Laxmi Bank (XNEP:LBL) Cyclically Adjusted PB Ratio: (As of Sep. 16, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:LBL Laxmi Bank Ltd XNEP:LBL
21 GF Score
Price NPR173.00
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What is Laxmi Bank Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Laxmi Bank  (XNEP:LBL) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Laxmi Bank Cyclically Adjusted PB Ratio Related Terms


Laxmi Bank Cyclically Adjusted PB Ratio Historical Data

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The historical data trend for Laxmi Bank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laxmi Bank Cyclically Adjusted PB Ratio Chart

Laxmi Bank Annual Data
Trend Jul12 Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Laxmi Bank Semi-Annual Data
Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Dec21 Jan22 Apr22 Oct22 Jan23 Mar23 Apr23 Oct23
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.44 1.37 0.00 0.00 1.16

XNEP:LBL vs USB, PNC: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Laxmi Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Laxmi Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Laxmi Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Laxmi Bank's Cyclically Adjusted PB Ratio falls into.


XNEP:LBL
21GF Score
Laxmi Bank Ltd XNEP:LBL
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Laxmi Bank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Laxmi Bank's Cyclically Adjusted Book per Share for the fiscal year that ended in Jul21 is calculated as:

For example, Laxmi Bank's adjusted Book Value per Share data for the fiscal year that ended in Jul21 was:

Adj_Book=Book Value per Share/CPI of Jul21 (Change)*Current CPI (Jul21)
=168.717/273.0030*273.0030
=168.717

Current CPI (Jul21) = 273.0030.

Laxmi Bank Annual Data

Book Value per Share CPI Adj_Book
201207 95.063 229.104 113.278
201307 112.548 233.596 131.535
201407 114.331 238.250 131.008
201507 124.692 238.654 142.639
201607 148.791 240.628 168.810
201707 99.854 244.786 111.364
201807 106.369 252.006 115.232
201907 120.501 256.571 128.218
202007 142.055 259.101 149.677
202107 168.717 273.003 168.717

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Laxmi Bank Business Description

Address Hattisar - 1, Kathmandu, NPL
Laxmi Bank Ltd provides banking services. It offers deposits, loans, remittance, card services, electronic banking, and others. The company provides auxiliaries such as Safe Deposit Lockers; Bancassurance and BBSM Club Card. Bancassurance, is an insurance service rendered through banking premises, is aimed at facilitating customers of Laxmi Bank with life insurance.
21GF Score

Get the complete analysis for XNEP:LBL

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR173.00
Price