BKCYF (Bank of Cyprus Holdings) Cyclically Adjusted PS Ratio: 3.62 (As of Jul. 18, 2026) — 20% Above Median

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BKCYF Bank of Cyprus Holdings PLC BKCYF
58 GF Score
Price $11.96
GF Value $5.51
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bank of Cyprus Holdings Cyclically Adjusted PS Ratio?

Bank of Cyprus Holdings BKCYF 58 Cyclically Adjusted PS Ratio is 3.62 as of Jul. 18, 2026, which is 20% above its 10-year median of 3.02. GuruFocus rates BKCYF with a GF Scoreâ„¢ of 58/100 and a GF Valueâ„¢ of $5.51 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,303 Banks companies, Bank of Cyprus Holdings ranks worse than 55.95% on this metric.

As of today (2026-07-18), Bank of Cyprus Holdings's current share price is $11.96. Bank of Cyprus Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $3.30. Bank of Cyprus Holdings's Cyclically Adjusted PS Ratio for today is 3.62.

The historical rank and industry rank for Bank of Cyprus Holdings's Cyclically Adjusted PS Ratio or its related term are showing as below:

BKCYF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.09   Med: 3.02   Max: 3.91
Current: 3.68

During the past years, Bank of Cyprus Holdings's highest Cyclically Adjusted PS Ratio was 3.91. The lowest was 2.09. And the median was 3.02.

BKCYF's Cyclically Adjusted PS Ratio is ranked worse than
55.95% of 1303 companies
in the Banks industry
Industry Median: 3.37 vs BKCYF: 3.68

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bank of Cyprus Holdings's adjusted revenue per share data for the three months ended in Mar. 2026 was $0.667. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $3.30 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank of Cyprus Holdings  (OTCPK:BKCYF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bank of Cyprus Holdings Cyclically Adjusted PS Ratio Related Terms


Bank of Cyprus Holdings Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bank of Cyprus Holdings's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Cyprus Holdings Cyclically Adjusted PS Ratio Chart

Bank of Cyprus Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 3.10

Bank of Cyprus Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.09 2.64 2.98 3.10 3.11

BKCYF vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Bank of Cyprus Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Cyprus Holdings Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Cyprus Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bank of Cyprus Holdings's Cyclically Adjusted PS Ratio falls into.


BKCYF
58GF Score
Bank of Cyprus Holdings PLC BKCYF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Cyprus Holdings Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bank of Cyprus Holdings's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=11.96/3.30
=3.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Cyprus Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Bank of Cyprus Holdings's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.667/330.2130*330.2130
=0.667

Current CPI (Mar. 2026) = 330.2130.

Bank of Cyprus Holdings Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.847 241.018 1.160
201609 0.631 241.428 0.863
201612 0.881 241.432 1.205
201703 0.631 243.801 0.855
201706 0.757 244.955 1.020
201709 0.667 246.819 0.892
201712 0.846 246.524 1.133
201803 0.620 249.554 0.820
201806 0.527 251.989 0.691
201809 0.469 252.439 0.613
201812 0.601 251.233 0.790
201903 0.454 254.202 0.590
201906 0.440 256.143 0.567
201909 0.412 256.759 0.530
201912 0.695 256.974 0.893
202003 0.360 258.115 0.461
202006 0.376 257.797 0.482
202009 0.367 260.280 0.466
202012 0.689 260.474 0.873
202103 0.364 264.877 0.454
202106 0.360 271.696 0.438
202109 0.353 274.310 0.425
202112 0.382 278.802 0.452
202203 0.336 287.504 0.386
202206 0.344 296.311 0.383
202209 0.385 296.808 0.428
202212 0.512 296.797 0.570
202303 0.564 301.836 0.617
202306 0.668 305.109 0.723
202309 0.696 307.789 0.747
202312 0.705 306.746 0.759
202403 0.677 312.332 0.716
202406 0.653 314.175 0.686
202409 0.696 315.301 0.729
202412 0.625 315.605 0.654
202503 0.619 319.799 0.639
202506 0.664 322.561 0.680
202509 0.698 324.800 0.710
202512 0.708 324.054 0.721
202603 0.667 330.213 0.667

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.62 mean?
Bank of Cyprus Holdings (BKCYF) has a Cyclically Adjusted PS Ratio of 3.62 as of Jul. 18, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank of Cyprus Holdings and its competitors. This is 20% above median its historical median of 3.02. Over the past decade, Bank of Cyprus Holdings' Cyclically Adjusted PS Ratio has ranged from 2.09 to 3.91. According to the industry distribution chart, Bank of Cyprus Holdings ranks #729 out of 1303 companies in the Banks industry, placing it in the top 55.9%.
Is Bank of Cyprus Holdings' Cyclically Adjusted PS Ratio too high?
Bank of Cyprus Holdings' current Cyclically Adjusted PS Ratio of 3.62 is 20% above median its 10-year median of 3.02. Over the past 10 years, this metric has ranged from a low of 2.09 to a high of 3.91. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. Bank of Cyprus Holdings' value of 3.62 is 7.4% above this industry median. Based on the distribution chart, Bank of Cyprus Holdings ranks #729 out of 1303 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Cyprus Holdings has a GF Scoreâ„¢ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Cyprus Holdings' Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Cyprus Holdings ranks #729 out of 1303 companies for Cyclically Adjusted PS Ratio. This places Bank of Cyprus Holdings in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.37. Bank of Cyprus Holdings' value of 3.62 is 7.4% above this benchmark. Historically, Bank of Cyprus Holdings' own Cyclically Adjusted PS Ratio has ranged from 2.09 to 3.91 over the past decade. While the company's 10-year median is 3.02 vs. the industry median of 3.37, Bank of Cyprus Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Cyprus Holdings's current Cyclically Adjusted PS Ratio of 3.62 is 7.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bank of Cyprus Holdings and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Cyprus Holdings's current Cyclically Adjusted PS Ratio is 3.62, which is 20% above median its own 10-year median of 3.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Cyprus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Bank of Cyprus Holdings (BKCYF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.51, compared to a current price of $11.96 — trading 117.1% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.62, which is 20% above median its 10-year median of 3.02 and 7.4% above the Banks industry median of 3.37. Bank of Cyprus Holdings' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bank of Cyprus Holdings (BKCYF), the current Cyclically Adjusted PS Ratio is 3.62 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Cyprus Holdings (BKCYF) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Cyprus Holdings stock appears to be overvalued. The current stock price of $11.96 is trading 117.1% above its estimated GF Value™ of $5.51. GuruFocus considers Bank of Cyprus Holdings to be Significantly Overvalued.

Key valuation signals for BKCYF:

  • Cyclically Adjusted PS Ratio: 3.62 (20% above median its 10-year median of 3.02)
  • GF Value™: $5.51 vs. price of $11.96 (117.1% above fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 7.4% above the Banks median (#729 of 1303)

No single metric tells the full story. See the BKCYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Cyprus Holdings Business Description

Address 51 Stasinou Street, Ayia Paraskevi, Strovolos, Nicosia, CYP, CY 2002
Bank of Cyprus Holdings PLC along with its subsidiary companies involve the provision of banking, financial, and insurance services and the management and disposal of property predominately acquired in exchange for debt. The Group's activities are mainly concentrated in Cyprus.
58GF Score

Get the complete analysis for BKCYF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.96
Price
$5.51
GF Value