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Zagrebacka Banka DD (ZAG:ZABA) Cyclically Adjusted Price-to-FCF : 8.60 (As of Jun. 05, 2025)


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What is Zagrebacka Banka DD Cyclically Adjusted Price-to-FCF?

As of today (2025-06-05), Zagrebacka Banka DD's current share price is €24.00. Zagrebacka Banka DD's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was €2.79. Zagrebacka Banka DD's Cyclically Adjusted Price-to-FCF for today is 8.60.

The historical rank and industry rank for Zagrebacka Banka DD's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

ZAG:ZABA' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 2.44   Med: 3.61   Max: 11.12
Current: 8.6

During the past years, Zagrebacka Banka DD's highest Cyclically Adjusted Price-to-FCF was 11.12. The lowest was 2.44. And the median was 3.61.

ZAG:ZABA's Cyclically Adjusted Price-to-FCF is ranked better than
50.56% of 888 companies
in the Banks industry
Industry Median: 8.64 vs ZAG:ZABA: 8.60

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Zagrebacka Banka DD's adjusted free cash flow per share data for the three months ended in Mar. 2025 was €-0.266. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is €2.79 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Zagrebacka Banka DD Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Zagrebacka Banka DD's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Zagrebacka Banka DD Cyclically Adjusted Price-to-FCF Chart

Zagrebacka Banka DD Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 2.69 2.59 5.19 10.04

Zagrebacka Banka DD Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.52 7.66 7.25 10.04 9.96

Competitive Comparison of Zagrebacka Banka DD's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Zagrebacka Banka DD's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zagrebacka Banka DD's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Zagrebacka Banka DD's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Zagrebacka Banka DD's Cyclically Adjusted Price-to-FCF falls into.


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Zagrebacka Banka DD Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Zagrebacka Banka DD's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=24.00/2.79
=8.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zagrebacka Banka DD's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Zagrebacka Banka DD's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=-0.266/134.9266*134.9266
=-0.266

Current CPI (Mar. 2025) = 134.9266.

Zagrebacka Banka DD Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201503 1.772 99.621 2.400
201506 0.141 100.684 0.189
201509 2.348 100.392 3.156
201512 0.091 99.792 0.123
201603 0.879 100.470 1.180
201606 0.904 101.688 1.199
201609 -0.654 101.861 -0.866
201612 1.453 101.863 1.925
201703 -0.388 102.862 -0.509
201706 1.248 103.349 1.629
201709 0.223 104.136 0.289
201712 2.358 104.011 3.059
201806 0.000 106.317 0.000
201809 -0.654 106.507 -0.829
201812 3.587 105.998 4.566
201903 0.648 107.251 0.815
201906 0.507 108.070 0.633
201909 -0.318 108.329 -0.396
201912 1.441 108.420 1.793
202003 3.315 108.902 4.107
202006 -1.847 108.767 -2.291
202009 -0.558 109.815 -0.686
202012 2.096 109.897 2.573
202103 0.467 111.754 0.564
202106 0.454 114.631 0.534
202109 -2.259 115.734 -2.634
202112 3.995 117.630 4.582
202203 -0.056 121.301 -0.062
202206 -1.152 125.017 -1.243
202209 0.168 125.227 0.181
202212 5.635 125.222 6.072
202303 -1.252 127.348 -1.327
202306 0.000 128.729 0.000
202309 0.231 129.860 0.240
202312 -0.291 129.419 -0.303
202403 -4.056 131.776 -4.153
202406 -0.864 132.554 -0.879
202409 -0.399 133.029 -0.405
202412 1.522 133.157 1.542
202503 -0.266 134.927 -0.266

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Zagrebacka Banka DD  (ZAG:ZABA) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Zagrebacka Banka DD Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Zagrebacka Banka DD's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Zagrebacka Banka DD Business Description

Industry
Traded in Other Exchanges
N/A
Address
Trg bana Josipa Jelacica 10, Zagreb, HRV, 10000
Zagrebacka Banka DD is a Croatian banking service provider. The Bank provides a full range of banking services, including corporate, retail banking, international financing, investment banking and corporate finance services. The company has four operating segments namely Retail: loans, deposits and other transactions and balances; Corporate: loans, deposits and other transactions and balances with medium and large corporate customers and similar organisations, state and public sector and Investment; Leasing: includes assets assigned to leasing segment; and Other. It generates maximum revenue from the Retail segment. Geographically, it derives the majority of its revenue from the Republic of Croatia.

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