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Bank of Cyprus HoldingsBKCYF 58 Equity-to-Asset is 0.10 as of Jun. 2026, which is at its 10-year median of 0.10. GuruFocus rates BKCYF with a GF Score™ of 58/100 and a GF Value™ of $5.69 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,519 Banks companies, Bank of Cyprus Holdings ranks better than 54.38% on this metric.
Bank of Cyprus Holdings (OTCPK:BKCYF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Bank of Cyprus Holdings Equity-to-Asset Related Terms
Bank of Cyprus Holdings Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Cyprus Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Cyprus Holdings Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Cyprus Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Bank of Cyprus Holdings's Equity-to-Asset falls into.
Bank of Cyprus Holdings Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Bank of Cyprus Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Cyprus Holdings (BKCYF) has a Equity-to-Asset of 0.10 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bank of Cyprus Holdings and its competitors. This is near median its historical median of 0.10. Over the past decade, Bank of Cyprus Holdings' Equity-to-Asset has ranged from 0.08 to 0.14. According to the industry distribution chart, Bank of Cyprus Holdings ranks #693 out of 1519 companies in the Banks industry, placing it in the top 45.6%.
Is Bank of Cyprus Holdings' Equity-to-Asset too high?
Bank of Cyprus Holdings' current Equity-to-Asset of 0.10 is near median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. Bank of Cyprus Holdings' value of 0.10 is 0% at this industry median. Based on the distribution chart, Bank of Cyprus Holdings ranks #693 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Cyprus Holdings has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Cyprus Holdings' Equity-to-Asset compare to USB and PNC?
According to the Banks industry distribution chart, Bank of Cyprus Holdings ranks #693 out of 1519 companies for Equity-to-Asset. This puts Bank of Cyprus Holdings in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Bank of Cyprus Holdings' value of 0.10 is 0% at this benchmark. Historically, Bank of Cyprus Holdings' own Equity-to-Asset has ranged from 0.08 to 0.14 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.10, Bank of Cyprus Holdings has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Cyprus Holdings's current Equity-to-Asset of 0.10 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bank of Cyprus Holdings and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Cyprus Holdings's current Equity-to-Asset is 0.10, which is near median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Cyprus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Bank of Cyprus Holdings (BKCYF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.69, compared to a current price of $12.90 — trading 126.7% above its estimated fair value. The current Equity-to-Asset is 0.10, which is near median its 10-year median of 0.10 and 0% at the Banks industry median of 0.10. Bank of Cyprus Holdings' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Bank of Cyprus Holdings (BKCYF), the current Equity-to-Asset is 0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Cyprus Holdings (BKCYF) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Cyprus Holdings stock appears to be overvalued.
The current stock price of $12.90 is trading 126.7% above its estimated GF Value™ of $5.69.
GuruFocus considers Bank of Cyprus Holdings to be Significantly Overvalued.
Key valuation signals for BKCYF:
Equity-to-Asset: 0.10 (near median its 10-year median of 0.10)
GF Value™: $5.69 vs. price of $12.90 (126.7% above fair value)
Industry Position: 0% at the Banks median (#693 of 1519)
No single metric tells the full story. See the BKCYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Cyprus Holdings PLC along with its subsidiary companies involve the provision of banking, financial, and insurance services and the management and disposal of property predominately acquired in exchange for debt. The Group's activities are mainly concentrated in Cyprus.
58GF Score
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