Laxmi Bank (XNEP:LBL) LT-Debt-to-Total-Asset: 0.03 (As of Oct. 2023)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:LBL Laxmi Bank Ltd XNEP:LBL
21 GF Score
Price NPR173.00
View Full Analysis

What is Laxmi Bank LT-Debt-to-Total-Asset?

Laxmi Bank XNEP:LBL 21 LT-Debt-to-Total-Asset is 0.03 as of Oct. 2023. GuruFocus rates XNEP:LBL with a GF Score™ of 21/100.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Laxmi Bank's long-term debt to total assests ratio for the quarter that ended in Oct. 2023 was 0.03.

Laxmi Bank's long-term debt to total assets ratio declined from Apr. 2022 (0.06) to Oct. 2023 (0.03). It may suggest that Laxmi Bank is progressively becoming less dependent on debt to grow their business.

Laxmi Bank  (XNEP:LBL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Laxmi Bank LT-Debt-to-Total-Asset Related Terms

Laxmi Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Laxmi Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laxmi Bank LT-Debt-to-Total-Asset Chart

Laxmi Bank Annual Data
Trend Jul12 Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.01 0.02 0.05 0.05

Laxmi Bank Quarterly Data
Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Oct22 Jan23 Apr23 Oct23
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 0.06 0.06 0.00 0.03
XNEP:LBL
21GF Score
Laxmi Bank Ltd XNEP:LBL
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Laxmi Bank LT-Debt-to-Total-Asset Calculation

Laxmi Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jul. 2021 is calculated as

LT Debt to Total Assets (A: Jul. 2021 )=Long-Term Debt & Capital Lease Obligation (A: Jul. 2021 )/Total Assets (A: Jul. 2021 )
=6963.804/156471.748
=0.04

Laxmi Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Oct. 2023 is calculated as

LT Debt to Total Assets (Q: Oct. 2023 )=Long-Term Debt & Capital Lease Obligation (Q: Oct. 2023 )/Total Assets (Q: Oct. 2023 )
=12437.827/362957.165
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.03 mean?
Laxmi Bank (XNEP:LBL) has a LT-Debt-to-Total-Asset of 0.03 as of Oct. 2023. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Laxmi Bank and its competitors.
Is Laxmi Bank's LT-Debt-to-Total-Asset too high?
Laxmi Bank's current LT-Debt-to-Total-Asset is 0.03. Overall, Laxmi Bank has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Laxmi Bank's LT-Debt-to-Total-Asset compare to USB and PNC?
Laxmi Bank's LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Laxmi Bank and its competitors. Laxmi Bank's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi Bank stock overvalued right now?
Laxmi Bank (XNEP:LBL) has a current LT-Debt-to-Total-Asset of 0.03. The current LT-Debt-to-Total-Asset is 0.03. Laxmi Bank's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Laxmi Bank (XNEP:LBL), the current LT-Debt-to-Total-Asset is 0.03 as of Oct. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Laxmi Bank Business Description

Address Hattisar - 1, Kathmandu, NPL
Laxmi Bank Ltd provides banking services. It offers deposits, loans, remittance, card services, electronic banking, and others. The company provides auxiliaries such as Safe Deposit Lockers; Bancassurance and BBSM Club Card. Bancassurance, is an insurance service rendered through banking premises, is aimed at facilitating customers of Laxmi Bank with life insurance.
21GF Score

Get the complete analysis for XNEP:LBL

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR173.00
Price