BKCYF (Bank of Cyprus Holdings) Moat Score: 3/10 (As of Jul. 02, 2026)


BKCYF Bank of Cyprus Holdings PLC BKCYF
58 GF Score
Price $11.96
GF Value $5.51
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Bank of Cyprus Holdings Moat Score?

Bank of Cyprus Holdings BKCYF 58 Moat Score is 3 as of Jul. 02, 2026. GuruFocus rates BKCYF with a GF Score™ of 58/100 and a GF Value™ of $5.51 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,612 Banks companies, Bank of Cyprus Holdings ranks better than 74.5% on this metric.

Bank of Cyprus Holdings has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

Bank of Cyprus Holdings has No Moat: Bank of Cyprus has very weak competitive advantages. It faces significant challenges in market leadership and brand strength, with limited customer switching costs and pricing power in a competitive banking sector.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Bank of Cyprus Holdings might have No Moat - Very weak/transient advantages.

Bank of Cyprus Holdings  (OTCPK:BKCYF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Bank of Cyprus Holdings Moat Score Related Terms

BKCYF vs PNC, USB: Moat Score Comparison

For the Banks - Regional subindustry, Bank of Cyprus Holdings's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of Cyprus Holdings Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Cyprus Holdings's Moat Score distribution charts can be found below:

* The bar in red indicates where Bank of Cyprus Holdings's Moat Score falls into.


BKCYF
58GF Score
Bank of Cyprus Holdings PLC BKCYF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
Bank of Cyprus Holdings (BKCYF) has a Moat Score of 3 as of Jul. 02, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Bank of Cyprus Holdings ranks #411 out of 1612 companies in the Banks industry, placing it in the top 25.5%.
Is Bank of Cyprus Holdings' Moat Score too high?
Bank of Cyprus Holdings' current Moat Score is 3. Based on the distribution chart, Bank of Cyprus Holdings ranks #411 out of 1612 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of Cyprus Holdings has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Cyprus Holdings' Moat Score compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Cyprus Holdings ranks #411 out of 1612 companies for Moat Score. This puts Bank of Cyprus Holdings in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Bank of Cyprus Holdings's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Cyprus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Bank of Cyprus Holdings (BKCYF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.51, compared to a current price of $11.96 — trading 117.1% above its estimated fair value. The current Moat Score is 3. Bank of Cyprus Holdings' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Bank of Cyprus Holdings (BKCYF), the current Moat Score is 3 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Cyprus Holdings (BKCYF) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Cyprus Holdings stock appears to be overvalued. The current stock price of $11.96 is trading 117.1% above its estimated GF Value™ of $5.51. GuruFocus considers Bank of Cyprus Holdings to be Significantly Overvalued.

Key valuation signals for BKCYF:

  • Moat Score: 3
  • GF Value™: $5.51 vs. price of $11.96 (117.1% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the BKCYF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Cyprus Holdings Business Description

Address 51 Stasinou Street, Ayia Paraskevi, Strovolos, Nicosia, CYP, CY 2002
Bank of Cyprus Holdings PLC along with its subsidiary companies involve the provision of banking, financial, and insurance services and the management and disposal of property predominately acquired in exchange for debt. The Group's activities are mainly concentrated in Cyprus.
58GF Score

Get the complete analysis for BKCYF

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.96
Price
$5.51
GF Value