GURUFOCUS.COM » STOCK LIST » Financial Services » Capital Markets » Charles Schwab Corp (NYSE:SCHW) » Definitions » Cyclically Adjusted Price-to-FCF

SCHW (Charles Schwab) Cyclically Adjusted Price-to-FCF : 21.58 (As of Jul. 04, 2025)


View and export this data going back to 1987. Start your Free Trial

What is Charles Schwab Cyclically Adjusted Price-to-FCF?

As of today (2025-07-04), Charles Schwab's current share price is $91.48. Charles Schwab's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was $4.24. Charles Schwab's Cyclically Adjusted Price-to-FCF for today is 21.58.

The historical rank and industry rank for Charles Schwab's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

SCHW' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 9.86   Med: 27.16   Max: 64.11
Current: 21.57

During the past years, Charles Schwab's highest Cyclically Adjusted Price-to-FCF was 64.11. The lowest was 9.86. And the median was 27.16.

SCHW's Cyclically Adjusted Price-to-FCF is ranked better than
51.33% of 226 companies
in the Capital Markets industry
Industry Median: 22.255 vs SCHW: 21.57

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Charles Schwab's adjusted free cash flow per share data for the three months ended in Mar. 2025 was $3.426. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $4.24 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Charles Schwab Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Charles Schwab's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Charles Schwab Cyclically Adjusted Price-to-FCF Chart

Charles Schwab Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.48 32.50 30.80 18.65 19.95

Charles Schwab Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.70 21.52 14.77 19.95 18.46

Competitive Comparison of Charles Schwab's Cyclically Adjusted Price-to-FCF

For the Capital Markets subindustry, Charles Schwab's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Charles Schwab's Cyclically Adjusted Price-to-FCF Distribution in the Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Charles Schwab's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Charles Schwab's Cyclically Adjusted Price-to-FCF falls into.


;
;

Charles Schwab Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Charles Schwab's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=91.48/4.24
=21.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Charles Schwab's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Charles Schwab's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=3.426/134.9266*134.9266
=3.426

Current CPI (Mar. 2025) = 134.9266.

Charles Schwab Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 0.376 100.684 0.504
201509 0.762 100.392 1.024
201512 0.624 99.792 0.844
201603 -0.320 100.470 -0.430
201606 1.315 101.688 1.745
201609 -0.469 101.861 -0.621
201612 1.907 101.863 2.526
201703 -1.226 102.862 -1.608
201706 0.470 103.349 0.614
201709 2.370 104.136 3.071
201712 -2.524 104.011 -3.274
201803 0.093 105.290 0.119
201806 2.200 106.317 2.792
201809 0.827 106.507 1.048
201812 5.632 105.998 7.169
201903 -2.034 107.251 -2.559
201906 1.528 108.070 1.908
201909 3.973 108.329 4.948
201912 3.179 108.420 3.956
202003 7.699 108.902 9.539
202006 -12.845 108.767 -15.934
202009 -0.162 109.815 -0.199
202012 7.046 109.897 8.651
202103 -2.605 111.754 -3.145
202106 -0.439 114.631 -0.517
202109 0.862 115.734 1.005
202112 2.799 117.630 3.211
202203 1.447 121.301 1.610
202206 -4.298 125.017 -4.639
202209 4.655 125.227 5.016
202212 -1.233 125.222 -1.329
202303 5.221 127.348 5.532
202306 -2.989 128.729 -3.133
202309 -2.874 129.860 -2.986
202312 10.927 129.419 11.392
202403 -0.818 131.776 -0.838
202406 -2.367 132.554 -2.409
202409 10.344 133.029 10.492
202412 -6.032 133.157 -6.112
202503 3.426 134.927 3.426

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Charles Schwab  (NYSE:SCHW) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Charles Schwab Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Charles Schwab's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Charles Schwab Business Description

Address
3000 Schwab Way, Westlake, TX, USA, 76262
Charles Schwab is one of the largest retail-oriented financial services companies in the US, with $10.1 trillion in client assets across its brokerage, banking, asset-management, custody, financial advisory, and wealth-management businesses at year-end 2024. While best known for its retail brokerage offering, Schwab generates the lion's share of its revenue and profits through its Charles Schwab Bank and asset-management segments. The firm is a dominant player in registered investment advisor custody, with over 40% market share, and has recently pushed into wealth management with robo-advisory, direct indexing, and other managed-investment solutions.
Executives
Paula A Sneed director THREE LAKES DRIVE, NORTHFIELD IL 60093
Morgan Peter J. Iii officer: General Counsel 211 MAIN STREET, SAN FRANCISCO CA 94105
Charles R. Schwab director, officer: Co-Chairman PO BOX 2226, PALM BEACH FL 33480
Charles A. Ruffel director 3000 SCHWAB WAY, WESTLAKE TX 76262
Jonathan M. Craig officer: Please see remarks 3000 SCHWAB WAY, WESTLAKE TX 76262
Walter W Bettinger officer: EVP/COO - Individual Investor 211 MAIN STREET, SAN FRANCISCO CA 94105
Carolyn Schwab-pomerantz director 3000 SCHWAB WAY, WESTLAKE TX 76262
Richard A Wurster officer: President 3000 SCHWAB WAY, WESTLAKE TX 76262
Nigel J Murtagh officer: MD, EVP - Corporate Risk C/O THE CHARLES SCHWAB CORPORATION, 211 MAIN STREET, SAN FRANCISCO CA 94105
Frank C Herringer director
Arun Sarin director C/O SAFEWAY INC., 5918 STONERIDGE MALL ROAD, PLEASANTON CA 94588
Christopher V Dodds officer: EVP and CFO ITG INC., ONE LIBERTY PLAZA, 165 BROADWAY, NEW YORK NY 10006
Bernard J. Clark officer: MD, Head of Adivsor Services C/O THE CHARLES SCHWAB CORPORATION, 211 MAIN STREET, SAN FRANCISCO CA 94105
Peter B. Crawford officer: CFO 211 MAIN STREET, SAN FRANCISCO CA 94105
Stephen A Ellis director C/O THE CHARLES SCHWAB CORPORATION, 211 MAIN STREET, SAN FRANCISCO CA 94105