BKCYF (Bank of Cyprus Holdings) Pretax Margin %: 57.53% (As of Mar. 2026) — 739% Above Median


BKCYF Bank of Cyprus Holdings PLC BKCYF
58 GF Score
Price $11.88
GF Value $5.49
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Bank of Cyprus Holdings Pretax Margin %?

Bank of Cyprus Holdings BKCYF 58 Pretax Margin % is 57.53% as of Mar. 2026, which is 739% above its 10-year median of 6.86. GuruFocus rates BKCYF with a GF Score™ of 58/100 and a GF Value™ of $5.49 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,530 Banks companies, Bank of Cyprus Holdings ranks better than 87.19% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Bank of Cyprus Holdings's Pre-Tax Income for the three months ended in Mar. 2026 was $168 Mil. Bank of Cyprus Holdings's Revenue for the three months ended in Mar. 2026 was $292 Mil. Therefore, Bank of Cyprus Holdings's pretax margin for the quarter that ended in Mar. 2026 was 57.53%.

The historical rank and industry rank for Bank of Cyprus Holdings's Pretax Margin % or its related term are showing as below:

BKCYF' s Pretax Margin % Range Over the Past 10 Years
Min: -42.27   Med: 6.86   Max: 54.05
Current: 54.05


BKCYF's Pretax Margin % is ranked better than
87.19% of 1530 companies
in the Banks industry
Industry Median: 34.715 vs BKCYF: 54.05

Bank of Cyprus Holdings  (OTCPK:BKCYF) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Bank of Cyprus Holdings Pretax Margin % Related Terms


Bank of Cyprus Holdings Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Bank of Cyprus Holdings's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Cyprus Holdings Pretax Margin % Chart

Bank of Cyprus Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.51 13.54 51.48 53.98 53.31

Bank of Cyprus Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 54.53 55.38 53.49 49.98 57.53

BKCYF vs PNC, USB: Pretax Margin % Comparison

For the Banks - Regional subindustry, Bank of Cyprus Holdings's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Cyprus Holdings Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Cyprus Holdings's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Bank of Cyprus Holdings's Pretax Margin % falls into.


BKCYF
58GF Score
Bank of Cyprus Holdings PLC BKCYF
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Cyprus Holdings Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Bank of Cyprus Holdings's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=642.714/1205.653
=53.31 %

Bank of Cyprus Holdings's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=167.896/291.828
=57.53 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 57.53% mean?
Bank of Cyprus Holdings (BKCYF) has a Pretax Margin % of 57.53% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Cyprus Holdings and its competitors. This is 739% above median its historical median of 6.86. According to the industry distribution chart, Bank of Cyprus Holdings ranks #196 out of 1530 companies in the Banks industry, placing it in the top 12.8%.
Is Bank of Cyprus Holdings' Pretax Margin % too high?
Bank of Cyprus Holdings' current Pretax Margin % of 57.53% is 739% above median its 10-year median of 6.86. The Banks industry median Pretax Margin % is 34.72. Bank of Cyprus Holdings' value of 57.53% is 65.7% above this industry median. Based on the distribution chart, Bank of Cyprus Holdings ranks #196 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Cyprus Holdings has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Cyprus Holdings' Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Cyprus Holdings ranks #196 out of 1530 companies for Pretax Margin %. This places Bank of Cyprus Holdings in the top 13% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. Bank of Cyprus Holdings' value of 57.53% is 65.7% above this benchmark. While the company's 10-year median is 6.86 vs. the industry median of 34.72, Bank of Cyprus Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Cyprus Holdings's current Pretax Margin % of 57.53% is 65.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bank of Cyprus Holdings and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Cyprus Holdings's current Pretax Margin % is 57.53%, which is 739% above median its own 10-year median of 6.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Cyprus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Bank of Cyprus Holdings (BKCYF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.49, compared to a current price of $11.88 — trading 116.3% above its estimated fair value. The current Pretax Margin % is 57.53%, which is 739% above median its 10-year median of 6.86 and 65.7% above the Banks industry median of 34.72. Bank of Cyprus Holdings' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bank of Cyprus Holdings (BKCYF), the current Pretax Margin % is 57.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Cyprus Holdings (BKCYF) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Cyprus Holdings stock appears to be overvalued. The current stock price of $11.88 is trading 116.3% above its estimated GF Value™ of $5.49. GuruFocus considers Bank of Cyprus Holdings to be Significantly Overvalued.

Key valuation signals for BKCYF:

  • Pretax Margin %: 57.53% (739% above median its 10-year median of 6.86)
  • GF Value™: $5.49 vs. price of $11.88 (116.3% above fair value)
  • GF Score™: 58/100 with 7 warning signs
  • Industry Position: 65.7% above the Banks median (#196 of 1530)

No single metric tells the full story. See the BKCYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Cyprus Holdings Business Description

Address 51 Stasinou Street, Ayia Paraskevi, Strovolos, Nicosia, CYP, CY 2002
Bank of Cyprus Holdings PLC along with its subsidiary companies involve the provision of banking, financial, and insurance services and the management and disposal of property predominately acquired in exchange for debt. The Group's activities are mainly concentrated in Cyprus.
58GF Score

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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.88
Price
$5.49
GF Value