Laxmi Bank (XNEP:LBL) Net Margin %: 0.99% (As of Oct. 2023)

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XNEP:LBL Laxmi Bank Ltd XNEP:LBL
21 GF Score
Price NPR173.00
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What is Laxmi Bank Net Margin %?

Laxmi Bank XNEP:LBL 21 Net Margin % is 0.99% as of Oct. 2023. GuruFocus rates XNEP:LBL with a GF Score™ of 21/100.

Net margin is calculated as Net Income divided by its Revenue. Laxmi Bank's Net Income for the three months ended in Oct. 2023 was NPR35 Mil. Laxmi Bank's Revenue for the three months ended in Oct. 2023 was NPR3,587 Mil. Therefore, Laxmi Bank's net margin for the quarter that ended in Oct. 2023 was 0.99%.

The historical rank and industry rank for Laxmi Bank's Net Margin % or its related term are showing as below:


XNEP:LBL's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 27.05
* Ranked among companies with meaningful Net Margin % only.

Laxmi Bank  (XNEP:LBL) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Laxmi Bank Net Margin % Related Terms

Laxmi Bank Net Margin % Historical Data

* Premium members only.

The historical data trend for Laxmi Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laxmi Bank Net Margin % Chart

Laxmi Bank Annual Data
Trend Jul12 Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.82 33.73 35.56 28.36 34.94

Laxmi Bank Quarterly Data
Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Oct22 Jan23 Apr23 Oct23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.32 25.55 32.35 6.69 0.99

XNEP:LBL vs USB, PNC: Net Margin % Comparison

For the Banks - Regional subindustry, Laxmi Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Laxmi Bank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Laxmi Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Laxmi Bank's Net Margin % falls into.


XNEP:LBL
21GF Score
Laxmi Bank Ltd XNEP:LBL
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Laxmi Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Laxmi Bank's Net Margin for the fiscal year that ended in Jul. 2021 is calculated as

Net Margin=Net Income (A: Jul. 2021 )/Revenue (A: Jul. 2021 )
=2225.726/6370.631
=34.94 %

Laxmi Bank's Net Margin for the quarter that ended in Oct. 2023 is calculated as

Net Margin=Net Income (Q: Oct. 2023 )/Revenue (Q: Oct. 2023 )
=35.473/3587.143
=0.99 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 0.99% mean?
Laxmi Bank (XNEP:LBL) has a Net Margin % of 0.99% as of Oct. 2023. Net margin is the ratio of total net income to net sales. View historical data on Laxmi Bank and its competitors.
Is Laxmi Bank's Net Margin % too high?
Laxmi Bank's current Net Margin % is 0.99%. The Banks industry median Net Margin % is 27.05. Laxmi Bank's value of 0.99% is 96.3% below this industry median. Overall, Laxmi Bank has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Laxmi Bank's Net Margin % compare to USB and PNC?
Laxmi Bank's Net Margin % of 0.99% can be compared against companies in the Banks industry. The industry median Net Margin % is 27.05. Laxmi Bank's value of 0.99% is 96.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.05, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Laxmi Bank's current Net Margin % of 0.99% is 96.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Laxmi Bank and its competitors. For the Banks industry, the median Net Margin % is 27.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laxmi Bank's current Net Margin % is 0.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi Bank stock overvalued right now?
Laxmi Bank (XNEP:LBL) has a current Net Margin % of 0.99%. The current Net Margin % is 0.99% and 96.3% below the Banks industry median of 27.05. Laxmi Bank's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Laxmi Bank (XNEP:LBL), the current Net Margin % is 0.99% as of Oct. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Laxmi Bank Business Description

Address Hattisar - 1, Kathmandu, NPL
Laxmi Bank Ltd provides banking services. It offers deposits, loans, remittance, card services, electronic banking, and others. The company provides auxiliaries such as Safe Deposit Lockers; Bancassurance and BBSM Club Card. Bancassurance, is an insurance service rendered through banking premises, is aimed at facilitating customers of Laxmi Bank with life insurance.
21GF Score

Get the complete analysis for XNEP:LBL

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR173.00
Price