI) has a Effective Interest Rate on Debt % of 0.00% as of Jul. 2022. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Himalayan General Insurance Co and its competitors.
Is Himalayan General Insurance Co's Effective Interest Rate on Debt % too high?
Himalayan General Insurance Co's current Effective Interest Rate on Debt % is 0.00%. Overall, Himalayan General Insurance Co has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Himalayan General Insurance Co's Effective Interest Rate on Debt % compare to CB and PGR?
Himalayan General Insurance Co's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Himalayan General Insurance Co and its competitors. Himalayan General Insurance Co's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Himalayan General Insurance Co stock overvalued right now?
Himalayan General Insurance Co (XNEP:HGI) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Himalayan General Insurance Co's overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Himalayan General Insurance Co (XNEP:HGI), the current Effective Interest Rate on Debt % is 0.00% as of Jul. 2022. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Himalayan General Insurance Co Business Description

Address HGI House, Babar Mahal, G.P.O. Box 148, Kathmandu, NPL
Himalayan General Insurance Co Ltd operates as an insurance company. It is engaged in the business of underwriting non-life insurance. The company's business segments are Fire, Marine, Motor, Engineering, Aviation, Miscellaneous, Agriculture and Micro segments.
25GF Score

Get the complete analysis for XNEP:HGI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR520.00
Price