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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Laxmi Bank's annualized positive value of Interest Expense for the quarter that ended in Oct. 2023 was NPR26,147 Mil. Laxmi Bank's average total debt for the quarter that ended in Oct. 2023 was NPR12,438 Mil. Therefore, Laxmi Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Oct. 2023 was 210.22%.
Laxmi Bank (XNEP:LBL) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Laxmi Bank Effective Interest Rate on Debt % Related Terms
Laxmi Bank Effective Interest Rate on Debt % Historical Data
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The historical data trend for Laxmi Bank's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Laxmi Bank Effective Interest Rate on Debt % Chart
XNEP:LBL vs USB, PNC: Effective Interest Rate on Debt % Comparison
For the Banks - Regional subindustry, Laxmi Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Laxmi Bank Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Laxmi Bank's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Laxmi Bank's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Oct. 2023) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 210.22% mean?
Laxmi Bank (XNEP:LBL) has a Effective Interest Rate on Debt % of 210.22% as of Oct. 2023. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Laxmi Bank and its competitors.
Is Laxmi Bank's Effective Interest Rate on Debt % too high?
Laxmi Bank's current Effective Interest Rate on Debt % is 210.22%. Overall, Laxmi Bank has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Laxmi Bank's Effective Interest Rate on Debt % compare to USB and PNC?
Laxmi Bank's Effective Interest Rate on Debt % of 210.22% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Laxmi Bank and its competitors. Laxmi Bank's current Effective Interest Rate on Debt % is 210.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi Bank stock overvalued right now?
Laxmi Bank (XNEP:LBL) has a current Effective Interest Rate on Debt % of 210.22%. The current Effective Interest Rate on Debt % is 210.22%. Laxmi Bank's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Laxmi Bank (XNEP:LBL), the current Effective Interest Rate on Debt % is 210.22% as of Oct. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Laxmi Bank Ltd provides banking services. It offers deposits, loans, remittance, card services, electronic banking, and others. The company provides auxiliaries such as Safe Deposit Lockers; Bancassurance and BBSM Club Card. Bancassurance, is an insurance service rendered through banking premises, is aimed at facilitating customers of Laxmi Bank with life insurance.
21GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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