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In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
The historical rank and industry rank for Himalayan General Insurance Co's Net Current Asset Value or its related term are showing as below:
XNEP:HGI's Price-to-Net-Current-Asset-Value is not ranked *
in the Insurance industry.
Industry Median: 7.1 * Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
Himalayan General Insurance Co (XNEP:HGI) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Himalayan General Insurance Co Net Current Asset Value Related Terms
Himalayan General Insurance Co Net Current Asset Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Himalayan General Insurance Co Net Current Asset Value Chart
XNEP:HGI vs CB, PGR, TRV: Net Current Asset Value Comparison
For the Insurance - Property & Casualty subindustry, Himalayan General Insurance Co's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Himalayan General Insurance Co Price-to-Net-Current-Asset-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Himalayan General Insurance Co's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Himalayan General Insurance Co's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of NPR0.00 mean?
Himalayan General Insurance Co (XNEP:HGI) has a Net Current Asset Value of NPR0.00 as of Jul. 2022. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Himalayan General Insurance Co and its competitors.
Is Himalayan General Insurance Co's Net Current Asset Value too high?
Himalayan General Insurance Co's current Net Current Asset Value is NPR0.00. Overall, Himalayan General Insurance Co has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Himalayan General Insurance Co's Net Current Asset Value compare to CB and PGR?
Himalayan General Insurance Co's Net Current Asset Value of NPR0.00 can be compared against companies in the Insurance industry. The industry median Net Current Asset Value is 7.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for an Insurance company?
The median Net Current Asset Value among Insurance companies is 7.10, based on 26 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Himalayan General Insurance Co and its competitors. For the Insurance industry, the median Net Current Asset Value is 7.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Himalayan General Insurance Co's current Net Current Asset Value is NPR0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Himalayan General Insurance Co stock overvalued right now?
Himalayan General Insurance Co (XNEP:HGI) has a current Net Current Asset Value of NPR0.00. The current Net Current Asset Value is NPR0.00. Himalayan General Insurance Co's overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Himalayan General Insurance Co (XNEP:HGI), the current Net Current Asset Value is NPR0.00 as of Jul. 2022. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Himalayan General Insurance Co Ltd operates as an insurance company. It is engaged in the business of underwriting non-life insurance. The company's business segments are Fire, Marine, Motor, Engineering, Aviation, Miscellaneous, Agriculture and Micro segments.
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