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Citizens Financial Group (MEX:CFG) Cyclically Adjusted Price-to-FCF : 9.57 (As of Jun. 04, 2025)


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What is Citizens Financial Group Cyclically Adjusted Price-to-FCF?

As of today (2025-06-04), Citizens Financial Group's current share price is MXN854.74. Citizens Financial Group's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was MXN89.29. Citizens Financial Group's Cyclically Adjusted Price-to-FCF for today is 9.57.

The historical rank and industry rank for Citizens Financial Group's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

MEX:CFG' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 5.58   Med: 8.9   Max: 11.6
Current: 9.52

During the past years, Citizens Financial Group's highest Cyclically Adjusted Price-to-FCF was 11.60. The lowest was 5.58. And the median was 8.90.

MEX:CFG's Cyclically Adjusted Price-to-FCF is ranked worse than
56.87% of 888 companies
in the Banks industry
Industry Median: 8.64 vs MEX:CFG: 9.52

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Citizens Financial Group's adjusted free cash flow per share data for the three months ended in Mar. 2025 was MXN-10.502. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is MXN89.29 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Citizens Financial Group Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Citizens Financial Group's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Financial Group Cyclically Adjusted Price-to-FCF Chart

Citizens Financial Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 10.28 8.26 10.21

Citizens Financial Group Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.97 8.60 9.80 10.21 9.57

Competitive Comparison of Citizens Financial Group's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Citizens Financial Group's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Financial Group's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Financial Group's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Citizens Financial Group's Cyclically Adjusted Price-to-FCF falls into.


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Citizens Financial Group Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Citizens Financial Group's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=854.74/89.29
=9.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Financial Group's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Citizens Financial Group's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=-10.502/134.9266*134.9266
=-10.502

Current CPI (Mar. 2025) = 134.9266.

Citizens Financial Group Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 10.084 100.684 13.514
201509 8.078 100.392 10.857
201512 9.569 99.792 12.938
201603 10.417 100.470 13.989
201606 9.624 101.688 12.770
201609 15.992 101.861 21.183
201612 6.378 101.863 8.448
201703 29.458 102.862 38.641
201706 -14.606 103.349 -19.069
201709 29.165 104.136 37.789
201712 9.789 104.011 12.699
201803 22.836 105.290 29.264
201806 23.201 106.317 29.444
201809 -12.924 106.507 -16.373
201812 28.303 105.998 36.027
201903 19.796 107.251 24.904
201906 4.391 108.070 5.482
201909 17.352 108.329 21.612
201912 31.433 108.420 39.118
202003 -73.338 108.902 -90.864
202006 -6.640 108.767 -8.237
202009 33.963 109.815 41.729
202012 40.230 109.897 49.393
202103 -33.441 111.754 -40.375
202106 25.979 114.631 30.579
202109 60.219 115.734 70.205
202112 49.999 117.630 57.351
202203 70.469 121.301 78.385
202206 -76.712 125.017 -82.793
202209 117.865 125.227 126.995
202212 57.307 125.222 61.748
202303 40.728 127.348 43.152
202306 2.958 128.729 3.100
202309 36.303 129.860 37.720
202312 22.580 129.419 23.541
202403 19.466 131.776 19.931
202406 32.262 132.554 32.840
202409 4.201 133.029 4.261
202412 20.403 133.157 20.674
202503 -10.502 134.927 -10.502

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Citizens Financial Group  (MEX:CFG) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Citizens Financial Group Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Citizens Financial Group's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens Financial Group Business Description

Traded in Other Exchanges
Address
One Citizens Plaza, Providence, RI, USA, 02903
Citizens Financial Group Inc is a bank holding company headquartered in Providence, Rhode Island. Through the bank, it offers various retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. The company's reportable segments are; Commercial Banking, Consumer Banking, Non-Core, and Others. A majority of its revenue is generated from the Consumer Banking segment, which serves consumer customers and small businesses, offering traditional banking products and services including deposits, mortgage and home equity lending, credit cards, small business loans, education loans, point-of-sale finance loans, and wealth management and investment services.